# 119-s-5456: Stop Social Security Garnishment Act of 2026

119-s-5456, Stop Social Security Garnishment Act of 2026, is a 119th Congress bill sponsored by Sen. Sanders, Bernard [I-VT] (I-VT); status introduced; PRIA reads it as touching household money (as of 2026-10-01).

- Canonical: https://policyrisk.com/legislation/119-s-5456
- As of: 2026-10-01
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-s-5456
- Congress: 119
- Title: Stop Social Security Garnishment Act of 2026
- Status: introduced
- Introduced: 2026-09-22
- Sponsor: Sen. Sanders, Bernard [I-VT] (I-VT)
- Cosponsors: 9
- Policy area: Education
- Touches household money: yes
- Last recorded action: 2026-10-01

## Summary

**Protects Social Security benefits from being offset to collect defaulted federal student loans.** This bill would add a new Section 493E to the Higher Education Act to bar Treasury offsets of Social Security payments to recover defaults on loans made, insured, or guaranteed under Title IV Part G. The prohibition applies only to Social Security payments and to Part G loan debts and does not change other collection tools or repayment authorities for those loans.

## Cosponsors (9)

- Sen. Warren, Elizabeth [D-MA] (D-MA), 2026-09-22T00:00:00.000Z
- Sen. Markey, Edward J. [D-MA] (D-MA), 2026-09-22T00:00:00.000Z
- Sen. Wyden, Ron [D-OR] (D-OR), 2026-09-22T00:00:00.000Z
- Sen. Blumenthal, Richard [D-CT] (D-CT), 2026-09-22T00:00:00.000Z
- Sen. Merkley, Jeff [D-OR] (D-OR), 2026-09-22T00:00:00.000Z
- Sen. Padilla, Alex [D-CA] (D-CA), 2026-09-22T00:00:00.000Z
- Sen. Reed, Jack [D-RI] (D-RI), 2026-09-22T00:00:00.000Z
- Sen. Hirono, Mazie K. [D-HI] (D-HI), 2026-09-22T00:00:00.000Z
- Sen. Gillibrand, Kirsten E. [D-NY] (D-NY), 2026-09-22T00:00:00.000Z

## Provisions PRIA read

- Stop Student Loan Garnishment of Social Security: benefit, high. This bill would prohibit Treasury and other federal agencies from reducing Social Security payments to collect defaulted federal student loans made, insured, or guaranteed under Title IV Part G. The prohibition would apply starting on the date of enactment. It would only block offsets of payments d…

## Related bills

- 119-s-5066: Health Equity and Accountability Act of 2026
- 119-s-3990: PrEP Access and Coverage Act of 2026
- 119-s-2823: FAMILY Act
- 119-s-2763: Keep Billionaires Out of Social Security Act
- 119-s-3869: Healthy Families Act
- 119-s-51: Washington, D.C. Admission Act

## Sources
- [119-s-5456 on Congress.gov](https://www.congress.gov/bill/119th-congress/senate-bill/5456)

## Related
- [119-s-5066: Health Equity and Accountability Act of 2026](https://policyrisk.com/legislation/119-s-5066)
- [119-s-3990: PrEP Access and Coverage Act of 2026](https://policyrisk.com/legislation/119-s-3990)
- [119-s-2823: FAMILY Act](https://policyrisk.com/legislation/119-s-2823)
- [119-s-2763: Keep Billionaires Out of Social Security Act](https://policyrisk.com/legislation/119-s-2763)
- [119-s-3869: Healthy Families Act](https://policyrisk.com/legislation/119-s-3869)
- [119-s-51: Washington, D.C. Admission Act](https://policyrisk.com/legislation/119-s-51)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-s-5456 (as of 2026-10-01).