# 119-s-4781: Make More in America Act of 2026 119-s-4781, Make More in America Act of 2026, is a 119th Congress bill sponsored by Sen. Schumer, Charles E. [D-NY] (D-NY); status introduced; PRIA reads it as touching household money (as of 2026-08-23). - Canonical: https://policyrisk.com/legislation/119-s-4781 - As of: 2026-08-23 - Plain-text twin of the page above; the HTML and this file carry the same facts. ## Facts - Bill: 119-s-4781 - Congress: 119 - Title: Make More in America Act of 2026 - Status: introduced - Introduced: 2026-06-15 - Sponsor: Sen. Schumer, Charles E. [D-NY] (D-NY) - Cosponsors: 12 - Policy area: Foreign Trade and International Finance - Touches household money: yes - Last recorded action: 2026-08-23 ## Summary **Prioritizes domestic production and commercialization of advanced and strategic technologies.** It expands the Export-Import Bank’s mission to fund U.S. manufacturing, coordinate federal resources, and de-risk projects that boost jobs and supply-chain resilience. - Workers: Requires job quality commitments, workforce training, prevailing wage monitoring, and for projects with 100 or more employees it requires collective bargaining protections and neutrality in organizing efforts. - Companies and startups: Creates the Make More in America Program to back U.S.-based export-related manufacturing in priority sectors like shipbuilding, robotics, aerospace, advanced energy, and critical minerals. The Bank may use grants, offtake agreements, price insurance, subordinated capital, and other flexible financing tools. - Federal oversight and risk limits: Sets a $205.0 billion applicable amount for fiscal years 2027–2033 and imposes quarterly default triggers: 2% for oil and gas, 4% for other traditional export credit, and 10% for the MMIA and China/Transformational Exports portfolios. It also creates a multiagency Investment Committee, a public 10-year roadmap, and domain-specific working groups to align financing with national security priorities. ## Cosponsors (12) - Sen. Reed, Jack [D-RI] (D-RI), 2026-06-15T00:00:00.000Z - Sen. Klobuchar, Amy [D-MN] (D-MN), 2026-06-15T00:00:00.000Z - Sen. Coons, Christopher A. [D-DE] (D-DE), 2026-06-15T00:00:00.000Z - Sen. Schatz, Brian [D-HI] (D-HI), 2026-06-15T00:00:00.000Z - Sen. Warren, Elizabeth [D-MA] (D-MA), 2026-06-15T00:00:00.000Z - Sen. Booker, Cory A. [D-NJ] (D-NJ), 2026-06-15T00:00:00.000Z - Sen. Van Hollen, Chris [D-MD] (D-MD), 2026-06-15T00:00:00.000Z - Sen. Duckworth, Tammy [D-IL] (D-IL), 2026-06-15T00:00:00.000Z - Sen. Kelly, Mark [D-AZ] (D-AZ), 2026-06-15T00:00:00.000Z - Sen. Kim, Andy [D-NJ] (D-NJ), 2026-06-15T00:00:00.000Z - Sen. Blunt Rochester, Lisa [D-DE] (D-DE), 2026-06-15T00:00:00.000Z - Sen. Alsobrooks, Angela D. [D-MD] (D-MD), 2026-06-15T00:00:00.000Z ## Provisions PRIA read - 10-year roadmap and agency coordination: benefit, medium. If enacted, the Bank would create an Investment Committee to publish a public 10-year investment roadmap for targeted technologies and national missions. The roadmap would need approval from the National Economic Council, National Security Council, and OSTP and be updated at least every four years.… - Broader export program for tech: benefit, medium. If enacted, the China and Transformational Exports Program would explicitly add the Russian Federation to covered countries. The bill would also replace the word "computing" with the broader term "technologies" and add "nuclear energy" to the list of transformational technologies. These changes wou… - Higher clean energy export goal: benefit, medium. If enacted, the Bank's export goal for renewable energy, energy efficiency, and energy storage would rise from 5% to 10%. This would set a higher target for Bank-supported exports in clean energy sectors and influence Bank prioritization of related exporters. - Bank hiring and pay flexibilities: benefit, low. If enacted, the Bank's Board would be allowed to set pay for up to 150 employees outside some usual civil service pay rules. The bill would also repeal a prior Export Enhancement Act staffing provision to align statute with the Bank's new staffing authority. - Ban financing for insider-owned firms: cost, medium. If enacted, entities in which a "covered individual" holds a significant interest would be ineligible for financing or other support under the bill. "Covered individuals" would include the President, Vice President, Members of Congress, certain Presidential appointees and Executive Office staff, me… - New Make More in America Program: mixed, high. If enacted, the bill would create the Make More in America Program to finance U.S. export-related manufacturing projects. Applicants would need to align projects with a 10-year investment roadmap and show a credible repayment path and U.S. job impacts. Projects would face job-quality, workforce-tra… - New loan default limits and reporting: mixed, high. If enacted, the bill would set the Bank's "applicable amount" at $205 billion for FY2027–FY2033 and require quarterly default-rate calculations. The law would set portfolio triggers that can freeze new outstanding commitments if default rates reach: 2% for oil and gas, 4% for other traditional expo… - More Bank financing tools, but cap: mixed, medium. If enacted, the Export-Import Bank would get more tools like grants, offtake and insurance facilities, subordinated capital, and short-term expert contracts to support projects. The Bank would be able to make advance payments under covered agreements to help early cash flow. The Working Capital Gua… ## Related bills - 119-s-5066: Health Equity and Accountability Act of 2026 - 119-s-2823: FAMILY Act - 119-s-5108: Right to IVF Act of 2026 - 119-s-1503: Equality Act - 119-s-852: Richard L. Trumka Protecting the Right to Organize Act of 2025 - 119-s-2150: Women’s Health Protection Act of 2025 ## Sources - [119-s-4781 on Congress.gov](https://www.congress.gov/bill/119th-congress/senate-bill/4781) ## Related - [119-s-5066: Health Equity and Accountability Act of 2026](https://policyrisk.com/legislation/119-s-5066) - [119-s-2823: FAMILY Act](https://policyrisk.com/legislation/119-s-2823) - [119-s-5108: Right to IVF Act of 2026](https://policyrisk.com/legislation/119-s-5108) - [119-s-1503: Equality Act](https://policyrisk.com/legislation/119-s-1503) - [119-s-852: Richard L. Trumka Protecting the Right to Organize Act of 2025](https://policyrisk.com/legislation/119-s-852) - [119-s-2150: Women’s Health Protection Act of 2025](https://policyrisk.com/legislation/119-s-2150) - [All bills in Congress](https://policyrisk.com/legislation) Source: PRIA, https://policyrisk.com/legislation/119-s-4781 (as of 2026-08-23).