# 119-sjres-151: A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Bulletin 2023-01: Unfair Billing and Collection Practices After Bankruptcy Discharges of Certain Student Loan Debts".

119-sjres-151, A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Bulletin 2023-01: Unfair Billing and Collection Practices After Bankruptcy Discharges of Certain Student Loan Debts"., is a 119th Congress bill sponsored by Sen. Hirono, Mazie K. [D-HI] (D-HI); status introduced; PRIA reads it as touching household money (as of 2026-05-23).

- Canonical: https://policyrisk.com/legislation/119-sjres-151
- As of: 2026-05-23
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-sjres-151
- Congress: 119
- Title: A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Bulletin 2023-01: Unfair Billing and Collection Practices After Bankruptcy Discharges of Certain Student Loan Debts".
- Status: introduced
- Introduced: 2026-03-26
- Sponsor: Sen. Hirono, Mazie K. [D-HI] (D-HI)
- Cosponsors: 0
- Policy area: Finance and Financial Sector
- Touches household money: yes
- Last recorded action: 2026-05-23

## Summary

**Preserve CFPB guidance protecting student‑loan borrowers after bankruptcy discharges.** This bill would disapprove the Bureau of Consumer Financial Protection's rule that withdraws Bulletin 2023-01 and thereby keep the agency's 2023 guidance on unfair billing and collection practices after certain student loan bankruptcy discharges in place.

## Provisions PRIA read

- Keep CFPB student loan guidance: benefit, low. If enacted, this joint resolution would disapprove the Bureau of Consumer Financial Protection rule published at 90 Fed. Reg. 20084 (May 12, 2025). That CFPB rule withdrew Bulletin 2023-01 (88 Fed. Reg. 17366; March 23, 2023). The resolution would declare the withdrawal rule shall have no force or…

## Related bills

- 119-s-5066: Health Equity and Accountability Act of 2026
- 119-s-5071: Children's Safe Welcome Act of 2026
- 119-s-2838: Protecting Our Democracy Act
- 119-s-2819: Head Start for America's Children Act
- 119-s-5283: Momnibus Act
- 119-s-4504: Full-Service Community School Expansion Act of 2026

## Sources
- [119-sjres-151 on Congress.gov](https://www.congress.gov/bill/119th-congress/senate-joint-resolution/151)

## Related
- [119-s-5066: Health Equity and Accountability Act of 2026](https://policyrisk.com/legislation/119-s-5066)
- [119-s-5071: Children's Safe Welcome Act of 2026](https://policyrisk.com/legislation/119-s-5071)
- [119-s-2838: Protecting Our Democracy Act](https://policyrisk.com/legislation/119-s-2838)
- [119-s-2819: Head Start for America's Children Act](https://policyrisk.com/legislation/119-s-2819)
- [119-s-5283: Momnibus Act](https://policyrisk.com/legislation/119-s-5283)
- [119-s-4504: Full-Service Community School Expansion Act of 2026](https://policyrisk.com/legislation/119-s-4504)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-sjres-151 (as of 2026-05-23).