# 119-s-5532: Protection of Social Security Benefits Restoration Act

119-s-5532, Protection of Social Security Benefits Restoration Act, is a 119th Congress bill sponsored by Sen. Wyden, Ron [D-OR] (D-OR); status introduced; PRIA reads it as touching household money (as of 2026-10-11).

- Canonical: https://policyrisk.com/legislation/119-s-5532
- As of: 2026-10-11
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-s-5532
- Congress: 119
- Title: Protection of Social Security Benefits Restoration Act
- Status: introduced
- Introduced: 2026-09-24
- Sponsor: Sen. Wyden, Ron [D-OR] (D-OR)
- Cosponsors: 6
- Policy area: Labor and Employment
- Touches household money: yes
- Last recorded action: 2026-10-11

## Summary

**Would block the government from using administrative offsets to take Social Security, Railroad Retirement, and Black Lung benefits to repay other federal debts.** It would repeal specific offset provisions in 31 U.S.C. 3716 and extend the Social Security offset prohibition to related railroad programs. - Social Security beneficiaries: Their monthly benefits would not be reduced by administrative offsets to satisfy other government claims. - Railroad Retirement and Railroad Unemployment Insurance beneficiaries: The bill would apply the same offset protections to railroad benefit programs. - Black Lung beneficiaries: Benefits for black lung claimants would be shielded from administrative collection actions. - Federal agencies that rely on administrative offsets: The bill would remove or void specific offset authorities in federal debt-collection law, limiting a tool agencies use to collect debts.

## Cosponsors (6)

- Sen. Whitehouse, Sheldon [D-RI] (D-RI), 2026-09-24T00:00:00.000Z
- Sen. Warren, Elizabeth [D-MA] (D-MA), 2026-09-24T00:00:00.000Z
- Sen. Murray, Patty [D-WA] (D-WA), 2026-09-24T00:00:00.000Z
- Sen. Gillibrand, Kirsten E. [D-NY] (D-NY), 2026-09-24T00:00:00.000Z
- Sen. Van Hollen, Chris [D-MD] (D-MD), 2026-09-24T00:00:00.000Z
- Sen. Sanders, Bernard [I-VT] (I-VT), 2026-09-24T00:00:00.000Z

## Provisions PRIA read

- Protect Social Security benefit checks: benefit, high. If enacted, this bill would stop certain administrative offsets from cutting your Social Security (Title II) benefit checks. It would remove specified offset authority in 31 U.S.C. 3716(c), strike certain subparagraphs, and delete the phrase "the Commissioner of Social Security and" from paragraph…
- Protect railroad retirement and unemployment benefits: benefit, medium. If enacted, this bill would extend the same ban on specified administrative offsets to Railroad Retirement and Railroad Unemployment Insurance benefits. It would amend the Railroad Retirement Act and the Railroad Unemployment Insurance Act to apply section 207(d) of the Social Security Act to those…

## Related bills

- 119-s-3990: PrEP Access and Coverage Act of 2026
- 119-s-2823: FAMILY Act
- 119-s-2763: Keep Billionaires Out of Social Security Act
- 119-s-3869: Healthy Families Act
- 119-s-51: Washington, D.C. Admission Act
- 119-s-5108: Right to IVF Act of 2026

## Sources
- [119-s-5532 on Congress.gov](https://www.congress.gov/bill/119th-congress/senate-bill/5532)

## Related
- [119-s-3990: PrEP Access and Coverage Act of 2026](https://policyrisk.com/legislation/119-s-3990)
- [119-s-2823: FAMILY Act](https://policyrisk.com/legislation/119-s-2823)
- [119-s-2763: Keep Billionaires Out of Social Security Act](https://policyrisk.com/legislation/119-s-2763)
- [119-s-3869: Healthy Families Act](https://policyrisk.com/legislation/119-s-3869)
- [119-s-51: Washington, D.C. Admission Act](https://policyrisk.com/legislation/119-s-51)
- [119-s-5108: Right to IVF Act of 2026](https://policyrisk.com/legislation/119-s-5108)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-s-5532 (as of 2026-10-11).