# 119-s-5625: Affordable Housing Construction Act

119-s-5625, Affordable Housing Construction Act, is a 119th Congress bill sponsored by Sen. Whitehouse, Sheldon [D-RI] (D-RI); status introduced; PRIA reads it as touching household money (as of 2026-10-16).

- Canonical: https://policyrisk.com/legislation/119-s-5625
- As of: 2026-10-16
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-s-5625
- Congress: 119
- Title: Affordable Housing Construction Act
- Status: introduced
- Introduced: 2026-09-30
- Sponsor: Sen. Whitehouse, Sheldon [D-RI] (D-RI)
- Cosponsors: 1
- Policy area: Taxation
- Touches household money: yes
- Last recorded action: 2026-10-16

## Summary

**Boosts the Low‑Income Housing Tax Credit to drive more affordable construction and upgrades.** It raises state credit limits and layers big credit bonuses for projects that pay prevailing wages, use renewables, sit near transit, include accessible units, or serve extremely low‑income households.

## Cosponsors (1)

- Sen. Reed, Jack [D-RI] (D-RI), 2026-09-30T00:00:00.000Z

## Provisions PRIA read

- Higher cap for housing credits: benefit, high. If enacted, States would use larger baseline amounts when calculating their Low-Income Housing Tax Credit ceiling. The bill would change $1.75 to $9.79 and $2,000,000 to $11,340,000 for calendar years starting after December 31, 2026. These are calculation rules that would let States allocate more…
- Bigger credits for priority projects: mixed, high. If enacted, the bill would let housing agencies raise eligible LIHTC basis for qualifying projects. The increases would include: 50% for prevailing-wage projects, 50% for projects reserving at least 20% of units for extremely low-income households (≤30% AMGI), 25% for projects near public transit,…
- Bond, timing, and affordability rules: mixed, medium. If enacted, the bill would change several LIHTC bond and timing rules. It would lower a bond-financing test from 25% to 15% and treat “qualified obligations” as limited to bond issues dated before January 1, 2028 (applies to buildings placed in service for taxable years after December 31, 2025). Th…

## Related bills

- 119-s-4949: Water Resources Development Act of 2026
- 119-s-3990: PrEP Access and Coverage Act of 2026
- 119-s-2823: FAMILY Act
- 119-s-2763: Keep Billionaires Out of Social Security Act
- 119-s-3869: Healthy Families Act
- 119-s-51: Washington, D.C. Admission Act

## Sources
- [119-s-5625 on Congress.gov](https://www.congress.gov/bill/119th-congress/senate-bill/5625)

## Related
- [119-s-4949: Water Resources Development Act of 2026](https://policyrisk.com/legislation/119-s-4949)
- [119-s-3990: PrEP Access and Coverage Act of 2026](https://policyrisk.com/legislation/119-s-3990)
- [119-s-2823: FAMILY Act](https://policyrisk.com/legislation/119-s-2823)
- [119-s-2763: Keep Billionaires Out of Social Security Act](https://policyrisk.com/legislation/119-s-2763)
- [119-s-3869: Healthy Families Act](https://policyrisk.com/legislation/119-s-3869)
- [119-s-51: Washington, D.C. Admission Act](https://policyrisk.com/legislation/119-s-51)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-s-5625 (as of 2026-10-16).