# Arkansas SB48: TO AMEND THE LAW CONCERNING DISCLOSURE OF DEDUCTIBLES UNDER CERTAIN INSURANCE POLICIES. Arkansas SB48, TO AMEND THE LAW CONCERNING DISCLOSURE OF DEDUCTIBLES UNDER CERTAIN INSURANCE POLICIES., is a 2025 Regular Session Senate bill sponsored by Justin Boyd (Republican), Lee Johnson (Republican); status enacted, last action 2025-03-06 (Notification that SB48 is now Act 246) (as of 2026-10-19). - Canonical: https://policyrisk.com/state-bill/AR-SB48-2025 - As of: 2026-10-19 - Plain-text twin of the page above; the HTML and this file carry the same facts. ## Facts - Bill: Arkansas SB48 - State: Arkansas - Session: 2025 Regular Session - Title: TO AMEND THE LAW CONCERNING DISCLOSURE OF DEDUCTIBLES UNDER CERTAIN INSURANCE POLICIES. - Status: enacted - Chamber: Senate - Introduced: 2025-01-13 - Last action: 2025-03-06, Notification that SB48 is now Act 246 - Sponsors: Justin Boyd (Republican), Lee Johnson (Republican) - Cosponsors: 0 - Touches household money: no - Roll calls: 2 (132 yes, 0 no in all) - Economic provisions PRIA read: 1 ## Summary No summary available. ## Bill overview: provisions PRIA read - Clearer insurance deductible disclosures for Arkansas homeowners: benefit, low. Insurers must clearly show all deductibles for owner-occupied home policies issued or renewed in Arkansas. These disclosures must appear on the policy declarations page or renewal notice. For non-earthquake losses, deductibles based on a percentage of insured value must also show the dollar amount.… ## Sponsors and cosponsors - Sponsor: Justin Boyd (Republican), Senate - Sponsor: Lee Johnson (Republican), House ## Roll call votes | Date | Chamber | Motion | Result | Yes | No | Other | | --- | --- | --- | --- | --- | --- | --- | | 2025-03-04 | House | House Vote - Tuesday, March 4, 2025 2:40:03 PM | pass | 97 | 0 | | | 2025-02-03 | Senate | Senate Vote - Monday, February 3, 2025 1:45:50 PM | pass | 35 | 0 | | ## Actions (19) - 2025-03-06: Notification that SB48 is now Act 246 (Senate) - 2025-03-04: DELIVERED TO GOVERNOR. (Senate) - 2025-03-04: Reported correctly enrolled and ordered delivered to the Governor. (Senate) - 2025-03-04: ORDERED ENROLLED (Senate) - 2025-03-04: Returned from the House as passed. (Senate) - 2025-03-04: Returned to the Senate as passed. (House) - 2025-03-04: Read the third time and passed and ordered transmitted to the Senate. (House) - 2025-02-26: Returned by the Committee Do Pass (House) - 2025-02-03: Read the first time, rules suspended, read the second time and referred to the Committee on INSURANCE & COMMERCE- HOUSE (House) - 2025-02-03: RECEIVED FROM THE SENATE (House) - 2025-02-03: Ordered immediately transmitted to the House. (Senate) - 2025-02-03: Read the third time and passed. (Senate) - 2025-01-30: Returned by the Committee, with the recommendation that it Do Pass (Senate) - 2025-01-28: Re-referred to INSURANCE & COMMERCE - SENATE (Senate) - 2025-01-28: REPORTED CORRECTLY ENGROSSED (Senate) - 2025-01-28: Amendment # 1 read the first time, rules suspended, read the second time and adopted, ordered engrossed. (Senate) - 2025-01-28: Withdrawn from Committee and placed on 2nd reading for purpose of amendment # 1 (Senate) - 2025-01-13: Read first time, rules suspended, read second time, referred to INSURANCE & COMMERCE - SENATE (Senate) - 2025-01-13: Filed (Senate) ## Bill text - SB48 - Introduced, 2025-01-13: [PDF](https://www.arkleg.state.ar.us/Home/FTPDocument?path=%2FBills%2F2025R%2FPublic%2FSB48.pdf) - Act Version: [PDF](https://www.arkleg.state.ar.us/Acts/FTPDocument?path=%2FACTS%2F2025R%2FPublic%2F&file=246.pdf&ddBienniumSession=2025%2F2025R) ## Related bills - HB1265: AN ACT FOR THE UNIVERSITY OF ARKANSAS AT LITTLE ROCK APPROPRIATION FOR THE 2025-2026 FISCAL YEAR. (enacted) - HB1237: TO PROHIBIT MEDICAL PROFESSIONALS FROM SOLICITING INJURED INDIVIDUALS; AND TO SET PENALTIES FOR A VIOLATION OF THE PROHIBITION OF SOLICITATION OF INJURED INDIV… (failed) - HB1686: TO AMEND THE LAW CONCERNING LICENSES TO CARRY CONCEALED HANDGUNS. (failed) - SB440: TO AMEND THE LAW CONCERNING EMBALMERS AND FUNERAL DIRECTORS; TO REGULATE THE USE OF ALKALINE HYDROLYSIS; AND TO REGULATE ALKALINE HYDROLYSIS FACILITIES. (failed) - HB1695: TO CLARIFY THE FORECLOSURE PROCESS FOR PROPERTY SUBJECT TO A MUNICIPAL LIEN; TO ALLOW A MUNICIPALITY TO PETITION TO SET ASIDE THE SALE OF PROPERTY TO CERTAIN P… (failed) - HR1012: TO AMEND THE RULES OF THE HOUSE OF REPRESENTATIVES OF THE NINETY-FIFTH GENERAL ASSEMBLY; TO REQUIRE THAT A MEMBER OF THE HOUSE OF REPRESENTATIVES BE SELECTED A… (failed) ## Sources - [SB48 - Introduced (PDF)](https://www.arkleg.state.ar.us/Home/FTPDocument?path=%2FBills%2F2025R%2FPublic%2FSB48.pdf) - [Act Version (PDF)](https://www.arkleg.state.ar.us/Acts/FTPDocument?path=%2FACTS%2F2025R%2FPublic%2F&file=246.pdf&ddBienniumSession=2025%2F2025R) ## Related - [HB1265: AN ACT FOR THE UNIVERSITY OF ARKANSAS AT LITTLE ROCK APPROPRIATION FOR THE 2025…](https://policyrisk.com/state-bill/AR-HB1265-2025) - [HB1237: TO PROHIBIT MEDICAL PROFESSIONALS FROM SOLICITING INJURED INDIVIDUALS; AND TO S…](https://policyrisk.com/state-bill/AR-HB1237-2025) - [HB1686: TO AMEND THE LAW CONCERNING LICENSES TO CARRY CONCEALED HANDGUNS.](https://policyrisk.com/state-bill/AR-HB1686-2025) - [SB440: TO AMEND THE LAW CONCERNING EMBALMERS AND FUNERAL DIRECTORS; TO REGULATE THE US…](https://policyrisk.com/state-bill/AR-SB440-2025) - [HB1695: TO CLARIFY THE FORECLOSURE PROCESS FOR PROPERTY SUBJECT TO A MUNICIPAL LIEN; TO…](https://policyrisk.com/state-bill/AR-HB1695-2025) - [HR1012: TO AMEND THE RULES OF THE HOUSE OF REPRESENTATIVES OF THE NINETY-FIFTH GENERAL…](https://policyrisk.com/state-bill/AR-HR1012-2025) - [Arkansas bills](https://policyrisk.com/states/arkansas/bills) - [Arkansas state hub](https://policyrisk.com/states/arkansas) - [All state legislation](https://policyrisk.com/state-bills) Source: PRIA, https://policyrisk.com/state-bill/AR-SB48-2025 (as of 2026-10-19).