# Alabama SB97: Department of Insurance, surplus line brokers providing insurance not readily available by licensed agents in this state

Alabama SB97, Department of Insurance, surplus line brokers providing insurance not readily available by licensed agents in this state, is a 2025 Regular Session Senate bill sponsored by Wes Kitchens (Republican); status enacted, last action 2025-05-06 (Enacted) (as of 2026-10-19).

- Canonical: https://policyrisk.com/state-bill/AL-SB97-2025rs
- As of: 2026-10-19
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: Alabama SB97
- State: Alabama
- Session: 2025 Regular Session
- Title: Department of Insurance, surplus line brokers providing insurance not readily available by licensed agents in this state
- Status: enacted
- Chamber: Senate
- Introduced: 2025-02-05
- Last action: 2025-05-06, Enacted
- Sponsor: Wes Kitchens (Republican)
- Cosponsors: 0
- Subjects: Insurance
- Touches household money: no
- Roll calls: 4 (251 yes, 0 no in all)
- Economic provisions PRIA read: 1

## Summary

No summary available.

## Bill overview: provisions PRIA read

- Out-of-state insurance brokers get bond relief: benefit, low. Effective immediately, nonresident surplus line insurance broker applicants no longer face Alabama’s resident licensing requirements, including a minimum $50,000 bond. Applicants still must apply and pay the license fee. They may handle only insurance types they are licensed to handle in good stand…

## Sponsors and cosponsors

- Sponsor: Wes Kitchens (Republican), Senate

## Roll call votes

| Date | Chamber | Motion | Result | Yes | No | Other |
| --- | --- | --- | --- | --- | --- | --- |
| 2025-04-29 | House | Motion to Read a Third Time and Pass - Adopted Roll Call 1118 | pass | 99 | 0 |   |
| 2025-04-29 | House | Third Reading in Second House | pass | 98 | 0 |   |
| 2025-03-06 | Senate | Third Reading in House of Origin | pass | 27 | 0 |   |
| 2025-03-06 | Senate | Motion to Read a Third Time and Pass - Adopted Roll Call 294 | pass | 27 | 0 |   |

## Actions (17)

- 2025-05-06: Enacted (Senate)
- 2025-04-29: Third Reading in Second House (House)
- 2025-04-29: Motion to Read a Third Time and Pass - Adopted Roll Call 1118 (House)
- 2025-04-29: Ready to Enroll (Senate)
- 2025-04-29: Enrolled (Senate)
- 2025-04-29: Signature Requested (House)
- 2025-04-29: Delivered to Governor (Senate)
- 2025-04-03: Read for the Second Time and placed on the Calendar (House)
- 2025-04-02: Reported Out of Committee Second House (House)
- 2025-03-06: Third Reading in House of Origin (Senate)
- 2025-03-06: Motion to Read a Third Time and Pass - Adopted Roll Call 294 (Senate)
- 2025-03-06: Read for the first time and referred to the House Committee on Insurance (House)
- 2025-03-06: Pending Committee Action in Second House (House)
- 2025-02-20: Read for the Second Time and placed on the Calendar (Senate)
- 2025-02-19: Reported Out of Committee House of Origin (Senate)
- 2025-02-05: Read for the first time and referred to the Senate Committee on Banking and Insurance (Senate)
- 2025-02-05: Pending Committee Action in House of Origin (Senate)

## Bill text

- As Introduced: [PDF](https://alison.legislature.state.al.us/files/pdf/SearchableInstruments/2025RS/SB97-int.pdf)
- Enrolled: [PDF](https://alison.legislature.state.al.us/files/pdf/SearchableInstruments/2025RS/SB97-enr.pdf)

## Related bills

- HB52: Income Taxes; to make technical changes to the funding provisions of the CHOOSE Act credits and increase funding, and to extend the sunset date for deductions… (enacted)
- SB331: Barbour County, compensation of the judge of probate further provided for (enacted)
- SB102: Medicaid; providing presumptive eligibility to pregnant women (enacted)
- HB445: Cannabinoids found in hemp; licensure and regulation of sale of consumable cannabinoid products by Alcoholic Beverage Control Board imposed (enacted)
- HB357: Tobacco products, heated tobacco product definition and tax provided for (enacted)
- HB349: Russell County; sheriff, salary further provided (enacted)

## Sources
- [As Introduced (PDF)](https://alison.legislature.state.al.us/files/pdf/SearchableInstruments/2025RS/SB97-int.pdf)
- [Enrolled (PDF)](https://alison.legislature.state.al.us/files/pdf/SearchableInstruments/2025RS/SB97-enr.pdf)

## Related
- [HB52: Income Taxes; to make technical changes to the funding provisions of the CHOOSE…](https://policyrisk.com/state-bill/AL-HB52-2025rs)
- [SB331: Barbour County, compensation of the judge of probate further provided for](https://policyrisk.com/state-bill/AL-SB331-2025rs)
- [SB102: Medicaid; providing presumptive eligibility to pregnant women](https://policyrisk.com/state-bill/AL-SB102-2025rs)
- [HB445: Cannabinoids found in hemp; licensure and regulation of sale of consumable cann…](https://policyrisk.com/state-bill/AL-HB445-2025rs)
- [HB357: Tobacco products, heated tobacco product definition and tax provided for](https://policyrisk.com/state-bill/AL-HB357-2025rs)
- [HB349: Russell County; sheriff, salary further provided](https://policyrisk.com/state-bill/AL-HB349-2025rs)
- [Alabama bills](https://policyrisk.com/states/alabama/bills)
- [Alabama state hub](https://policyrisk.com/states/alabama)
- [All state legislation](https://policyrisk.com/state-bills)

Source: PRIA, https://policyrisk.com/state-bill/AL-SB97-2025rs (as of 2026-10-19).