# 119-s-901: LIONs Act of 2025

119-s-901, LIONs Act of 2025, is a 119th Congress bill sponsored by Sen. Tillis, Thomas [R-NC] (R-NC); status in_committee; PRIA reads it as touching household money (as of 2026-09-27).

- Canonical: https://policyrisk.com/legislation/119-s-901
- As of: 2026-09-27
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-s-901
- Congress: 119
- Title: LIONs Act of 2025
- Status: in_committee
- Introduced: 2025-03-06
- Sponsor: Sen. Tillis, Thomas [R-NC] (R-NC)
- Cosponsors: 2
- Policy area: Commerce
- Touches household money: yes
- Last recorded action: 2026-09-27

## Summary

**Raises maximum SBA loan sizes** to expand how much small businesses can borrow under two federal programs. The bill increases the statutory caps for 7(a) loans and for development company loans under the Small Business Investment Act of 1958. - Small businesses: Eligible borrowers under the SBA 7(a) program could access larger single loans, with the maximum rising from $3.75 million to $7.5 million and a related threshold increasing from $5 million to $10 million. - Development companies and SBIC-backed financing: The caps that previously appeared as $5 million and $5.5 million are replaced so referenced development company loan maximums become $10 million, expanding the program's loan ceiling.

## Cosponsors (2)

- Sen. Wicker, Roger F. [R-MS] (R-MS), 2026-09-24T00:00:00.000Z
- Sen. Fetterman, John [D-PA] (D-PA), 2025-04-29T00:00:00.000Z

## Provisions PRIA read

- Bigger SBA loans for small businesses: benefit, high. If enacted, you could borrow up to $7,500,000 with an SBA 7(a) loan. If enacted, you could borrow up to $10,000,000 with an SBA 504 (development company) loan. The bill replaces prior statutory dollar caps and the excerpt shows no phase-in or sunset.

## Related bills

- 119-s-2296: National Defense Authorization Act for Fiscal Year 2026
- 119-s-4784: National Defense Authorization Act for Fiscal Year 2027
- 119-s-4744: Take Care of America’s Veterans Act
- 119-s-1541: SHIPS for America Act of 2025
- 119-s-1748: Kids Online Safety Act
- 119-s-5025: Lindsey O. Graham Sanctioning Russia Act of 2026

## Sources
- [119-s-901 on Congress.gov](https://www.congress.gov/bill/119th-congress/senate-bill/901)

## Related
- [119-s-2296: National Defense Authorization Act for Fiscal Year 2026](https://policyrisk.com/legislation/119-s-2296)
- [119-s-4784: National Defense Authorization Act for Fiscal Year 2027](https://policyrisk.com/legislation/119-s-4784)
- [119-s-4744: Take Care of America’s Veterans Act](https://policyrisk.com/legislation/119-s-4744)
- [119-s-1541: SHIPS for America Act of 2025](https://policyrisk.com/legislation/119-s-1541)
- [119-s-1748: Kids Online Safety Act](https://policyrisk.com/legislation/119-s-1748)
- [119-s-5025: Lindsey O. Graham Sanctioning Russia Act of 2026](https://policyrisk.com/legislation/119-s-5025)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-s-901 (as of 2026-09-27).