# 119-s-5354: Native American Housing Assistance and Self-Determination Modernization Act of 2026 119-s-5354, Native American Housing Assistance and Self-Determination Modernization Act of 2026, is a 119th Congress bill sponsored by Sen. Murkowski, Lisa [R-AK] (R-AK); status in_committee; PRIA reads it as touching household money (as of 2026-10-08). - Canonical: https://policyrisk.com/legislation/119-s-5354 - As of: 2026-10-08 - Plain-text twin of the page above; the HTML and this file carry the same facts. ## Facts - Bill: 119-s-5354 - Congress: 119 - Title: Native American Housing Assistance and Self-Determination Modernization Act of 2026 - Status: in_committee - Introduced: 2026-08-06 - Sponsor: Sen. Murkowski, Lisa [R-AK] (R-AK) - Cosponsors: 9 - Policy area: Native Americans - Touches household money: yes - Last recorded action: 2026-10-08 ## Summary **Modernizes NAHASDA to expand tribal control over housing and add new homelessness and loan‑guarantee tools.** It streamlines environmental reviews, raises tribal autonomy over procurement and leases, and creates targeted programs for veterans and Native Hawaiians. - Tribes and tribal housing entities gain stronger project control. They can assume a consolidated environmental review when other Federal funds do not exceed 49% of the Federal share, set their own procurement rules, make subawards, and use 99‑year leasehold interests for housing. - New homelessness and veteran supports target tribal and Native Hawaiian communities. The bill creates Tribal HUD‑VASH and a Tribal Homeless Housing Assistance Grant program, plus a Native Hawaiian Homeless Housing Assistance program. It also authorizes $25 million a year for Tribal Continuum of Care participation grants and ties Native Hawaiian funding to 0.2% of McKinney‑Vento competitive grants. - Homeownership access is expanded through Section 184 and 184A changes. Guarantees may cover up to 100% of unpaid principal and interest, include more lenders such as certified community development financial institutions, and generally cap loan terms at 40 years. ## Cosponsors (9) - Sen. Heinrich, Martin [D-NM] (D-NM), 2026-09-30T00:00:00.000Z - Sen. Schatz, Brian [D-HI] (D-HI), 2026-08-06T00:00:00.000Z - Sen. Daines, Steve [R-MT] (R-MT), 2026-08-06T00:00:00.000Z - Sen. Luján, Ben Ray [D-NM] (D-NM), 2026-08-06T00:00:00.000Z - Sen. Sullivan, Dan [R-AK] (R-AK), 2026-08-06T00:00:00.000Z - Sen. Hirono, Mazie K. [D-HI] (D-HI), 2026-08-06T00:00:00.000Z - Sen. Crapo, Mike [R-ID] (R-ID), 2026-08-06T00:00:00.000Z - Sen. Cortez Masto, Catherine [D-NV] (D-NV), 2026-09-23T00:00:00.000Z - Sen. Smith, Tina [D-MN] (D-MN), 2026-09-23T00:00:00.000Z ## Provisions PRIA read - Bigger mortgage guarantees for Native buyers: benefit, high. If enacted, the bill would let HUD guarantee up to 100% of unpaid principal and interest on eligible 1–4 family loans for construction, purchase, refinance, or rehab. More types of lenders could participate, including federally supervised lenders and certified community development financial instit… - More homeless and veteran housing help: benefit, medium. If enacted, the bill would create new tribal-targeted homeless housing programs. It would authorize a Tribal Homeless Housing Assistance Grant Program using up to 5% of title IV McKinney‑Vento competitive funds each year and a Native Hawaiian Homeless program using up to 0.2% of those funds each ye… - Longer leases and buy-rights for tenants: benefit, medium. If enacted, the bill would extend maximum leasehold terms on trust or restricted housing land from 50 years to 99 years. The bill would also require that rental units converted to homeownership be offered first to the current rental family if that family was low-income at initial occupancy. Homeown… - Program authorizations and Native definitions: benefit, low. If enacted, the bill would reauthorize NAHASDA section 108 and Native Hawaiian housing assistance for fiscal years 2027 through 2033 with "such sums as may be necessary." The bill would define Native Hawaiian status for program eligibility and allow tribes and recipients to offer college housing as… - More tribal control over program rules: mixed, medium. If enacted, the bill would give tribes and recipients more flexibility over procurement, subawards, and program rules. Recipients could adopt written, public procurement policies and give subawards to nonprofit subrecipients even if state procurement rules would otherwise apply. Recipients could se… - Emergency payment limits and hearings: mixed, medium. If enacted, the bill would allow the Secretary to immediately limit payments to a recipient in an emergency. The recipient would get notice and could request a hearing within 30 days. A requested hearing must be expedited, and if it is not finished within 180 days the Secretary's payment limit woul… - Faster tribal environmental reviews, with limits: mixed, medium. If enacted, the bill would let tribes or the Department of Hawaiian Home Lands assume full environmental review responsibility when other Federal funds used do not exceed 49% of the Federal share of a project. Tribal environmental determinations would count for other federal agencies. The bill woul… ## Related bills - 119-s-5066: Health Equity and Accountability Act of 2026 - 119-s-1032: Major Richard Star Act - 119-s-1547: America the Beautiful Act - 119-sres-913: A resolution relating to the death of the Honorable Nancy Kassebaum, former United States Senator for the State of Kansas. - 119-sres-897: A resolution honoring the life, service, and legacy of the Honorable Jon Llewellyn Kyl, former Senator for the State of Arizona. - 119-sres-801: A resolution honoring the life and legacy of the Honorable Lindsey Olin Graham, a Senator from the State of South Carolina. ## Sources - [119-s-5354 on Congress.gov](https://www.congress.gov/bill/119th-congress/senate-bill/5354) ## Related - [119-s-5066: Health Equity and Accountability Act of 2026](https://policyrisk.com/legislation/119-s-5066) - [119-s-1032: Major Richard Star Act](https://policyrisk.com/legislation/119-s-1032) - [119-s-1547: America the Beautiful Act](https://policyrisk.com/legislation/119-s-1547) - [119-sres-913: A resolution relating to the death of the Honorable Nancy Kassebaum, former Uni…](https://policyrisk.com/legislation/119-sres-913) - [119-sres-897: A resolution honoring the life, service, and legacy of the Honorable Jon Llewel…](https://policyrisk.com/legislation/119-sres-897) - [119-sres-801: A resolution honoring the life and legacy of the Honorable Lindsey Olin Graham,…](https://policyrisk.com/legislation/119-sres-801) - [All bills in Congress](https://policyrisk.com/legislation) Source: PRIA, https://policyrisk.com/legislation/119-s-5354 (as of 2026-10-08).