# 119-s-5619: Restoring Essential Plan Coverage Act

119-s-5619, Restoring Essential Plan Coverage Act, is a 119th Congress bill sponsored by Sen. Schumer, Charles E. [D-NY] (D-NY); status introduced; PRIA reads it as touching household money (as of 2026-10-16).

- Canonical: https://policyrisk.com/legislation/119-s-5619
- As of: 2026-10-16
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-s-5619
- Congress: 119
- Title: Restoring Essential Plan Coverage Act
- Status: introduced
- Introduced: 2026-09-30
- Sponsor: Sen. Schumer, Charles E. [D-NY] (D-NY)
- Cosponsors: 1
- Policy area: Taxation
- Touches household money: yes
- Last recorded action: 2026-10-16

## Summary

This bill would **restore premium tax credits for lawfully present noncitizens** and let states expand Basic Health Program eligibility up to 250% of the federal poverty line. It also would create a targeted premium tax credit rule for certain lawfully present people who are not eligible for Medicaid because of their immigration status. - Would restore premium tax credit (PTC) eligibility for lawfully present noncitizens and treat the prior limiting amendment as if it had not been enacted. The restoration would be applied retroactively to the point tied to Public Law 119-21. - Would allow certain lawfully present aliens who are ineligible for Medicaid because of their immigration status to be treated as having household income equal to 100% of the federal poverty line for PTC purposes when their actual income does not exceed 100% FPL. This special rule would apply to tax years beginning after December 31, 2025. - Would let states opt to raise the Basic Health Program maximum income from 200% FPL to a state-chosen level up to 250% FPL. That option would apply to plan years beginning on or after January 1, 2027.

## Cosponsors (1)

- Sen. Gillibrand, Kirsten E. [D-NY] (D-NY), 2026-09-30T00:00:00.000Z

## Provisions PRIA read

- Restore premium tax credits for immigrants: benefit, high. If enacted, the bill would repeal an earlier change in Public Law 119-21 that limited premium tax credit access for lawfully present people. That repeal would restore premium tax credit rules for affected lawfully present noncitizens retroactively. For taxable years beginning after December 31, 202…
- States can expand Basic Health to 250%: benefit, medium. If enacted, the bill would let each State choose a Basic Health Program income limit between 200 percent and 250 percent of the federal poverty line. That change would apply to plan years beginning on or after January 1, 2027. Households with income above 200 percent but within a State's chosen lim…

## Related bills

- 119-s-5022: Cannabis Administration and Opportunity Act
- 119-s-2823: FAMILY Act
- 119-s-2763: Keep Billionaires Out of Social Security Act
- 119-s-3869: Healthy Families Act
- 119-s-51: Washington, D.C. Admission Act
- 119-s-5108: Right to IVF Act of 2026

## Sources
- [119-s-5619 on Congress.gov](https://www.congress.gov/bill/119th-congress/senate-bill/5619)

## Related
- [119-s-5022: Cannabis Administration and Opportunity Act](https://policyrisk.com/legislation/119-s-5022)
- [119-s-2823: FAMILY Act](https://policyrisk.com/legislation/119-s-2823)
- [119-s-2763: Keep Billionaires Out of Social Security Act](https://policyrisk.com/legislation/119-s-2763)
- [119-s-3869: Healthy Families Act](https://policyrisk.com/legislation/119-s-3869)
- [119-s-51: Washington, D.C. Admission Act](https://policyrisk.com/legislation/119-s-51)
- [119-s-5108: Right to IVF Act of 2026](https://policyrisk.com/legislation/119-s-5108)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-s-5619 (as of 2026-10-16).