# 119-sjres-126: A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Fair Debt Collection Practices Act (Regulation F); Time-Barred Debt".

119-sjres-126, A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Fair Debt Collection Practices Act (Regulation F); Time-Barred Debt"., is a 119th Congress bill sponsored by Sen. Kim, Andy [D-NJ] (D-NJ); status in_committee; PRIA reads it as touching household money (as of 2026-05-21).

- Canonical: https://policyrisk.com/legislation/119-sjres-126
- As of: 2026-05-21
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-sjres-126
- Congress: 119
- Title: A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Fair Debt Collection Practices Act (Regulation F); Time-Barred Debt".
- Status: in_committee
- Introduced: 2026-03-17
- Sponsor: Sen. Kim, Andy [D-NJ] (D-NJ)
- Cosponsors: 0
- Policy area: Finance and Financial Sector
- Touches household money: yes
- Last recorded action: 2026-05-21

## Summary

**Keeps Regulation F protections for time‑barred debt.** This resolution would nullify the Bureau of Consumer Financial Protection's rule that withdrew the Fair Debt Collection Practices Act (Regulation F) provisions on time‑barred debt and would leave the current Regulation F framework for time‑barred debt in place.

## Provisions PRIA read

- Keep protections for old debts: benefit, medium. If enacted, this resolution would block the CFPB rule that withdrew the Regulation F time-barred debt rule (88 Fed. Reg. 26475, May 1, 2023; withdrawal published at 90 Fed. Reg. 20084, May 12, 2025). It would declare that the specified withdrawal has no force or effect. That would preserve the curr…

## Related bills

- 119-s-2120: Older Americans Act Reauthorization Act of 2025
- 119-s-5022: Cannabis Administration and Opportunity Act
- 119-s-2838: Protecting Our Democracy Act
- 119-s-2819: Head Start for America's Children Act
- 119-s-1541: SHIPS for America Act of 2025
- 119-s-5283: Momnibus Act

## Sources
- [119-sjres-126 on Congress.gov](https://www.congress.gov/bill/119th-congress/senate-joint-resolution/126)

## Related
- [119-s-2120: Older Americans Act Reauthorization Act of 2025](https://policyrisk.com/legislation/119-s-2120)
- [119-s-5022: Cannabis Administration and Opportunity Act](https://policyrisk.com/legislation/119-s-5022)
- [119-s-2838: Protecting Our Democracy Act](https://policyrisk.com/legislation/119-s-2838)
- [119-s-2819: Head Start for America's Children Act](https://policyrisk.com/legislation/119-s-2819)
- [119-s-1541: SHIPS for America Act of 2025](https://policyrisk.com/legislation/119-s-1541)
- [119-s-5283: Momnibus Act](https://policyrisk.com/legislation/119-s-5283)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-sjres-126 (as of 2026-05-21).