# 119-s-4493: A bill to clarify the use of direct deposit for contributions to ABLE programs.

119-s-4493, A bill to clarify the use of direct deposit for contributions to ABLE programs., is a 119th Congress bill sponsored by Sen. Van Hollen, Chris [D-MD] (D-MD); status introduced (as of 2026-06-11).

- Canonical: https://policyrisk.com/legislation/119-s-4493
- As of: 2026-06-11
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-s-4493
- Congress: 119
- Title: A bill to clarify the use of direct deposit for contributions to ABLE programs.
- Status: introduced
- Introduced: 2026-05-12
- Sponsor: Sen. Van Hollen, Chris [D-MD] (D-MD)
- Cosponsors: 7
- Policy area: Taxation
- Touches household money: no
- Last recorded action: 2026-06-11

## Summary

**Protects direct deposit as an allowed way to put money into ABLE accounts.** The bill would state that no provision of law should be read to prevent using direct deposit to make contributions to qualified ABLE programs as defined in section 529A of the Internal Revenue Code.

## Cosponsors (7)

- Sen. Moran, Jerry [R-KS] (R-KS), 2026-05-12T00:00:00.000Z
- Sen. Klobuchar, Amy [D-MN] (D-MN), 2026-05-12T00:00:00.000Z
- Sen. Tillis, Thomas [R-NC] (R-NC), 2026-05-12T00:00:00.000Z
- Sen. Fetterman, John [D-PA] (D-PA), 2026-06-09T00:00:00.000Z
- Sen. Duckworth, Tammy [D-IL] (D-IL), 2026-06-09T00:00:00.000Z
- Sen. Gillibrand, Kirsten E. [D-NY] (D-NY), 2026-06-09T00:00:00.000Z
- Sen. Sanders, Bernard [I-VT] (I-VT), 2026-06-09T00:00:00.000Z

## Provisions PRIA read

- Use direct deposit for ABLE accounts: benefit, low. This bill would let you use direct deposit to put money into a qualified ABLE account. It would not change tax rules, contribution limits, or who may open an ABLE account. The change would take effect upon enactment.

## Related bills

- 119-s-5066: Health Equity and Accountability Act of 2026
- 119-s-4498: ABLE Tomorrow Act
- 119-s-410: Love Lives On Act of 2025
- 119-s-237: Honoring Our Fallen Heroes Act of 2025
- 119-s-1261: CONNECT for Health Act of 2025
- 119-s-4492: ABLE MATCH (Making Able a Tool to Combat Hardship) Act

## Sources
- [119-s-4493 on Congress.gov](https://www.congress.gov/bill/119th-congress/senate-bill/4493)

## Related
- [119-s-5066: Health Equity and Accountability Act of 2026](https://policyrisk.com/legislation/119-s-5066)
- [119-s-4498: ABLE Tomorrow Act](https://policyrisk.com/legislation/119-s-4498)
- [119-s-410: Love Lives On Act of 2025](https://policyrisk.com/legislation/119-s-410)
- [119-s-237: Honoring Our Fallen Heroes Act of 2025](https://policyrisk.com/legislation/119-s-237)
- [119-s-1261: CONNECT for Health Act of 2025](https://policyrisk.com/legislation/119-s-1261)
- [119-s-4492: ABLE MATCH (Making Able a Tool to Combat Hardship) Act](https://policyrisk.com/legislation/119-s-4492)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-s-4493 (as of 2026-06-11).