# 119-s-824: NFIP Extension Act of 2025

119-s-824, NFIP Extension Act of 2025, is a 119th Congress bill sponsored by Sen. Kennedy, John [R-LA] (R-LA); status introduced; PRIA reads it as touching household money (as of 2025-12-21).

- Canonical: https://policyrisk.com/legislation/119-s-824
- As of: 2025-12-21
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-s-824
- Congress: 119
- Title: NFIP Extension Act of 2025
- Status: introduced
- Introduced: 2025-03-04
- Sponsor: Sen. Kennedy, John [R-LA] (R-LA)
- Cosponsors: 1
- Policy area: Finance and Financial Sector
- Touches household money: yes
- Last recorded action: 2025-12-21

## Summary

**Extends the National Flood Insurance Program through Sept. 30, 2025.** This bill would move the NFIP's financing authorization and program expiration dates to that date and make the change retroactive to March 14, 2025, if enacted after that day. - Homeowners and renters in flood-prone areas: Would keep access to NFIP coverage and policy options through Sept. 30, 2025, by extending the program's authorization. - Federal emergency management operations: Would extend the NFIP's financing authority to Sept. 30, 2025, maintaining the program's funding authorization for that period. - Timing and retroactivity: If enacted after March 14, 2025, the new dates would be treated as effective on March 14, 2025, which shifts the official authorization window back to that date.

## Cosponsors (1)

- Sen. Cassidy, Bill [R-LA] (R-LA), 2025-03-04T00:00:00.000Z

## Provisions PRIA read

- Keep federal flood insurance running: benefit, low. This bill would extend the National Flood Insurance Program through September 30, 2025. It would replace two "September 30, 2023" dates in the National Flood Insurance Act with "September 30, 2025." If enacted after March 14, 2025, the changes would take effect as if they started on March 14, 2025.…

## Related bills

- 119-s-4744: Take Care of America’s Veterans Act
- 119-s-1748: Kids Online Safety Act
- 119-s-292: Educational Choice for Children Act of 2025
- 119-s-93: Harmful Algal Bloom and Hypoxia Research and Control Amendments Act of 2025
- 119-s-3257: John A. Hauser Mental Health in Aviation Act
- 119-s-3752: SAVE America Act

## Sources
- [119-s-824 on Congress.gov](https://www.congress.gov/bill/119th-congress/senate-bill/824)

## Related
- [119-s-4744: Take Care of America’s Veterans Act](https://policyrisk.com/legislation/119-s-4744)
- [119-s-1748: Kids Online Safety Act](https://policyrisk.com/legislation/119-s-1748)
- [119-s-292: Educational Choice for Children Act of 2025](https://policyrisk.com/legislation/119-s-292)
- [119-s-93: Harmful Algal Bloom and Hypoxia Research and Control Amendments Act of 2025](https://policyrisk.com/legislation/119-s-93)
- [119-s-3257: John A. Hauser Mental Health in Aviation Act](https://policyrisk.com/legislation/119-s-3257)
- [119-s-3752: SAVE America Act](https://policyrisk.com/legislation/119-s-3752)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-s-824 (as of 2025-12-21).