# 119-s-4411: Investing in the American Dream Act

119-s-4411, Investing in the American Dream Act, is a 119th Congress bill sponsored by Sen. Markey, Edward J. [D-MA] (D-MA); status introduced; PRIA reads it as touching household money (as of 2026-09-19).

- Canonical: https://policyrisk.com/legislation/119-s-4411
- As of: 2026-09-19
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-s-4411
- Congress: 119
- Title: Investing in the American Dream Act
- Status: introduced
- Introduced: 2026-04-28
- Sponsor: Sen. Markey, Edward J. [D-MA] (D-MA)
- Cosponsors: 23
- Policy area: Commerce
- Touches household money: yes
- Last recorded action: 2026-09-19

## Summary

**Expands access to certain SBA-backed loans for more immigrants and some people living abroad.** The bill would define a set of "covered loans" and set who may own or control small businesses that can get those loans.

## Cosponsors (23)

- Sen. Shaheen, Jeanne [D-NH] (D-NH), 2026-04-28T00:00:00.000Z
- Sen. Coons, Christopher A. [D-DE] (D-DE), 2026-04-28T00:00:00.000Z
- Sen. Rosen, Jacky [D-NV] (D-NV), 2026-04-28T00:00:00.000Z
- Sen. Schiff, Adam B. [D-CA] (D-CA), 2026-04-28T00:00:00.000Z
- Sen. Gillibrand, Kirsten E. [D-NY] (D-NY), 2026-04-28T00:00:00.000Z
- Sen. Blumenthal, Richard [D-CT] (D-CT), 2026-04-28T00:00:00.000Z
- Sen. Padilla, Alex [D-CA] (D-CA), 2026-04-28T00:00:00.000Z
- Sen. Warren, Elizabeth [D-MA] (D-MA), 2026-04-28T00:00:00.000Z
- Sen. Hirono, Mazie K. [D-HI] (D-HI), 2026-04-28T00:00:00.000Z
- Sen. Booker, Cory A. [D-NJ] (D-NJ), 2026-04-28T00:00:00.000Z
- Sen. Murray, Patty [D-WA] (D-WA), 2026-04-28T00:00:00.000Z
- Sen. Durbin, Richard J. [D-IL] (D-IL), 2026-04-28T00:00:00.000Z
- Sen. Kim, Andy [D-NJ] (D-NJ), 2026-04-28T00:00:00.000Z
- Sen. Merkley, Jeff [D-OR] (D-OR), 2026-04-28T00:00:00.000Z
- Sen. Blunt Rochester, Lisa [D-DE] (D-DE), 2026-05-19T00:00:00.000Z
- Sen. Duckworth, Tammy [D-IL] (D-IL), 2026-05-19T00:00:00.000Z
- Sen. Welch, Peter [D-VT] (D-VT), 2026-06-04T00:00:00.000Z
- Sen. Van Hollen, Chris [D-MD] (D-MD), 2026-06-04T00:00:00.000Z
- Sen. Wyden, Ron [D-OR] (D-OR), 2026-06-17T00:00:00.000Z
- Sen. Whitehouse, Sheldon [D-RI] (D-RI), 2026-06-17T00:00:00.000Z
- Sen. Hickenlooper, John W. [D-CO] (D-CO), 2026-08-06T00:00:00.000Z
- Sen. Alsobrooks, Angela D. [D-MD] (D-MD), 2026-09-15T00:00:00.000Z
- Sen. Heinrich, Martin [D-NM] (D-NM), 2026-09-17T00:00:00.000Z

## Provisions PRIA read

- More SBA loans for eligible immigrants: benefit, high. If enacted, this bill would let more small businesses run by eligible immigrants use certain SBA-backed loans. Covered loans would include loans guaranteed under SBA 7(a), SBA microloans, Title V SBIC guaranteed loans, and certain SBA surety bond guarantees. To qualify, a business would have to be…

## Related bills

- 119-s-3990: PrEP Access and Coverage Act of 2026
- 119-s-51: Washington, D.C. Admission Act
- 119-s-5108: Right to IVF Act of 2026
- 119-s-1503: Equality Act
- 119-s-5066: Health Equity and Accountability Act of 2026
- 119-s-852: Richard L. Trumka Protecting the Right to Organize Act of 2025

## Sources
- [119-s-4411 on Congress.gov](https://www.congress.gov/bill/119th-congress/senate-bill/4411)

## Related
- [119-s-3990: PrEP Access and Coverage Act of 2026](https://policyrisk.com/legislation/119-s-3990)
- [119-s-51: Washington, D.C. Admission Act](https://policyrisk.com/legislation/119-s-51)
- [119-s-5108: Right to IVF Act of 2026](https://policyrisk.com/legislation/119-s-5108)
- [119-s-1503: Equality Act](https://policyrisk.com/legislation/119-s-1503)
- [119-s-5066: Health Equity and Accountability Act of 2026](https://policyrisk.com/legislation/119-s-5066)
- [119-s-852: Richard L. Trumka Protecting the Right to Organize Act of 2025](https://policyrisk.com/legislation/119-s-852)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-s-4411 (as of 2026-09-19).