# 119-sjres-159: A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Consumer Financial Protection Circular 2022-05: Debt Collection and Consumer Reporting Practices Involving Invalid Nursing Home Debts".

119-sjres-159, A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Consumer Financial Protection Circular 2022-05: Debt Collection and Consumer Reporting Practices Involving Invalid Nursing Home Debts"., is a 119th Congress bill sponsored by Sen. Padilla, Alex [D-CA] (D-CA); status introduced; PRIA reads it as touching household money (as of 2026-04-22).

- Canonical: https://policyrisk.com/legislation/119-sjres-159
- As of: 2026-04-22
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-sjres-159
- Congress: 119
- Title: A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Consumer Financial Protection Circular 2022-05: Debt Collection and Consumer Reporting Practices Involving Invalid Nursing Home Debts".
- Status: introduced
- Introduced: 2026-04-13
- Sponsor: Sen. Padilla, Alex [D-CA] (D-CA)
- Cosponsors: 0
- Policy area: unknown
- Touches household money: yes
- Last recorded action: 2026-04-22

## Summary

**Preserves CFPB Circular 2022-05 on invalid nursing home debts.** It nullifies the CFPB action that would withdraw that circular and keeps the agency's guidance on debt collection and consumer reporting involving invalid nursing home debts.

## Provisions PRIA read

- Keep CFPB nursing home guidance: benefit, low. If enacted, this resolution would disapprove the CFPB rule published at 90 Fed. Reg. 20084 (May 12, 2025) that tries to withdraw CFPB Circular 2022-05 (87 Fed. Reg. 57375, Sept. 20, 2022). That would keep the circular and its guidance about debt collection and credit reporting for disputed or inval…

## Related bills

- 119-s-5066: Health Equity and Accountability Act of 2026
- 119-s-1462: Fix Our Forests Act
- 119-s-5022: Cannabis Administration and Opportunity Act
- 119-s-2838: Protecting Our Democracy Act
- 119-s-2819: Head Start for America's Children Act
- 119-s-5283: Momnibus Act

## Sources
- [119-sjres-159 on Congress.gov](https://www.congress.gov/bill/119th-congress/senate-joint-resolution/159)

## Related
- [119-s-5066: Health Equity and Accountability Act of 2026](https://policyrisk.com/legislation/119-s-5066)
- [119-s-1462: Fix Our Forests Act](https://policyrisk.com/legislation/119-s-1462)
- [119-s-5022: Cannabis Administration and Opportunity Act](https://policyrisk.com/legislation/119-s-5022)
- [119-s-2838: Protecting Our Democracy Act](https://policyrisk.com/legislation/119-s-2838)
- [119-s-2819: Head Start for America's Children Act](https://policyrisk.com/legislation/119-s-2819)
- [119-s-5283: Momnibus Act](https://policyrisk.com/legislation/119-s-5283)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-sjres-159 (as of 2026-04-22).