# 119-sjres-130: A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to withdrawal of the rule relating to "Consumer Financial Protection Circular 2024-05: Improper Overdraft Opt-In Practices".

119-sjres-130, A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to withdrawal of the rule relating to "Consumer Financial Protection Circular 2024-05: Improper Overdraft Opt-In Practices"., is a 119th Congress bill sponsored by Sen. Van Hollen, Chris [D-MD] (D-MD); status in_committee (as of 2026-05-21).

- Canonical: https://policyrisk.com/legislation/119-sjres-130
- As of: 2026-05-21
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-sjres-130
- Congress: 119
- Title: A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to withdrawal of the rule relating to "Consumer Financial Protection Circular 2024-05: Improper Overdraft Opt-In Practices".
- Status: in_committee
- Introduced: 2026-03-18
- Sponsor: Sen. Van Hollen, Chris [D-MD] (D-MD)
- Cosponsors: 0
- Policy area: Finance and Financial Sector
- Touches household money: no
- Last recorded action: 2026-05-21

## Summary

**Would disapprove the CFPB rule that would withdraw Consumer Financial Protection Circular 2024-05 on improper overdraft opt-in practices.** The resolution would make that withdrawal have no force or effect, keeping Circular 2024-05 in place.

## Votes

| Date | Chamber | Question | Result | Yea | Nay |
| --- | --- | --- | --- | --- | --- |
| 2026-05-13T17:35:00.000Z | senate | On the Motion to Proceed S.J.Res. 130 | Motion to Proceed Rejected | 47 | 53 |

## Related bills

- 119-s-2819: Head Start for America's Children Act
- 119-s-5283: Momnibus Act
- 119-s-4504: Full-Service Community School Expansion Act of 2026
- 119-s-3990: PrEP Access and Coverage Act of 2026
- 119-s-2823: FAMILY Act
- 119-s-2763: Keep Billionaires Out of Social Security Act

## Sources
- [119-sjres-130 on Congress.gov](https://www.congress.gov/bill/119th-congress/senate-joint-resolution/130)

## Related
- [119-s-2819: Head Start for America's Children Act](https://policyrisk.com/legislation/119-s-2819)
- [119-s-5283: Momnibus Act](https://policyrisk.com/legislation/119-s-5283)
- [119-s-4504: Full-Service Community School Expansion Act of 2026](https://policyrisk.com/legislation/119-s-4504)
- [119-s-3990: PrEP Access and Coverage Act of 2026](https://policyrisk.com/legislation/119-s-3990)
- [119-s-2823: FAMILY Act](https://policyrisk.com/legislation/119-s-2823)
- [119-s-2763: Keep Billionaires Out of Social Security Act](https://policyrisk.com/legislation/119-s-2763)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-sjres-130 (as of 2026-05-21).