# 119-s-68: Complete COVID Collections Act

119-s-68, Complete COVID Collections Act, is a 119th Congress bill sponsored by Sen. Ernst, Joni [R-IA] (R-IA); status in_committee; PRIA reads it as touching household money (as of 2026-09-10).

- Canonical: https://policyrisk.com/legislation/119-s-68
- As of: 2026-09-10
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-s-68
- Congress: 119
- Title: Complete COVID Collections Act
- Status: in_committee
- Introduced: 2025-01-09
- Sponsor: Sen. Ernst, Joni [R-IA] (R-IA)
- Cosponsors: 6
- Policy area: Commerce
- Touches household money: yes
- Last recorded action: 2026-09-10

## Summary

**Would prevent suspension of collections on small COVID-19 loans and boost fraud enforcement and transparency.** This bill would set rules so covered pandemic relief loans and grants face more consistent collection, reporting, and prosecution standards while increasing public recoveries data. - Small businesses and borrowers: Claims on covered COVID-19 loans under $100,000 must be referred to the Department of the Treasury for final collection decisions, and the Small Business Administration Administrator cannot delegate that referral duty. - Prosecutors and grant programs: The statute of limitations for criminal or civil fraud actions tied to CARES Act loans, Restaurant Revitalization Grants, and shuttered venue grants would be harmonized to 10 years. - Oversight bodies and taxpayers: The Attorney General must provide monthly DOJ program fraud reports to Congress with prosecutions, recoveries, referrals, and declinations. The Pandemic Response Accountability Committee must post real-time recoveries by fund type within 60 days. Fraud-related recoveries must be applied to reduce the Federal debt, and Special Inspector General pandemic authorities are extended and coordinated with the SBA Inspector General through Sept. 30, 2030.

## Cosponsors (6)

- Sen. Young, Todd [R-IN] (R-IN), 2025-01-09T00:00:00.000Z
- Sen. Blackburn, Marsha [R-TN] (R-TN), 2025-01-09T00:00:00.000Z
- Sen. Lankford, James [R-OK] (R-OK), 2025-01-09T00:00:00.000Z
- Sen. Curtis, John R. [R-UT] (R-UT), 2025-01-09T00:00:00.000Z
- Sen. Schmitt, Eric [R-MO] (R-MO), 2025-01-21T00:00:00.000Z
- Sen. Hawley, Josh [R-MO] (R-MO), 2025-01-21T00:00:00.000Z

## Provisions PRIA read

- More fraud reporting and recoveries transparency: benefit, low. If enacted, the bill would require the Attorney General to send Congress a detailed DOJ fraud report within 90 days and then monthly. It would require the Pandemic Response Accountability Committee to post real-time data on recovered COVID-19 funds within 60 days. It would require that money recove…
- Longer window for COVID fraud cases: cost, medium. If enacted, the bill would let prosecutors and civil enforcers file fraud cases up to 10 years after the offense. The 10-year window would cover certain CARES Act loans and investments, shuttered venue operator grants, and Restaurant Revitalization Grants. This would give agencies more time to brin…
- New SBA collection rules and oversight: cost, low. If enacted, the bill would define which COVID-19 loans, grants, and programs are "covered" for its rules. It would require the SBA to send any covered-loan claim under $100,000 to the Department of the Treasury for a final decision. The SBA Administrator would have to brief Congress within 30 days…

## Related bills

- 119-s-3752: SAVE America Act
- 119-s-4429: Connected Vehicle Security Act of 2026
- 119-s-587: Death Tax Repeal Act of 2025
- 119-s-186: No Taxpayer Funding for Abortion and Abortion Insurance Full Disclosure Act of 2025
- 119-s-6: Born-Alive Abortion Survivors Protection Act
- 119-s-213: Main Street Tax Certainty Act

## Sources
- [119-s-68 on Congress.gov](https://www.congress.gov/bill/119th-congress/senate-bill/68)

## Related
- [119-s-3752: SAVE America Act](https://policyrisk.com/legislation/119-s-3752)
- [119-s-4429: Connected Vehicle Security Act of 2026](https://policyrisk.com/legislation/119-s-4429)
- [119-s-587: Death Tax Repeal Act of 2025](https://policyrisk.com/legislation/119-s-587)
- [119-s-186: No Taxpayer Funding for Abortion and Abortion Insurance Full Disclosure Act of…](https://policyrisk.com/legislation/119-s-186)
- [119-s-6: Born-Alive Abortion Survivors Protection Act](https://policyrisk.com/legislation/119-s-6)
- [119-s-213: Main Street Tax Certainty Act](https://policyrisk.com/legislation/119-s-213)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-s-68 (as of 2026-09-10).