# 119-sjres-145: A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Fair Credit Reporting; Permissible Purposes for Furnishing, Using, and Obtaining Consumer Reports".

119-sjres-145, A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Fair Credit Reporting; Permissible Purposes for Furnishing, Using, and Obtaining Consumer Reports"., is a 119th Congress bill sponsored by Sen. Wyden, Ron [D-OR] (D-OR); status in_committee; PRIA reads it as touching household money (as of 2026-05-21).

- Canonical: https://policyrisk.com/legislation/119-sjres-145
- As of: 2026-05-21
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-sjres-145
- Congress: 119
- Title: A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Fair Credit Reporting; Permissible Purposes for Furnishing, Using, and Obtaining Consumer Reports".
- Status: in_committee
- Introduced: 2026-03-25
- Sponsor: Sen. Wyden, Ron [D-OR] (D-OR)
- Cosponsors: 0
- Policy area: Finance and Financial Sector
- Touches household money: yes
- Last recorded action: 2026-05-21

## Summary

**Keeps the 2022 fair credit reporting rule in place by disapproving the withdrawal.** This joint resolution would render the Bureau of Consumer Financial Protection's May 12, 2025 withdrawal rule powerless and preserve the July 12, 2022 regulation on permissible purposes for furnishing, using, and obtaining consumer reports.

## Provisions PRIA read

- Protect consumer credit-report rules: benefit, high. If enacted, this resolution would disapprove the CFPB rule that withdraws the 2022 "Fair Credit Reporting; Permissible Purposes" rule (87 Fed. Reg. 41243, July 12, 2022). It would declare the referenced withdrawal notice (90 Fed. Reg. 20084, May 12, 2025) to have no force or effect. This would keep…

## Related bills

- 119-s-891: Bipartisan Health Care Act
- 119-s-5071: Children's Safe Welcome Act of 2026
- 119-s-5022: Cannabis Administration and Opportunity Act
- 119-s-2819: Head Start for America's Children Act
- 119-s-4504: Full-Service Community School Expansion Act of 2026
- 119-s-3990: PrEP Access and Coverage Act of 2026

## Sources
- [119-sjres-145 on Congress.gov](https://www.congress.gov/bill/119th-congress/senate-joint-resolution/145)

## Related
- [119-s-891: Bipartisan Health Care Act](https://policyrisk.com/legislation/119-s-891)
- [119-s-5071: Children's Safe Welcome Act of 2026](https://policyrisk.com/legislation/119-s-5071)
- [119-s-5022: Cannabis Administration and Opportunity Act](https://policyrisk.com/legislation/119-s-5022)
- [119-s-2819: Head Start for America's Children Act](https://policyrisk.com/legislation/119-s-2819)
- [119-s-4504: Full-Service Community School Expansion Act of 2026](https://policyrisk.com/legislation/119-s-4504)
- [119-s-3990: PrEP Access and Coverage Act of 2026](https://policyrisk.com/legislation/119-s-3990)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-sjres-145 (as of 2026-05-21).