# Alabama HB477: Non profit agricultural organization, authorized to offer health benefits to members Alabama HB477, Non profit agricultural organization, authorized to offer health benefits to members, is a 2025 Regular Session House bill sponsored by David Faulkner (Republican); status enacted, last action 2025-05-07 (Enacted); PRIA reads it as touching household money (as of 2026-10-16). - Canonical: https://policyrisk.com/state-bill/AL-HB477-2025rs - As of: 2026-10-16 - Plain-text twin of the page above; the HTML and this file carry the same facts. ## Facts - Bill: Alabama HB477 - State: Alabama - Session: 2025 Regular Session - Title: Non profit agricultural organization, authorized to offer health benefits to members - Status: enacted - Chamber: House - Introduced: 2025-03-20 - Last action: 2025-05-07, Enacted - Sponsor: David Faulkner (Republican) - Cosponsors: 39 - Subjects: Health - Touches household money: yes - Roll calls: 9 (522 yes, 91 no in all) - Economic provisions PRIA read: 7 ## Summary No summary available. ## Bill overview: provisions PRIA read - Member health plans get coverage protections: benefit, high. Member plans must cover outpatient care, hospital stays, emergency care, lab services, mental health and substance use treatment, and prescriptions. Any yearly cap on total covered benefits must be at least $2 million per enrollee. While coverage remains active, a medical event cannot trigger cance… - Member plans limit some outside-network bills: benefit, medium. The organization must use in-network providers whenever possible and follow Alabama's prompt-payment rules. For out-of-network emergency care, it pays its median in-network rate for covered services, minus in-network cost sharing. For services it does not cover, emergency payment is 80% of the maxi… - Member plans require financial safety checks: benefit, low. The organization must file a signed opinion from a qualified actuary with the Alabama Department of Insurance each year. It must certify that the organization's and its affiliates' plan reserves are adequate and meet applicable actuarial standards. The organization must also transfer some or all be… - Only approved sellers offer member plans: cost, low. Sellers must hold an Alabama accident and health insurance producer license and fit one of three groups. They can be employees of the farm organization or its affiliate. They can be agents employed by, or exclusively contracting with, an organization authorized to sell products to members. They can… - Noninsurance member plans require clear notices: mixed, medium. These benefits are not insurance, and an organization following this law is not treated as a health insurer. Applicants must sign and return a written notice explaining this status before enrolling. The organization must keep that notice throughout coverage and provide a copy on request. It must ch… - Farm members gain limited health options: mixed, medium. Beginning June 1, 2025, a qualifying Alabama farm organization or its affiliate can offer members and their families health benefits. The organization must have federal 501(c)(5) tax-exempt status, be based in Alabama, and have existed before 1940. It must collect annual dues, have members in at le… - Farm benefit organizations get special taxes: mixed, low. The organization pays a yearly 1.3% tax on premiums collected under this law, replacing other taxes and licenses. Returns and payments go to the Alabama Department of Insurance twice yearly, by the 20th of the month following each six-month collection period. Counties and municipalities cannot impo… ## Sponsors and cosponsors - Sponsor: David Faulkner (Republican), House - Cosponsor: Alan Baker (Republican), House - Cosponsor: Allen Treadaway (Republican), House - Cosponsor: Arnold Mooney (Republican), House - Cosponsor: Ben Harrison (Republican), House - Cosponsor: Bill Lamb (Republican), House - Cosponsor: Brett Easterbrook (Republican), House - Cosponsor: Chad Robertson (Republican), House - Cosponsor: Chip Brown (Republican), House - Cosponsor: Chris Sells (Republican), House - Cosponsor: Danny Crawford (Republican), House - Cosponsor: David Standridge (Republican), House - Cosponsor: Ed Oliver (Republican), House - Cosponsor: Ernie Yarbrough (Republican), House - Cosponsor: Ivan Smith (Republican), House - Cosponsor: Jamie Kiel (Republican), House - Cosponsor: Jennifer Fidler (Republican), House - Cosponsor: Jerry Starnes (Republican), House - Cosponsor: Kelvin Lawrence (Democratic), House - Cosponsor: Kenyatté Hassell (Democratic), House - Cosponsor: Leigh Hulsey (Republican), House - Cosponsor: Mack Butler (Republican), House - Cosponsor: Mark Gidley (Republican), House - Cosponsor: Mark Shirey (Republican), House - Cosponsor: Matthew Hammett (Republican), House - Cosponsor: Member 100519 - Cosponsor: Parker Moore (Republican), House - Cosponsor: Reed Ingram (Republican), House - Cosponsor: Rick Rehm (Republican), House - Cosponsor: Ritchie Whorton (Republican), House - Cosponsor: Ron Bolton (Republican), House - Cosponsor: Russell Bedsole (Republican), House - Cosponsor: Scott Stadthagen (Republican), House - Cosponsor: Shane Stringer (Republican), House - Cosponsor: Steve Hurst (Republican), House - Cosponsor: Susan DuBose (Republican), House - Cosponsor: Thomas Jackson (Democratic), House - Cosponsor: Tracy Estes (Republican), House - Cosponsor: Troy Stubbs (Republican), House - Cosponsor: William Brock Colvin (Republican), House ## Roll call votes | Date | Chamber | Motion | Result | Yes | No | Other | | --- | --- | --- | --- | --- | --- | --- | | 2025-05-01 | Senate | Motion to Read a Third Time and Pass - Adopted Roll Call 922 | pass | 30 | 2 | 2 | | 2025-05-01 | Senate | Singleton motion to Adopt - Lost Roll Call 921 | fail | 8 | 25 | 1 | | 2025-05-01 | Senate | Singleton motion to Adopt - Lost Roll Call 920 | fail | 9 | 23 | 1 | | 2025-05-01 | Senate | Coleman-Madison motion to Adopt - Lost Roll Call 919 | fail | 9 | 24 | 1 | | 2025-04-10 | House | Motion to Adopt - Adopted Roll Call 791 | pass | 74 | 15 | 4 | | 2025-04-10 | House | Motion to Adopt - Adopted Roll Call 790 | pass | 98 | 1 | | | 2025-04-10 | House | Motion to Read a Third Time and Pass as Amended - Adopted Roll Call 792 | pass | 98 | 1 | 2 | | 2025-04-10 | House | Motion to Adopt - Adopted Roll Call 789 | pass | 98 | 0 | | | 2025-04-10 | House | Third Reading in House of Origin | pass | 98 | 0 | 1 | ## Actions (37) - 2025-05-07: Enacted (House) - 2025-05-06: Ready to Enroll (House) - 2025-05-06: Ready to Enroll (House) - 2025-05-06: Enrolled (House) - 2025-05-06: Signature Requested (Senate) - 2025-05-06: Delivered to Governor (House) - 2025-05-01: Coleman-Madison 1st Amendment Offered (Senate) - 2025-05-01: Coleman-Madison motion to Adopt - Lost Roll Call 919 (Senate) - 2025-05-01: Singleton 1st Amendment Offered (Senate) - 2025-05-01: Singleton motion to Adopt - Lost Roll Call 920 (Senate) - 2025-05-01: Singleton 2nd Amendment Offered (Senate) - 2025-05-01: Singleton motion to Adopt - Lost Roll Call 921 (Senate) - 2025-05-01: Motion to Read a Third Time and Pass - Adopted Roll Call 922 (Senate) - 2025-04-22: Reported Out of Committee Second House (Senate) - 2025-04-22: Read for the Second Time and placed on the Calendar (Senate) - 2025-04-15: Read for the first time and referred to the Senate Committee on Banking and Insurance (Senate) - 2025-04-15: Pending Committee Action in Second House (Senate) - 2025-04-10: Carried Over to the Call of the Chair (House) - 2025-04-10: Third Reading in House of Origin (House) - 2025-04-10: Health Engrossed Substitute Offered (House) - 2025-04-10: Motion to Adopt - Adopted Roll Call 789 (House) - 2025-04-10: Lee 1st Amendment Offered (House) - 2025-04-10: Motion to Adopt - Adopted Roll Call 790 (House) - 2025-04-10: Faulkner 1st Amendment Offered (House) - 2025-04-10: Motion to Adopt - Adopted Roll Call 791 (House) - 2025-04-10: Motion to Read a Third Time and Pass as Amended - Adopted Roll Call 792 (House) - 2025-04-10: Engrossed (House) - 2025-04-08: Health 1st Amendment (House) - 2025-04-08: Health 2nd Amendment (House) - 2025-04-08: Health 3rd Amendment (House) - 2025-04-08: Health 4th Amendment (House) - 2025-04-08: Health 5th Amendment (House) - 2025-04-08: Health 6th Amendment (House) - 2025-04-08: Reported Out of Committee House of Origin (House) - 2025-04-08: Read for the Second Time and placed on the Calendar (House) - 2025-03-20: Read for the first time and referred to the House Committee on Health (House) - 2025-03-20: Pending Committee Action in House of Origin (House) ## Bill text - As Introduced: [PDF](https://alison.legislature.state.al.us/files/pdf/SearchableInstruments/2025RS/HB477-int.pdf) - Engrossed: [PDF](https://alison.legislature.state.al.us/files/pdf/SearchableInstruments/2025RS/HB477-eng.pdf) - Enrolled: [PDF](https://alison.legislature.state.al.us/files/pdf/SearchableInstruments/2025RS/HB477-enr.pdf) ## Related bills - HB52: Income Taxes; to make technical changes to the funding provisions of the CHOOSE Act credits and increase funding, and to extend the sunset date for deductions… (enacted) - SB331: Barbour County, compensation of the judge of probate further provided for (enacted) - SB102: Medicaid; providing presumptive eligibility to pregnant women (enacted) - HB445: Cannabinoids found in hemp; licensure and regulation of sale of consumable cannabinoid products by Alcoholic Beverage Control Board imposed (enacted) - HB357: Tobacco products, heated tobacco product definition and tax provided for (enacted) - HB349: Russell County; sheriff, salary further provided (enacted) ## Sources - [As Introduced (PDF)](https://alison.legislature.state.al.us/files/pdf/SearchableInstruments/2025RS/HB477-int.pdf) - [Engrossed (PDF)](https://alison.legislature.state.al.us/files/pdf/SearchableInstruments/2025RS/HB477-eng.pdf) - [Enrolled (PDF)](https://alison.legislature.state.al.us/files/pdf/SearchableInstruments/2025RS/HB477-enr.pdf) ## Related - [HB52: Income Taxes; to make technical changes to the funding provisions of the CHOOSE…](https://policyrisk.com/state-bill/AL-HB52-2025rs) - [SB331: Barbour County, compensation of the judge of probate further provided for](https://policyrisk.com/state-bill/AL-SB331-2025rs) - [SB102: Medicaid; providing presumptive eligibility to pregnant women](https://policyrisk.com/state-bill/AL-SB102-2025rs) - [HB445: Cannabinoids found in hemp; licensure and regulation of sale of consumable cann…](https://policyrisk.com/state-bill/AL-HB445-2025rs) - [HB357: Tobacco products, heated tobacco product definition and tax provided for](https://policyrisk.com/state-bill/AL-HB357-2025rs) - [HB349: Russell County; sheriff, salary further provided](https://policyrisk.com/state-bill/AL-HB349-2025rs) - [Alabama bills](https://policyrisk.com/states/alabama/bills) - [Alabama state hub](https://policyrisk.com/states/alabama) - [All state legislation](https://policyrisk.com/state-bills) Source: PRIA, https://policyrisk.com/state-bill/AL-HB477-2025rs (as of 2026-10-16).