# 119-s-5644: A bill to amend title 31, United States Code, to exempt transactions with respect to cash reward payments by crime stopper organizations from certain currency transaction reports.

119-s-5644, A bill to amend title 31, United States Code, to exempt transactions with respect to cash reward payments by crime stopper organizations from certain currency transaction reports., is a 119th Congress bill sponsored by Sen. Moody, Ashley [R-FL] (R-FL); status introduced; PRIA reads it as touching household money (as of 2026-10-18).

- Canonical: https://policyrisk.com/legislation/119-s-5644
- As of: 2026-10-18
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-s-5644
- Congress: 119
- Title: A bill to amend title 31, United States Code, to exempt transactions with respect to cash reward payments by crime stopper organizations from certain currency transaction reports.
- Status: introduced
- Introduced: 2026-09-30
- Sponsor: Sen. Moody, Ashley [R-FL] (R-FL)
- Cosponsors: 0
- Policy area: Finance and Financial Sector
- Touches household money: yes
- Last recorded action: 2026-10-18

## Summary

**Exempts cash rewards paid by crime‑stopper nonprofits from currency transaction reporting.** The bill would add paragraph (E) to 31 U.S.C. 5313(d)(1) to exclude transactions where a nonprofit pays a cash reward for information about a crime from Bank Secrecy Act currency transaction reports. It creates a narrow, textual exemption aimed at reducing reporting burdens on nonprofit tip‑reward activities.

## Provisions PRIA read

- Less reporting for crime reward payments: benefit, low. If enacted, the bill would exempt certain cash reward payments from currency transaction reports (CTRs). Nonprofit crime-stopper organizations would not have to file CTRs for cash paid as rewards for information about crimes. The bill would set no reward amount and would not change other CTR report…

## Related bills

- 119-s-2120: Older Americans Act Reauthorization Act of 2025
- 119-s-1541: SHIPS for America Act of 2025
- 119-s-4952: Protecting American Taxpayers Act
- 119-s-4378: Protecting American Taxpayers Act
- 119-s-1748: Kids Online Safety Act
- 119-s-4328: FLEX Act

## Sources
- [119-s-5644 on Congress.gov](https://www.congress.gov/bill/119th-congress/senate-bill/5644)

## Related
- [119-s-2120: Older Americans Act Reauthorization Act of 2025](https://policyrisk.com/legislation/119-s-2120)
- [119-s-1541: SHIPS for America Act of 2025](https://policyrisk.com/legislation/119-s-1541)
- [119-s-4952: Protecting American Taxpayers Act](https://policyrisk.com/legislation/119-s-4952)
- [119-s-4378: Protecting American Taxpayers Act](https://policyrisk.com/legislation/119-s-4378)
- [119-s-1748: Kids Online Safety Act](https://policyrisk.com/legislation/119-s-1748)
- [119-s-4328: FLEX Act](https://policyrisk.com/legislation/119-s-4328)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-s-5644 (as of 2026-10-18).