# 119-s-619: Credit Freeze for Kids Act

119-s-619, Credit Freeze for Kids Act, is a 119th Congress bill sponsored by Sen. Hassan, Margaret Wood [D-NH] (D-NH); status introduced; PRIA reads it as touching household money (as of 2025-12-21).

- Canonical: https://policyrisk.com/legislation/119-s-619
- As of: 2025-12-21
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-s-619
- Congress: 119
- Title: Credit Freeze for Kids Act
- Status: introduced
- Introduced: 2025-02-18
- Sponsor: Sen. Hassan, Margaret Wood [D-NH] (D-NH)
- Cosponsors: 1
- Policy area: Finance and Financial Sector
- Touches household money: yes
- Last recorded action: 2025-12-21

## Summary

**Expedited, no-cost security freezes for protected consumers through their representatives.** The Credit Freeze for Kids Act would amend the Fair Credit Reporting Act so consumer reporting agencies must accept direct freeze requests from a protected consumer's representative and act quickly. - Protected consumers and their representatives: A security freeze would be placed free of charge within 3 business days when a representative requests by toll-free phone, secure electronic means, or mail. - Consumer reporting agencies: Agencies would have to accept sufficient proof of identification and authority, place the requested freeze within 3 business days, and notify other consumer reporting agencies so they also place freezes within 3 business days. - Implementation timing: The bill phases in these obligations 18 months after the law takes effect.

## Cosponsors (1)

- Sen. Cornyn, John [R-TX] (R-TX), 2025-02-18T00:00:00.000Z

## Provisions PRIA read

- Free credit freezes for children: benefit, low. If enacted, this bill would let a protected consumer's authorized representative ask a consumer reporting agency (CRA) to place a free security freeze on the consumer's credit. The representative would need to send ID, proof of authority, and any other required documents. If the request is made by…

## Related bills

- 119-s-1071: National Defense Authorization Act for Fiscal Year 2026
- 119-s-1748: Kids Online Safety Act
- 119-s-2904: SHADOW Fleet Sanctions Act of 2026
- 119-s-3990: PrEP Access and Coverage Act of 2026
- 119-s-3315: Health Care Cybersecurity and Resiliency Act of 2026
- 119-s-2332: ALERT Communities Act

## Sources
- [119-s-619 on Congress.gov](https://www.congress.gov/bill/119th-congress/senate-bill/619)

## Related
- [119-s-1071: National Defense Authorization Act for Fiscal Year 2026](https://policyrisk.com/legislation/119-s-1071)
- [119-s-1748: Kids Online Safety Act](https://policyrisk.com/legislation/119-s-1748)
- [119-s-2904: SHADOW Fleet Sanctions Act of 2026](https://policyrisk.com/legislation/119-s-2904)
- [119-s-3990: PrEP Access and Coverage Act of 2026](https://policyrisk.com/legislation/119-s-3990)
- [119-s-3315: Health Care Cybersecurity and Resiliency Act of 2026](https://policyrisk.com/legislation/119-s-3315)
- [119-s-2332: ALERT Communities Act](https://policyrisk.com/legislation/119-s-2332)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-s-619 (as of 2025-12-21).