# Arkansas HB1509: TO CREATE THE SECOND AMENDMENT FINANCIAL PRIVACY ACT; AND TO PROHIBIT FINANCIAL INSTITUTIONS FROM USING CERTAIN DISCRIMINATORY PRACTICES.

Arkansas HB1509, TO CREATE THE SECOND AMENDMENT FINANCIAL PRIVACY ACT; AND TO PROHIBIT FINANCIAL INSTITUTIONS FROM USING CERTAIN DISCRIMINATORY PRACTICES., is a 2025 Regular Session House bill sponsored by Howard M. Beaty, Jr. (Republican), Ricky Hill (Republican); status enacted, last action 2025-04-03 (Notification that HB1509 is now Act 452) (as of 2026-10-19).

- Canonical: https://policyrisk.com/state-bill/AR-HB1509-2025
- As of: 2026-10-19
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: Arkansas HB1509
- State: Arkansas
- Session: 2025 Regular Session
- Title: TO CREATE THE SECOND AMENDMENT FINANCIAL PRIVACY ACT; AND TO PROHIBIT FINANCIAL INSTITUTIONS FROM USING CERTAIN DISCRIMINATORY PRACTICES.
- Status: enacted
- Chamber: House
- Introduced: 2025-02-17
- Last action: 2025-04-03, Notification that HB1509 is now Act 452
- Sponsors: Howard M. Beaty, Jr. (Republican), Ricky Hill (Republican)
- Cosponsors: 0
- Touches household money: no
- Roll calls: 2 (113 yes, 14 no in all)
- Economic provisions PRIA read: 3

## Summary

No summary available.

## Bill overview: provisions PRIA read

- New privacy protections for gun owners: benefit, medium. People and government bodies cannot knowingly keep, or arrange to keep, lists or records of privately owned guns or their owners. Owners and their representatives can keep lists of the owner's guns. Law enforcement can keep records of stolen or reported-stolen guns. Other records allowed by law rem…
- Arkansas gun retailers protected from payment coding: benefit, low. Payment networks cannot require store-category codes that single out Arkansas gun retailers. Covered banks, card companies, payment processors, and their agents cannot assign those codes to Arkansas gun retailers. Merchants cannot use code 5723 for purchases of guns, gun accessories or parts, or am…
- State enforces gun privacy with limits: mixed, low. Only the Arkansas Attorney General enforces this law; it creates no right to bring a private lawsuit. The Attorney General can investigate independently or receive requests from affected gun retailers, their customers, or affected gun owners. Retailer requests must concern their own business; custo…

## Sponsors and cosponsors

- Sponsor: Howard M. Beaty, Jr. (Republican), House
- Sponsor: Ricky Hill (Republican), Senate

## Roll call votes

| Date | Chamber | Motion | Result | Yes | No | Other |
| --- | --- | --- | --- | --- | --- | --- |
| 2025-03-31 | Senate | Senate Vote - Monday, March 31, 2025 4:04:44 PM | pass | 33 | 0 | 1 |
| 2025-03-18 | House | House Vote - Tuesday, March 18, 2025 2:04:13 PM | pass | 80 | 14 | 1 |

## Actions (19)

- 2025-04-03: Notification that HB1509 is now Act 452 (House)
- 2025-04-01: Correctly enrolled and ordered transmitted to the Governor's Office. (House)
- 2025-03-31: TO BE ENROLLED (House)
- 2025-03-31: Returned from the Senate as passed. (House)
- 2025-03-31: Returned to the House as passed. (Senate)
- 2025-03-31: Read the third time and passed. (Senate)
- 2025-03-20: Returned by the Committee, with the recommendation that it Do Pass (Senate)
- 2025-03-18: Read first time, rules suspended, read second time, referred to INSURANCE & COMMERCE - SENATE (Senate)
- 2025-03-18: Received from the House. (Senate)
- 2025-03-18: Read the third time and passed and ordered transmitted to the Senate. (House)
- 2025-03-12: Returned by the Committee Do Pass (House)
- 2025-03-10: REPORTED CORRECTLY ENGROSSED (House)
- 2025-03-10: Amendment No. 2 read and adopted and the bill ordered engrossed. (House)
- 2025-03-10: Placed on second reading for the purpose of amendment. (House)
- 2025-03-05: REPORTED CORRECTLY ENGROSSED (House)
- 2025-03-05: Amendment No. 1 read and adopted and the bill ordered engrossed. (House)
- 2025-03-05: Placed on second reading for the purpose of amendment. (House)
- 2025-02-17: Read the first time, rules suspended, read the second time and referred to the Committee on INSURANCE & COMMERCE- HOUSE (House)
- 2025-02-17: Filed (House)

## Bill text

- HB1509 - Introduced, 2025-02-17: [PDF](https://www.arkleg.state.ar.us/Home/FTPDocument?path=%2FBills%2F2025R%2FPublic%2FHB1509.pdf)
- Act Version: [PDF](https://www.arkleg.state.ar.us/Acts/FTPDocument?path=%2FACTS%2F2025R%2FPublic%2F&file=452.pdf&ddBienniumSession=2025%2F2025R)

## Related bills

- HB1265: AN ACT FOR THE UNIVERSITY OF ARKANSAS AT LITTLE ROCK APPROPRIATION FOR THE 2025-2026 FISCAL YEAR. (enacted)
- HB1237: TO PROHIBIT MEDICAL PROFESSIONALS FROM SOLICITING INJURED INDIVIDUALS; AND TO SET PENALTIES FOR A VIOLATION OF THE PROHIBITION OF SOLICITATION OF INJURED INDIV… (failed)
- HB1686: TO AMEND THE LAW CONCERNING LICENSES TO CARRY CONCEALED HANDGUNS. (failed)
- SB440: TO AMEND THE LAW CONCERNING EMBALMERS AND FUNERAL DIRECTORS; TO REGULATE THE USE OF ALKALINE HYDROLYSIS; AND TO REGULATE ALKALINE HYDROLYSIS FACILITIES. (failed)
- HB1695: TO CLARIFY THE FORECLOSURE PROCESS FOR PROPERTY SUBJECT TO A MUNICIPAL LIEN; TO ALLOW A MUNICIPALITY TO PETITION TO SET ASIDE THE SALE OF PROPERTY TO CERTAIN P… (failed)
- HR1012: TO AMEND THE RULES OF THE HOUSE OF REPRESENTATIVES OF THE NINETY-FIFTH GENERAL ASSEMBLY; TO REQUIRE THAT A MEMBER OF THE HOUSE OF REPRESENTATIVES BE SELECTED A… (failed)

## Sources
- [HB1509 - Introduced (PDF)](https://www.arkleg.state.ar.us/Home/FTPDocument?path=%2FBills%2F2025R%2FPublic%2FHB1509.pdf)
- [Act Version (PDF)](https://www.arkleg.state.ar.us/Acts/FTPDocument?path=%2FACTS%2F2025R%2FPublic%2F&file=452.pdf&ddBienniumSession=2025%2F2025R)

## Related
- [HB1265: AN ACT FOR THE UNIVERSITY OF ARKANSAS AT LITTLE ROCK APPROPRIATION FOR THE 2025…](https://policyrisk.com/state-bill/AR-HB1265-2025)
- [HB1237: TO PROHIBIT MEDICAL PROFESSIONALS FROM SOLICITING INJURED INDIVIDUALS; AND TO S…](https://policyrisk.com/state-bill/AR-HB1237-2025)
- [HB1686: TO AMEND THE LAW CONCERNING LICENSES TO CARRY CONCEALED HANDGUNS.](https://policyrisk.com/state-bill/AR-HB1686-2025)
- [SB440: TO AMEND THE LAW CONCERNING EMBALMERS AND FUNERAL DIRECTORS; TO REGULATE THE US…](https://policyrisk.com/state-bill/AR-SB440-2025)
- [HB1695: TO CLARIFY THE FORECLOSURE PROCESS FOR PROPERTY SUBJECT TO A MUNICIPAL LIEN; TO…](https://policyrisk.com/state-bill/AR-HB1695-2025)
- [HR1012: TO AMEND THE RULES OF THE HOUSE OF REPRESENTATIVES OF THE NINETY-FIFTH GENERAL…](https://policyrisk.com/state-bill/AR-HR1012-2025)
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Source: PRIA, https://policyrisk.com/state-bill/AR-HB1509-2025 (as of 2026-10-19).
