# Alabama SB292: Real property; creation of the Alabama Property Protection Act of 2026, title fraud prevention Alabama SB292, Real property; creation of the Alabama Property Protection Act of 2026, title fraud prevention, is a 2026 Regular Session Senate bill sponsored by Arthur Orr (Republican); status enacted, last action 2026-04-16 (Enacted); PRIA reads it as touching household money (as of 2026-10-16). - Canonical: https://policyrisk.com/state-bill/AL-SB292-2026rs - As of: 2026-10-16 - Plain-text twin of the page above; the HTML and this file carry the same facts. ## Facts - Bill: Alabama SB292 - State: Alabama - Session: 2026 Regular Session - Title: Real property; creation of the Alabama Property Protection Act of 2026, title fraud prevention - Status: enacted - Chamber: Senate - Introduced: 2026-02-10 - Last action: 2026-04-16, Enacted - Sponsor: Arthur Orr (Republican) - Cosponsors: 0 - Subjects: Property & Estates - Touches household money: yes - Roll calls: 7 (367 yes, 1 no in all) - Economic provisions PRIA read: 10 ## Summary No summary available. ## Bill overview: provisions PRIA read - Faster title recovery for property owners: benefit, medium. Beginning October 1, 2026, the circuit court where the property sits must schedule a preliminary hearing within 30 days after complaint service. This applies to complaints alleging a fraudulent property transfer. If the court finds an attempted fraudulent transfer from a plaintiff who previously he… - New agency help for defrauded owners: benefit, medium. Beginning October 1, 2026, the Alabama Securities Commission can investigate covered land fraud and order repayment or void fraudulent transfers. It can compel evidence, recover enforcement costs, and impose civil penalties up to $100,000 per transaction. Affected parties have 30 days to appeal for… - New payments for title fraud victims: benefit, medium. Beginning October 1, 2026, the Alabama Title Fraud Recovery Fund can pay property owners for actual financial losses from title fraud. Owners must file a complaint with the Alabama Securities Commission, which sets the payment cap by rule. Payments exclude interest, court costs, and claims based on… - Free property alerts where counties participate: benefit, low. Beginning October 1, 2026, the Alabama Securities Commission can fund statewide text or email alerts about recorded property documents. Probate judges can also create county alerts for documents recorded in an owner's name or registered address. County programs are optional, but any established ser… - Owners can clear fraudulent property records: benefit, low. Beginning October 1, 2026, affected people or entities can ask a probate judge to cancel or remove fraudulent liens, deeds, or other recorded documents. The written petition must be sworn, based on personal knowledge, and mailed to the filer or claimed interest holder. Additional proof of validity… - Owners can remove interior property images: benefit, low. Beginning October 1, 2026, owners can request removal of public interior photos or videos from online real estate platforms. The property must not currently be listed for sale, and the current owner of record must make a written request. After verifying identity and ownership, the platform must rem… - Stronger criminal protection against housing fraud: benefit, low. Beginning October 1, 2026, knowingly listing, advertising, renting, or leasing residential property without legal authority and with intent to defraud is a Class D felony. The law raises this offense from a Class A misdemeanor. Aggravated fraudulent sale or lease is a Class C felony when the offend… - Safer notarizations with stronger identity checks: benefit, low. Beginning October 1, 2026, notaries can refuse acts that appear illegal, deceptive, coerced, or poorly understood by the signer. Remote electronic notarizations require two-way video, a notary physically in Alabama, and a signer in the United States. Identity checks require personal knowledge or tw… - Online listings get checks and shields: mixed, low. Beginning October 1, 2026, platforms must obtain unexpired government photo ID and ownership proof before publishing listings contracted directly with owners. This applies when the property was not first listed through a licensed broker, brokerage, or multiple listing service. Platforms can use thi… - Property agents face new identity checks: mixed, low. Beginning October 1, 2026, licensed agents and brokers need government ID and ownership records from unknown sellers who are absent. Without those records, they cannot agree to sell or lease the property. Settlement agents must validate identity documents and verify sellers before transfers of vaca… ## Sponsors and cosponsors - Sponsor: Arthur Orr (Republican), Senate ## Roll call votes | Date | Chamber | Motion | Result | Yes | No | Other | | --- | --- | --- | --- | --- | --- | --- | | 2026-04-09 | House | Motion to Read a Third Time and Pass as Amended - Adopted Roll Call 1335 | pass | 102 | 0 | | | 2026-04-09 | House | Motion to Adopt - Adopted Roll Call 1334 | pass | 103 | 0 | | | 2026-04-09 | Senate | Gudger motion to Concur In and Adopt House Amendment - Adopted Roll Call 1308 | pass | 33 | 0 | | | 2026-03-17 | Senate | Givhan motion to Adopt - Adopted Roll Call 896 | pass | 34 | 0 | | | 2026-03-17 | Senate | Motion to Read a Third Time and Pass as Amended - Adopted Roll Call 897 | pass | 34 | 0 | | | 2026-03-12 | Senate | Orr motion to Adopt - Adopted Roll Call 864 | pass | 31 | 0 | | | 2026-03-12 | Senate | Third Reading in House of Origin | pass | 30 | 1 | | ## Actions (29) - 2026-04-16: Enacted (Senate) - 2026-04-09: Judiciary Engrossed Substitute Offered (House) - 2026-04-09: Motion to Adopt - Adopted Roll Call 1334 (House) - 2026-04-09: Motion to Read a Third Time and Pass as Amended - Adopted Roll Call 1335 (House) - 2026-04-09: Gudger motion to Concur In and Adopt House Amendment - Adopted Roll Call 1308 (Senate) - 2026-04-09: Ready to Enroll (Senate) - 2026-04-09: Enrolled (Senate) - 2026-04-09: Signature Requested (House) - 2026-04-09: Delivered to Governor (Senate) - 2026-04-01: Reported Out of Committee Second House (House) - 2026-04-01: Read for the Second Time and placed on the Calendar (House) - 2026-03-19: Read for the first time and referred to the House Committee on Judiciary (House) - 2026-03-19: Pending Committee Action in Second House (House) - 2026-03-17: Givhan 1st Amendment Offered (Senate) - 2026-03-17: Givhan motion to Adopt - Adopted Roll Call 896 (Senate) - 2026-03-17: Motion to Read a Third Time and Pass as Amended - Adopted Roll Call 897 (Senate) - 2026-03-17: Engrossed (Senate) - 2026-03-12: Third Reading in House of Origin (Senate) - 2026-03-12: County and Municipal Government 1st Substitute Offered (Senate) - 2026-03-12: Orr motion to Adopt - Adopted Roll Call 864 (Senate) - 2026-03-12: Carried Over to the Call of the Chair (Senate) - 2026-03-10: County and Municipal Government 1st Substitute (Senate) - 2026-03-10: Reported Out of Committee House of Origin (Senate) - 2026-03-10: Read for the Second Time and placed on the Calendar (Senate) - 2026-03-03: Reported Out of Committee House of Origin (Senate) - 2026-03-03: Read for the Second Time and placed on the Calendar (Senate) - 2026-03-03: Re-referred to Committee in House of Origin (Senate) - 2026-02-10: Read for the first time and referred to the Senate Committee on Fiscal Responsibility and Economic Development (Senate) - 2026-02-10: Pending Committee Action in House of Origin (Senate) ## Bill text - As Introduced: [PDF](https://alison.legislature.state.al.us/files/pdf/SearchableInstruments/2026RS/SB292-int.pdf) - Engrossed: [PDF](https://alison.legislature.state.al.us/files/pdf/SearchableInstruments/2026RS/SB292-eng.pdf) - Enrolled: [PDF](https://alison.legislature.state.al.us/files/pdf/SearchableInstruments/2026RS/SB292-enr.pdf) ## Related bills - HB67: Voter Information; limit cost of reproducing voter registration list; crime for misuse of personal voter information; created (enacted) - SB154: State employees, cost-of-living increase for fiscal year beginning October 1, 2026 (enacted) - SB165: Elections; municipal elections, to set qualification fee amounts, to require indigent candidates to submit documentation for fee exemption (enacted) - HB317: Firefighter distinctive license plate; fire chaplains included, penalty for violations provided for (enacted) - SB272: Open Records; use of public records relating to schools for certain solicitation purposes prohibited; redaction of certain information relating to financial tr… (enacted) - SB190: Sales Tax; to exempt Precision Ocular (enacted) ## Sources - [As Introduced (PDF)](https://alison.legislature.state.al.us/files/pdf/SearchableInstruments/2026RS/SB292-int.pdf) - [Engrossed (PDF)](https://alison.legislature.state.al.us/files/pdf/SearchableInstruments/2026RS/SB292-eng.pdf) - [Enrolled (PDF)](https://alison.legislature.state.al.us/files/pdf/SearchableInstruments/2026RS/SB292-enr.pdf) ## Related - [HB67: Voter Information; limit cost of reproducing voter registration list; crime for…](https://policyrisk.com/state-bill/AL-HB67-2026rs) - [SB154: State employees, cost-of-living increase for fiscal year beginning October 1, 2…](https://policyrisk.com/state-bill/AL-SB154-2026rs) - [SB165: Elections; municipal elections, to set qualification fee amounts, to require in…](https://policyrisk.com/state-bill/AL-SB165-2026rs) - [HB317: Firefighter distinctive license plate; fire chaplains included, penalty for vio…](https://policyrisk.com/state-bill/AL-HB317-2026rs) - [SB272: Open Records; use of public records relating to schools for certain solicitatio…](https://policyrisk.com/state-bill/AL-SB272-2026rs) - [SB190: Sales Tax; to exempt Precision Ocular](https://policyrisk.com/state-bill/AL-SB190-2026rs) - [Alabama bills](https://policyrisk.com/states/alabama/bills) - [Alabama state hub](https://policyrisk.com/states/alabama) - [All state legislation](https://policyrisk.com/state-bills) Source: PRIA, https://policyrisk.com/state-bill/AL-SB292-2026rs (as of 2026-10-16).