# Arkansas HB1184: TO AMEND THE FAIR MORTGAGE LENDING ACT; AND TO PROTECT A CONSUMER'S PRIVACY IN CERTAIN MORTGAGE APPLICATIONS. Arkansas HB1184, TO AMEND THE FAIR MORTGAGE LENDING ACT; AND TO PROTECT A CONSUMER'S PRIVACY IN CERTAIN MORTGAGE APPLICATIONS., is a 2025 Regular Session House bill sponsored by Ricky Hill (Republican), Lee Johnson (Republican); status enacted, last action 2025-03-12 (Notification that HB1184 is now Act 263) (as of 2026-10-19). - Canonical: https://policyrisk.com/state-bill/AR-HB1184-2025 - As of: 2026-10-19 - Plain-text twin of the page above; the HTML and this file carry the same facts. ## Facts - Bill: Arkansas HB1184 - State: Arkansas - Session: 2025 Regular Session - Title: TO AMEND THE FAIR MORTGAGE LENDING ACT; AND TO PROTECT A CONSUMER'S PRIVACY IN CERTAIN MORTGAGE APPLICATIONS. - Status: enacted - Chamber: House - Introduced: 2025-01-21 - Last action: 2025-03-12, Notification that HB1184 is now Act 263 - Sponsors: Ricky Hill (Republican), Lee Johnson (Republican) - Cosponsors: 0 - Touches household money: no - Roll calls: 2 (131 yes, 0 no in all) - Economic provisions PRIA read: 1 ## Summary No summary available. ## Bill overview: provisions PRIA read - More privacy protections for mortgage applicants: benefit, low. Arkansas law bars misleading or deceptive use of mortgage trigger leads—sales leads generated by credit-report inquiries after credit applications. The first contact must name the loan officer and the mortgage broker or banker they represent, and explain how they got your contact information. It mu… ## Sponsors and cosponsors - Sponsor: Ricky Hill (Republican), Senate - Sponsor: Lee Johnson (Republican), House ## Roll call votes | Date | Chamber | Motion | Result | Yes | No | Other | | --- | --- | --- | --- | --- | --- | --- | | 2025-03-10 | Senate | Senate Vote - Monday, March 10, 2025 2:42:41 PM | pass | 34 | 0 | | | 2025-02-27 | House | House Vote - Thursday, February 27, 2025 2:31:49 PM | pass | 97 | 0 | | ## Actions (21) - 2025-03-12: Notification that HB1184 is now Act 263 (House) - 2025-03-11: Correctly enrolled and ordered transmitted to the Governor's Office. (House) - 2025-03-10: TO BE ENROLLED (House) - 2025-03-10: Returned from the Senate as passed. (House) - 2025-03-10: Returned to the House as passed. (Senate) - 2025-03-10: Read the third time and passed. (Senate) - 2025-03-06: Returned by the Committee, with the recommendation that it Do Pass (Senate) - 2025-02-27: Read first time, rules suspended, read second time, referred to INSURANCE & COMMERCE - SENATE (Senate) - 2025-02-27: Received from the House. (Senate) - 2025-02-27: Read the third time and passed and ordered transmitted to the Senate. (House) - 2025-02-26: Returned by the Committee Do Pass (House) - 2025-02-11: Re-referred to the Committee on INSURANCE & COMMERCE- HOUSE (House) - 2025-02-11: REPORTED CORRECTLY ENGROSSED (House) - 2025-02-11: Amendment No. 2 read and adopted and the bill ordered engrossed. (House) - 2025-02-11: Placed on second reading for the purpose of amendment. (House) - 2025-02-05: Returned by the Committee Do Pass (House) - 2025-02-04: REPORTED CORRECTLY ENGROSSED (House) - 2025-02-04: Amendment No. 1 read and adopted and the bill ordered engrossed. (House) - 2025-02-04: Placed on second reading for the purpose of amendment. (House) - 2025-01-22: Read the first time, rules suspended, read the second time and referred to the Committee on INSURANCE & COMMERCE- HOUSE (House) - 2025-01-21: Filed (House) ## Bill text - HB1184 - Introduced, 2025-01-21: [PDF](https://www.arkleg.state.ar.us/Home/FTPDocument?path=%2FBills%2F2025R%2FPublic%2FHB1184.pdf) - Act Version: [PDF](https://www.arkleg.state.ar.us/Acts/FTPDocument?path=%2FACTS%2F2025R%2FPublic%2F&file=263.pdf&ddBienniumSession=2025%2F2025R) ## Related bills - HB1265: AN ACT FOR THE UNIVERSITY OF ARKANSAS AT LITTLE ROCK APPROPRIATION FOR THE 2025-2026 FISCAL YEAR. (enacted) - HB1237: TO PROHIBIT MEDICAL PROFESSIONALS FROM SOLICITING INJURED INDIVIDUALS; AND TO SET PENALTIES FOR A VIOLATION OF THE PROHIBITION OF SOLICITATION OF INJURED INDIV… (failed) - HB1686: TO AMEND THE LAW CONCERNING LICENSES TO CARRY CONCEALED HANDGUNS. (failed) - SB440: TO AMEND THE LAW CONCERNING EMBALMERS AND FUNERAL DIRECTORS; TO REGULATE THE USE OF ALKALINE HYDROLYSIS; AND TO REGULATE ALKALINE HYDROLYSIS FACILITIES. (failed) - HB1695: TO CLARIFY THE FORECLOSURE PROCESS FOR PROPERTY SUBJECT TO A MUNICIPAL LIEN; TO ALLOW A MUNICIPALITY TO PETITION TO SET ASIDE THE SALE OF PROPERTY TO CERTAIN P… (failed) - HR1012: TO AMEND THE RULES OF THE HOUSE OF REPRESENTATIVES OF THE NINETY-FIFTH GENERAL ASSEMBLY; TO REQUIRE THAT A MEMBER OF THE HOUSE OF REPRESENTATIVES BE SELECTED A… (failed) ## Sources - [HB1184 - Introduced (PDF)](https://www.arkleg.state.ar.us/Home/FTPDocument?path=%2FBills%2F2025R%2FPublic%2FHB1184.pdf) - [Act Version (PDF)](https://www.arkleg.state.ar.us/Acts/FTPDocument?path=%2FACTS%2F2025R%2FPublic%2F&file=263.pdf&ddBienniumSession=2025%2F2025R) ## Related - [HB1265: AN ACT FOR THE UNIVERSITY OF ARKANSAS AT LITTLE ROCK APPROPRIATION FOR THE 2025…](https://policyrisk.com/state-bill/AR-HB1265-2025) - [HB1237: TO PROHIBIT MEDICAL PROFESSIONALS FROM SOLICITING INJURED INDIVIDUALS; AND TO S…](https://policyrisk.com/state-bill/AR-HB1237-2025) - [HB1686: TO AMEND THE LAW CONCERNING LICENSES TO CARRY CONCEALED HANDGUNS.](https://policyrisk.com/state-bill/AR-HB1686-2025) - [SB440: TO AMEND THE LAW CONCERNING EMBALMERS AND FUNERAL DIRECTORS; TO REGULATE THE US…](https://policyrisk.com/state-bill/AR-SB440-2025) - [HB1695: TO CLARIFY THE FORECLOSURE PROCESS FOR PROPERTY SUBJECT TO A MUNICIPAL LIEN; TO…](https://policyrisk.com/state-bill/AR-HB1695-2025) - [HR1012: TO AMEND THE RULES OF THE HOUSE OF REPRESENTATIVES OF THE NINETY-FIFTH GENERAL…](https://policyrisk.com/state-bill/AR-HR1012-2025) - [Arkansas bills](https://policyrisk.com/states/arkansas/bills) - [Arkansas state hub](https://policyrisk.com/states/arkansas) - [All state legislation](https://policyrisk.com/state-bills) Source: PRIA, https://policyrisk.com/state-bill/AR-HB1184-2025 (as of 2026-10-19).