# 119-s-4492: ABLE MATCH (Making Able a Tool to Combat Hardship) Act

119-s-4492, ABLE MATCH (Making Able a Tool to Combat Hardship) Act, is a 119th Congress bill sponsored by Sen. Van Hollen, Chris [D-MD] (D-MD); status introduced; PRIA reads it as touching household money (as of 2026-06-11).

- Canonical: https://policyrisk.com/legislation/119-s-4492
- As of: 2026-06-11
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-s-4492
- Congress: 119
- Title: ABLE MATCH (Making Able a Tool to Combat Hardship) Act
- Status: introduced
- Introduced: 2026-05-12
- Sponsor: Sen. Van Hollen, Chris [D-MD] (D-MD)
- Cosponsors: 7
- Policy area: Taxation
- Touches household money: yes
- Last recorded action: 2026-06-11

## Summary

**Creates a federal matching payment for ABLE account contributions to help people with disabilities build savings.** This bill would add a new tax-code match for contributions to 529A (ABLE) accounts, require demographic reporting on beneficiaries, and fund state grants to expand ABLE use. - Families and beneficiaries: Eligible ABLE account beneficiaries could get a matching contribution equal to an applicable percentage of their contributions, up to $2,000 per year. The default match is 100% but is phased down based on modified adjusted gross income with a joint-return threshold of $56,000. - States and outreach: Authorizes grants to states to promote ABLE accounts and matching contributions and provides $5.0 million in funding each fiscal year from 2027 through 2030 for that purpose. - Tax administration: Matches are generally treated as tax credits payable to the ABLE account, with small matches under $50 handled as a different kind of credit; the law sets rules for income definitions, distribution testing periods, and error recovery. *Would increase federal outlays by creating matching payments up to $2,000 per beneficiary and by authorizing $5.0 million per year in grants for 2027–2030.*

## Cosponsors (7)

- Sen. Moran, Jerry [R-KS] (R-KS), 2026-05-12T00:00:00.000Z
- Sen. Klobuchar, Amy [D-MN] (D-MN), 2026-05-12T00:00:00.000Z
- Sen. Tillis, Thomas [R-NC] (R-NC), 2026-05-12T00:00:00.000Z
- Sen. Fetterman, John [D-PA] (D-PA), 2026-06-09T00:00:00.000Z
- Sen. Duckworth, Tammy [D-IL] (D-IL), 2026-06-09T00:00:00.000Z
- Sen. Gillibrand, Kirsten E. [D-NY] (D-NY), 2026-06-09T00:00:00.000Z
- Sen. Sanders, Bernard [I-VT] (I-VT), 2026-06-09T00:00:00.000Z

## Provisions PRIA read

- Grants to states for ABLE accounts: benefit, low. If enacted, the Treasury could award grants to States to promote ABLE accounts and the new matching payments. Congress would authorize $5,000,000 for each fiscal year 2027 through 2030 to fund the grant program.
- ABLE account match and tax rules: mixed, high. If enacted, this bill would create a refundable match for ABLE account contributions. You would be eligible if you are the account's designated beneficiary on the last day of the tax year. The match would equal a percent of up to $2,000 of qualified contributions each year. The percent starts at 10…

## Related bills

- 119-s-5066: Health Equity and Accountability Act of 2026
- 119-s-4498: ABLE Tomorrow Act
- 119-s-410: Love Lives On Act of 2025
- 119-s-237: Honoring Our Fallen Heroes Act of 2025
- 119-s-1261: CONNECT for Health Act of 2025
- 119-s-4493: A bill to clarify the use of direct deposit for contributions to ABLE programs.

## Sources
- [119-s-4492 on Congress.gov](https://www.congress.gov/bill/119th-congress/senate-bill/4492)

## Related
- [119-s-5066: Health Equity and Accountability Act of 2026](https://policyrisk.com/legislation/119-s-5066)
- [119-s-4498: ABLE Tomorrow Act](https://policyrisk.com/legislation/119-s-4498)
- [119-s-410: Love Lives On Act of 2025](https://policyrisk.com/legislation/119-s-410)
- [119-s-237: Honoring Our Fallen Heroes Act of 2025](https://policyrisk.com/legislation/119-s-237)
- [119-s-1261: CONNECT for Health Act of 2025](https://policyrisk.com/legislation/119-s-1261)
- [119-s-4493: A bill to clarify the use of direct deposit for contributions to ABLE programs.](https://policyrisk.com/legislation/119-s-4493)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-s-4492 (as of 2026-06-11).