# Alabama HB27: Relating to Catastrophe Savings Accounts; expands allowable expenses

Alabama HB27, Relating to Catastrophe Savings Accounts; expands allowable expenses, is a 2026 Regular Session House bill sponsored by Chip Brown (Republican); status enacted, last action 2026-02-24 (Enacted); PRIA reads it as touching household money (as of 2026-10-16).

- Canonical: https://policyrisk.com/state-bill/AL-HB27-2026rs
- As of: 2026-10-16
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: Alabama HB27
- State: Alabama
- Session: 2026 Regular Session
- Title: Relating to Catastrophe Savings Accounts; expands allowable expenses
- Status: enacted
- Chamber: House
- Introduced: 2026-01-13
- Last action: 2026-02-24, Enacted
- Sponsor: Chip Brown (Republican)
- Cosponsors: 0
- Subjects: Taxation & Revenue
- Touches household money: yes
- Roll calls: 4 (268 yes, 0 no in all)
- Economic provisions PRIA read: 2

## Summary

No summary available.

## Bill overview: provisions PRIA read

- Homeowners can save more for storms: benefit, medium. For tax years beginning January 1, 2027, or later, insured Alabama taxpayers get higher Catastrophe Savings Account contribution limits. With a qualifying deductible of $1,000 or less, the $2,000 limit grows by up to $15,000 for other qualified catastrophe expenses. With a deductible over $1,000, t…
- Homeowners get broader storm savings coverage: benefit, medium. The law takes effect October 1, 2026; changes apply to tax years beginning January 1, 2027, or later. Alabama income taxpayers can use a Catastrophe Savings Account for one home they own in Alabama. The home no longer has to be their legal residence, but each taxpayer can still have only one accoun…

## Sponsors and cosponsors

- Sponsor: Chip Brown (Republican), House

## Roll call votes

| Date | Chamber | Motion | Result | Yes | No | Other |
| --- | --- | --- | --- | --- | --- | --- |
| 2026-02-10 | Senate | Motion to Read a Third Time and Pass - Adopted Roll Call 334 | pass | 32 | 0 |   |
| 2026-02-10 | Senate | Third Reading in Second House | pass | 32 | 0 |   |
| 2026-01-22 | House | Third Reading in House of Origin | pass | 102 | 0 |   |
| 2026-01-22 | House | Motion to Read a Third Time and Pass - Adopted Roll Call 134 | pass | 102 | 0 |   |

## Actions (17)

- 2026-02-24: Enacted (House)
- 2026-02-17: Signature Requested (Senate)
- 2026-02-17: Delivered to Governor (House)
- 2026-02-12: Ready to Enroll (House)
- 2026-02-12: Enrolled (House)
- 2026-02-10: Third Reading in Second House (Senate)
- 2026-02-10: Motion to Read a Third Time and Pass - Adopted Roll Call 334 (Senate)
- 2026-02-05: Read for the Second Time and placed on the Calendar (Senate)
- 2026-02-04: Reported Out of Committee Second House (Senate)
- 2026-01-23: Pending Committee Action in Second House (Senate)
- 2026-01-22: Third Reading in House of Origin (House)
- 2026-01-22: Motion to Read a Third Time and Pass - Adopted Roll Call 134 (House)
- 2026-01-22: Read for the first time and referred to the Senate Committee on Banking and Insurance (Senate)
- 2026-01-14: Reported Out of Committee House of Origin (House)
- 2026-01-14: Read for the Second Time and placed on the Calendar (House)
- 2026-01-13: Read for the first time and referred to the House Committee on Insurance (House)
- 2026-01-13: Pending Committee Action in House of Origin (House)

## Bill text

- As Introduced: [PDF](https://alison.legislature.state.al.us/files/pdf/SearchableInstruments/2026RS/HB27-int.pdf)
- Enrolled: [PDF](https://alison.legislature.state.al.us/files/pdf/SearchableInstruments/2026RS/HB27-enr.pdf)

## Related bills

- HB67: Voter Information; limit cost of reproducing voter registration list; crime for misuse of personal voter information; created (enacted)
- SB154: State employees, cost-of-living increase for fiscal year beginning October 1, 2026 (enacted)
- SB165: Elections; municipal elections, to set qualification fee amounts, to require indigent candidates to submit documentation for fee exemption (enacted)
- HB317: Firefighter distinctive license plate; fire chaplains included, penalty for violations provided for (enacted)
- SB272: Open Records; use of public records relating to schools for certain solicitation purposes prohibited; redaction of certain information relating to financial tr… (enacted)
- SB190: Sales Tax; to exempt Precision Ocular (enacted)

## Sources
- [As Introduced (PDF)](https://alison.legislature.state.al.us/files/pdf/SearchableInstruments/2026RS/HB27-int.pdf)
- [Enrolled (PDF)](https://alison.legislature.state.al.us/files/pdf/SearchableInstruments/2026RS/HB27-enr.pdf)

## Related
- [HB67: Voter Information; limit cost of reproducing voter registration list; crime for…](https://policyrisk.com/state-bill/AL-HB67-2026rs)
- [SB154: State employees, cost-of-living increase for fiscal year beginning October 1, 2…](https://policyrisk.com/state-bill/AL-SB154-2026rs)
- [SB165: Elections; municipal elections, to set qualification fee amounts, to require in…](https://policyrisk.com/state-bill/AL-SB165-2026rs)
- [HB317: Firefighter distinctive license plate; fire chaplains included, penalty for vio…](https://policyrisk.com/state-bill/AL-HB317-2026rs)
- [SB272: Open Records; use of public records relating to schools for certain solicitatio…](https://policyrisk.com/state-bill/AL-SB272-2026rs)
- [SB190: Sales Tax; to exempt Precision Ocular](https://policyrisk.com/state-bill/AL-SB190-2026rs)
- [Alabama bills](https://policyrisk.com/states/alabama/bills)
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Source: PRIA, https://policyrisk.com/state-bill/AL-HB27-2026rs (as of 2026-10-16).