# Arkansas SB366: TO CREATE THE STRENGTHEN ARKANSAS HOMES ACT; AND TO CREATE THE STRENGTHEN ARKANSAS HOMES PROGRAM FUND.

Arkansas SB366, TO CREATE THE STRENGTHEN ARKANSAS HOMES ACT; AND TO CREATE THE STRENGTHEN ARKANSAS HOMES PROGRAM FUND., is a 2025 Regular Session Senate bill sponsored by Justin Boyd (Republican), Lee Johnson (Republican); status enacted, last action 2025-04-07 (Notification that SB366 is now Act 427); PRIA reads it as touching household money (as of 2026-10-16).

- Canonical: https://policyrisk.com/state-bill/AR-SB366-2025
- As of: 2026-10-16
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: Arkansas SB366
- State: Arkansas
- Session: 2025 Regular Session
- Title: TO CREATE THE STRENGTHEN ARKANSAS HOMES ACT; AND TO CREATE THE STRENGTHEN ARKANSAS HOMES PROGRAM FUND.
- Status: enacted
- Chamber: Senate
- Introduced: 2025-03-04
- Last action: 2025-04-07, Notification that SB366 is now Act 427
- Sponsors: Justin Boyd (Republican), Lee Johnson (Republican)
- Cosponsors: 0
- Touches household money: yes
- Roll calls: 2 (74 yes, 34 no in all)
- Economic provisions PRIA read: 6

## Summary

No summary available.

## Bill overview: provisions PRIA read

- Insurance savings for certified storm-resistant homes: benefit, low. For policies issued or renewed on or after July 1, 2026, insurers must provide justified wind or hail insurance discounts. The property must meet the latest applicable FORTIFIED Home standards, and risk data must support the lower price. Insurers apply the discount after receiving the home's compli…
- Optional insurance helps homeowners upgrade roofs: benefit, low. For policies issued or renewed on or after July 1, 2026, insurers must offer optional roof-upgrade coverage. It applies to Arkansas single-family homes that do not already meet FORTIFIED standards. When a covered claim requires roof replacement, the option lets claim payments include the cost of a…
- Dedicated funding supports safer Arkansas homes: benefit, low. Beginning January 1, 2026, the law creates a dedicated Strengthen Arkansas Homes Program Fund within state finances. The Insurance Department runs the program, and the Insurance Commissioner directs fund payments and sets program rules. The fund accepts donations, grants, gifts, private money, gove…
- Homeowner storm grants with eligibility limits: mixed, medium. Beginning January 1, 2026, Arkansas provides grants for home construction or upgrades that reduce severe wind and hail damage. Eligible homes are owner-occupied, detached single-family primary homes in approved counties; mobile homes, manufactured homes, and condominiums are excluded. Owners genera…
- Homeowner costs disclosed before grant work: mixed, low. Beginning January 1, 2026, grant recipients pay evaluator fees and any approved project costs above their grant. Owners must choose a department-listed, certified evaluator to check eligibility and identify needed improvements. Contractors must list costs above the grant on the bid sheet and get th…
- Certified home professionals face stricter safeguards: mixed, low. Beginning January 1, 2026, funded projects must use contractors certified by the Insurance Institute for Business & Home Safety. Contractors need valid Arkansas licensing or registration, no applicable licensing-board disciplinary action, and Arkansas business registration. They must carry at least…

## Sponsors and cosponsors

- Sponsor: Justin Boyd (Republican), Senate
- Sponsor: Lee Johnson (Republican), House

## Roll call votes

| Date | Chamber | Motion | Result | Yes | No | Other |
| --- | --- | --- | --- | --- | --- | --- |
| 2025-04-01 | House | House Vote - Tuesday, April 1, 2025 4:28:23 PM | pass | 56 | 25 | 11 |
| 2025-03-12 | Senate | Senate Vote - Wednesday, March 12, 2025 3:41:51 PM | pass | 18 | 9 | 4 |

## Actions (15)

- 2025-04-07: Notification that SB366 is now Act 427 (Senate)
- 2025-04-02: DELIVERED TO GOVERNOR. (Senate)
- 2025-04-02: Reported correctly enrolled and ordered delivered to the Governor. (Senate)
- 2025-04-01: ORDERED ENROLLED (Senate)
- 2025-04-01: Returned from the House as passed. (Senate)
- 2025-04-01: Returned to the Senate as passed. (House)
- 2025-04-01: Read the third time and passed and ordered transmitted to the Senate. (House)
- 2025-03-31: Returned by the Committee Do Pass (House)
- 2025-03-12: Read the first time, rules suspended, read the second time and referred to the Committee on INSURANCE & COMMERCE- HOUSE (House)
- 2025-03-12: RECEIVED FROM THE SENATE (House)
- 2025-03-12: Ordered immediately transmitted to the House. (Senate)
- 2025-03-12: Read the third time and passed. (Senate)
- 2025-03-11: Returned by the Committee, with the recommendation that it Do Pass (Senate)
- 2025-03-04: Read first time, rules suspended, read second time, referred to INSURANCE & COMMERCE - SENATE (Senate)
- 2025-03-04: Filed (Senate)

## Bill text

- SB366 - Introduced, 2025-03-04: [PDF](https://www.arkleg.state.ar.us/Home/FTPDocument?path=%2FBills%2F2025R%2FPublic%2FSB366.pdf)
- Act Version: [PDF](https://www.arkleg.state.ar.us/Acts/FTPDocument?path=%2FACTS%2F2025R%2FPublic%2F&file=427.pdf&ddBienniumSession=2025%2F2025R)

## Related bills

- HB1265: AN ACT FOR THE UNIVERSITY OF ARKANSAS AT LITTLE ROCK APPROPRIATION FOR THE 2025-2026 FISCAL YEAR. (enacted)
- HB1686: TO AMEND THE LAW CONCERNING LICENSES TO CARRY CONCEALED HANDGUNS. (failed)
- HB1237: TO PROHIBIT MEDICAL PROFESSIONALS FROM SOLICITING INJURED INDIVIDUALS; AND TO SET PENALTIES FOR A VIOLATION OF THE PROHIBITION OF SOLICITATION OF INJURED INDIV… (failed)
- SB440: TO AMEND THE LAW CONCERNING EMBALMERS AND FUNERAL DIRECTORS; TO REGULATE THE USE OF ALKALINE HYDROLYSIS; AND TO REGULATE ALKALINE HYDROLYSIS FACILITIES. (failed)
- HB1695: TO CLARIFY THE FORECLOSURE PROCESS FOR PROPERTY SUBJECT TO A MUNICIPAL LIEN; TO ALLOW A MUNICIPALITY TO PETITION TO SET ASIDE THE SALE OF PROPERTY TO CERTAIN P… (failed)
- HR1012: TO AMEND THE RULES OF THE HOUSE OF REPRESENTATIVES OF THE NINETY-FIFTH GENERAL ASSEMBLY; TO REQUIRE THAT A MEMBER OF THE HOUSE OF REPRESENTATIVES BE SELECTED A… (failed)

## Sources
- [SB366 - Introduced (PDF)](https://www.arkleg.state.ar.us/Home/FTPDocument?path=%2FBills%2F2025R%2FPublic%2FSB366.pdf)
- [Act Version (PDF)](https://www.arkleg.state.ar.us/Acts/FTPDocument?path=%2FACTS%2F2025R%2FPublic%2F&file=427.pdf&ddBienniumSession=2025%2F2025R)

## Related
- [HB1265: AN ACT FOR THE UNIVERSITY OF ARKANSAS AT LITTLE ROCK APPROPRIATION FOR THE 2025…](https://policyrisk.com/state-bill/AR-HB1265-2025)
- [HB1686: TO AMEND THE LAW CONCERNING LICENSES TO CARRY CONCEALED HANDGUNS.](https://policyrisk.com/state-bill/AR-HB1686-2025)
- [HB1237: TO PROHIBIT MEDICAL PROFESSIONALS FROM SOLICITING INJURED INDIVIDUALS; AND TO S…](https://policyrisk.com/state-bill/AR-HB1237-2025)
- [SB440: TO AMEND THE LAW CONCERNING EMBALMERS AND FUNERAL DIRECTORS; TO REGULATE THE US…](https://policyrisk.com/state-bill/AR-SB440-2025)
- [HB1695: TO CLARIFY THE FORECLOSURE PROCESS FOR PROPERTY SUBJECT TO A MUNICIPAL LIEN; TO…](https://policyrisk.com/state-bill/AR-HB1695-2025)
- [HR1012: TO AMEND THE RULES OF THE HOUSE OF REPRESENTATIVES OF THE NINETY-FIFTH GENERAL…](https://policyrisk.com/state-bill/AR-HR1012-2025)
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Source: PRIA, https://policyrisk.com/state-bill/AR-SB366-2025 (as of 2026-10-16).
