# 119-sjres-134: A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Truth in Lending (Regulation Z); Use of Digital User Accounts to Access Buy Now, Pay Later Loans".

119-sjres-134, A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Truth in Lending (Regulation Z); Use of Digital User Accounts to Access Buy Now, Pay Later Loans"., is a 119th Congress bill sponsored by Sen. Reed, Jack [D-RI] (D-RI); status in_committee (as of 2026-05-21).

- Canonical: https://policyrisk.com/legislation/119-sjres-134
- As of: 2026-05-21
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-sjres-134
- Congress: 119
- Title: A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Truth in Lending (Regulation Z); Use of Digital User Accounts to Access Buy Now, Pay Later Loans".
- Status: in_committee
- Introduced: 2026-03-18
- Sponsor: Sen. Reed, Jack [D-RI] (D-RI)
- Cosponsors: 0
- Policy area: Finance and Financial Sector
- Touches household money: no
- Last recorded action: 2026-05-21

## Summary

**Blocks the Bureau of Consumer Financial Protection's withdrawal of the Truth in Lending (Regulation Z) rule on using digital user accounts to access Buy Now, Pay Later loans.** The resolution disapproves that withdrawal and states the withdrawal has no force or effect.

## Related bills

- 119-s-1541: SHIPS for America Act of 2025
- 119-s-3990: PrEP Access and Coverage Act of 2026
- 119-s-2823: FAMILY Act
- 119-s-2763: Keep Billionaires Out of Social Security Act
- 119-s-2234: Reducing Homelessness Through Program Reform Act
- 119-s-3869: Healthy Families Act

## Sources
- [119-sjres-134 on Congress.gov](https://www.congress.gov/bill/119th-congress/senate-joint-resolution/134)

## Related
- [119-s-1541: SHIPS for America Act of 2025](https://policyrisk.com/legislation/119-s-1541)
- [119-s-3990: PrEP Access and Coverage Act of 2026](https://policyrisk.com/legislation/119-s-3990)
- [119-s-2823: FAMILY Act](https://policyrisk.com/legislation/119-s-2823)
- [119-s-2763: Keep Billionaires Out of Social Security Act](https://policyrisk.com/legislation/119-s-2763)
- [119-s-2234: Reducing Homelessness Through Program Reform Act](https://policyrisk.com/legislation/119-s-2234)
- [119-s-3869: Healthy Families Act](https://policyrisk.com/legislation/119-s-3869)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-sjres-134 (as of 2026-05-21).