# Alaska SB 185: INSURANCE; REBATES; ADVERTISING

Alaska SB 185, INSURANCE; REBATES; ADVERTISING, is a 34th Legislature (2025-2026) Senate bill sponsored by SENATE LABOR & COMMERCE; status failed, last action 2026-05-19 ((H) Scheduled but Not Heard -- Delayed to a Call of the Chair --); PRIA reads it as touching household money (as of 2026-11-04).

- Canonical: https://policyrisk.com/state-bill/AK-SB185-34
- As of: 2026-11-04
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: Alaska SB 185
- State: Alaska
- Session: 34th Legislature (2025-2026)
- Title: INSURANCE; REBATES; ADVERTISING
- Status: failed
- Chamber: Senate
- Introduced: 2025-04-25
- Last action: 2026-05-19, (H) Scheduled but Not Heard -- Delayed to a Call of the Chair --
- Sponsor: SENATE LABOR & COMMERCE
- Cosponsors: 0
- Touches household money: yes
- Economic provisions PRIA read: 5

## Summary

No summary available.

## Bill overview: provisions PRIA read

- Broader health coverage for artificial limbs: benefit, high. Alaska individual and group health plans issued, delivered, or renewed starting January 1, 2027, must cover artificial limbs and braces. Coverage must at least match Medicare standards. It includes a provider-selected device and one additional needed device for daily, work, physical-activity, and h…
- Insurance customers can receive gifts without buying: benefit, low. Starting January 1, 2027, Alaska insurers and insurance sellers can offer noncash gifts, including meals and charitable donations. Offers must be nondiscriminatory and cannot require buying, keeping, or renewing a policy. Individual gifts must stay within a cost the insurance director considers rea…
- Low-cost extra services for insurance customers: benefit, low. Starting January 1, 2027, Alaska insurers and insurance sellers can offer qualifying insurance-related services free or at reduced cost. Services must mainly support permitted risk, health, financial-wellness, post-loss, or benefit-administration purposes. Their total cost per policy term cannot ex…
- Optional Medicaid coverage for artificial limbs: benefit, low. The law adds specified artificial limbs, braces, and replacements to Alaska Medicaid's optional services, subject to a federal approval condition. Federal health officials must approve the state-plan change or find approval unnecessary on or before January 1, 2029. The change takes effect the day a…
- Insurance sales protections and tighter rebate limits: mixed, low. Starting January 1, 2027, Alaska insurers, insurance sellers, and their representatives cannot offer insurance to encourage buying another policy. Ads cannot describe insurance coverage as “free,” “no cost,” or similar terms. Rebate limits expressly cover insurance sellers, alongside property, casu…

## Sponsors and cosponsors

- Sponsor: SENATE LABOR & COMMERCE

## Bill text

- HCS CSSB 185(L&C), 2026-04-27: [HTML](https://www.akleg.gov/basis/Bill/Text/34?Hsid=SB0185C), [PDF](https://www.akleg.gov/PDF/34/Bills/SB0185C.PDF)
- CSSB 185(L&C), 2026-03-23: [HTML](https://www.akleg.gov/basis/Bill/Text/34?Hsid=SB0185B), [PDF](https://www.akleg.gov/PDF/34/Bills/SB0185B.PDF)
- SB 185, 2025-04-25: [HTML](https://www.akleg.gov/basis/Bill/Text/34?Hsid=SB0185A), [PDF](https://www.akleg.gov/PDF/34/Bills/SB0185A.PDF)

## Related bills

- SB 178: EXPAND EARLY INTERVENTION SERVICES (became law)
- SB 104: VEHICLES/BOATS: TRANSFER ON DEATH TITLE (became law)
- SB 86: MONEY TRANSMISSION; VIRTUAL CURRENCY (became law)
- HB 265: APPROP: MENTAL HEALTH BUDGET (signed)
- HB 263: APPROP: OPERATING BUDGET;FUNDS;SUPP (signed)
- HB 239: CRIME/CNTRL SUBST/ADDRESS CONFIDENTIALITY (became law)

## Sources
- [HCS CSSB 185(L&C) (HTML)](https://www.akleg.gov/basis/Bill/Text/34?Hsid=SB0185C)
- [HCS CSSB 185(L&C) (PDF)](https://www.akleg.gov/PDF/34/Bills/SB0185C.PDF)
- [CSSB 185(L&C) (HTML)](https://www.akleg.gov/basis/Bill/Text/34?Hsid=SB0185B)
- [CSSB 185(L&C) (PDF)](https://www.akleg.gov/PDF/34/Bills/SB0185B.PDF)
- [SB 185 (HTML)](https://www.akleg.gov/basis/Bill/Text/34?Hsid=SB0185A)
- [SB 185 (PDF)](https://www.akleg.gov/PDF/34/Bills/SB0185A.PDF)

## Related
- [SB 178: EXPAND EARLY INTERVENTION SERVICES](https://policyrisk.com/state-bill/AK-SB178-34)
- [SB 104: VEHICLES/BOATS: TRANSFER ON DEATH TITLE](https://policyrisk.com/state-bill/AK-SB104-34)
- [SB 86: MONEY TRANSMISSION; VIRTUAL CURRENCY](https://policyrisk.com/state-bill/AK-SB86-34)
- [HB 265: APPROP: MENTAL HEALTH BUDGET](https://policyrisk.com/state-bill/AK-HB265-34)
- [HB 263: APPROP: OPERATING BUDGET;FUNDS;SUPP](https://policyrisk.com/state-bill/AK-HB263-34)
- [HB 239: CRIME/CNTRL SUBST/ADDRESS CONFIDENTIALITY](https://policyrisk.com/state-bill/AK-HB239-34)
- [Alaska bills](https://policyrisk.com/states/alaska/bills)
- [Alaska state hub](https://policyrisk.com/states/alaska)
- [All state legislation](https://policyrisk.com/state-bills)

Source: PRIA, https://policyrisk.com/state-bill/AK-SB185-34 (as of 2026-11-04).