# 119-s-4517: Rural Depositories Revitalization Study Act

119-s-4517, Rural Depositories Revitalization Study Act, is a 119th Congress bill sponsored by Sen. Ricketts, Pete [R-NE] (R-NE); status introduced (as of 2026-09-20).

- Canonical: https://policyrisk.com/legislation/119-s-4517
- As of: 2026-09-20
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-s-4517
- Congress: 119
- Title: Rural Depositories Revitalization Study Act
- Status: introduced
- Introduced: 2026-05-13
- Sponsor: Sen. Ricketts, Pete [R-NE] (R-NE)
- Cosponsors: 1
- Policy area: Finance and Financial Sector
- Touches household money: no
- Last recorded action: 2026-09-20

## Summary

**Study to strengthen rural banks and credit unions.** This bill would require the Board of Governors of the Federal Reserve System, the Office of the Comptroller of the Currency, and the Federal Deposit Insurance Corporation to carry out a joint study on ways to improve growth, capital adequacy, and profitability of depository institutions that primarily serve rural areas and to identify federal statutes or agency regulations that limit those methods or the establishment of new rural de novo banks. It would also require the National Credit Union Administration to conduct a separate study of methods to improve growth, capital adequacy, and profitability of credit unions that primarily serve rural areas. Each agency would submit its report to Congress within one year and the bill adopts the "rural" definition in 12 C.F.R. 1026.35(b)(2)(iv)(A).

## Cosponsors (1)

- Sen. Warnock, Raphael G. [D-GA] (D-GA), 2026-05-13T00:00:00.000Z

## Related bills

- 119-s-5066: Health Equity and Accountability Act of 2026
- 119-s-4668: Protect College Sports Act of 2026
- 119-s-1260: Rural Housing Service Reform Act of 2025
- 119-s-1552: Living Donor Protection Act of 2025
- 119-s-1241: Sanctioning Russia Act of 2025
- 119-s-410: Love Lives On Act of 2025

## Sources
- [119-s-4517 on Congress.gov](https://www.congress.gov/bill/119th-congress/senate-bill/4517)

## Related
- [119-s-5066: Health Equity and Accountability Act of 2026](https://policyrisk.com/legislation/119-s-5066)
- [119-s-4668: Protect College Sports Act of 2026](https://policyrisk.com/legislation/119-s-4668)
- [119-s-1260: Rural Housing Service Reform Act of 2025](https://policyrisk.com/legislation/119-s-1260)
- [119-s-1552: Living Donor Protection Act of 2025](https://policyrisk.com/legislation/119-s-1552)
- [119-s-1241: Sanctioning Russia Act of 2025](https://policyrisk.com/legislation/119-s-1241)
- [119-s-410: Love Lives On Act of 2025](https://policyrisk.com/legislation/119-s-410)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-s-4517 (as of 2026-09-20).