# 119-s-529: Capping Prescription Costs Act of 2025

119-s-529, Capping Prescription Costs Act of 2025, is a 119th Congress bill sponsored by Sen. Warnock, Raphael G. [D-GA] (D-GA); status introduced; PRIA reads it as touching household money (as of 2026-04-21).

- Canonical: https://policyrisk.com/legislation/119-s-529
- As of: 2026-04-21
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-s-529
- Congress: 119
- Title: Capping Prescription Costs Act of 2025
- Status: introduced
- Introduced: 2025-02-11
- Sponsor: Sen. Warnock, Raphael G. [D-GA] (D-GA)
- Cosponsors: 13
- Policy area: Health
- Touches household money: yes
- Last recorded action: 2026-04-21

## Summary

**Nationwide caps on prescription drug cost-sharing** would limit annual out-of-pocket drug payments for people with private coverage. The bill would cap costs at $2,000 per person or $4,000 per family in 2026 and then adjust the cap for inflation starting in 2027. - Families and individuals: People with employer or individual plans would face a maximum annual drug cost-sharing of $2,000 per person or $4,000 per family starting in plan years 2026. Caps would rise each year using the medical care Consumer Price Index for All Urban Consumers and would be rounded down to the nearest $5 when needed. - Employers and group plans: Group health plans must follow the same cap because the bill adds matching provisions to the Employee Retirement Income Security Act and the Internal Revenue Code. The requirement applies to plan years beginning on or after January 1, 2026. - Insurers and markets: Health insurance issuers offering individual and group coverage must apply the cap under the Public Health Service Act, creating a uniform rule across markets. The annual adjustment uses the CPI-U medical care component to update the cap from 2027 onward.

## Cosponsors (13)

- Sen. Baldwin, Tammy [D-WI] (D-WI), 2025-02-11T00:00:00.000Z
- Sen. Booker, Cory A. [D-NJ] (D-NJ), 2025-02-11T00:00:00.000Z
- Sen. Blumenthal, Richard [D-CT] (D-CT), 2025-02-11T00:00:00.000Z
- Sen. Fetterman, John [D-PA] (D-PA), 2025-02-11T00:00:00.000Z
- Sen. Gillibrand, Kirsten E. [D-NY] (D-NY), 2025-02-11T00:00:00.000Z
- Sen. Heinrich, Martin [D-NM] (D-NM), 2025-02-11T00:00:00.000Z
- Sen. Kim, Andy [D-NJ] (D-NJ), 2025-02-11T00:00:00.000Z
- Sen. Klobuchar, Amy [D-MN] (D-MN), 2025-02-11T00:00:00.000Z
- Sen. Murray, Patty [D-WA] (D-WA), 2025-02-11T00:00:00.000Z
- Sen. Welch, Peter [D-VT] (D-VT), 2025-02-11T00:00:00.000Z
- Sen. Alsobrooks, Angela D. [D-MD] (D-MD), 2025-04-01T00:00:00.000Z
- Sen. Luján, Ben Ray [D-NM] (D-NM), 2025-04-01T00:00:00.000Z
- Sen. Gallego, Ruben [D-AZ] (D-AZ), 2025-08-01T00:00:00.000Z

## Provisions PRIA read

- Cap prescription drug costs for families: benefit, high. If enacted, this would limit how much you pay each year for prescription drug cost-sharing. For plan years beginning January 1, 2026, the cap would be $2,000 per enrolled individual and $4,000 per family. For plan years after 2026, the cap would rise each year by the CPI‑U medical care percentage,…

## Related bills

- 119-s-5066: Health Equity and Accountability Act of 2026
- 119-s-3990: PrEP Access and Coverage Act of 2026
- 119-s-2823: FAMILY Act
- 119-s-51: Washington, D.C. Admission Act
- 119-s-5108: Right to IVF Act of 2026
- 119-s-1503: Equality Act

## Sources
- [119-s-529 on Congress.gov](https://www.congress.gov/bill/119th-congress/senate-bill/529)

## Related
- [119-s-5066: Health Equity and Accountability Act of 2026](https://policyrisk.com/legislation/119-s-5066)
- [119-s-3990: PrEP Access and Coverage Act of 2026](https://policyrisk.com/legislation/119-s-3990)
- [119-s-2823: FAMILY Act](https://policyrisk.com/legislation/119-s-2823)
- [119-s-51: Washington, D.C. Admission Act](https://policyrisk.com/legislation/119-s-51)
- [119-s-5108: Right to IVF Act of 2026](https://policyrisk.com/legislation/119-s-5108)
- [119-s-1503: Equality Act](https://policyrisk.com/legislation/119-s-1503)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-s-529 (as of 2026-04-21).