# Arizona HB 2054: DIFI; financial enterprises; insurance; compact Arizona HB 2054, DIFI; financial enterprises; insurance; compact, is a Fifty-seventh Legislature - First Regular Session House bill sponsored by David Livingston (Republican); status signed, last action 2025-06-19 (Final Reading: Passed); PRIA reads it as touching household money (as of 2026-10-27). - Canonical: https://policyrisk.com/state-bill/AZ-HB2054-57th-1st-regular - As of: 2026-10-27 - Plain-text twin of the page above; the HTML and this file carry the same facts. ## Facts - Bill: Arizona HB 2054 - State: Arizona - Session: Fifty-seventh Legislature - First Regular Session - Title: DIFI; financial enterprises; insurance; compact - Status: signed - Chamber: House - Introduced: 2025-01-21 - Last action: 2025-06-19, Final Reading: Passed - Sponsor: David Livingston (Republican) - Cosponsors: 0 - Subjects: acknowledgment of receipt (s), annual report (s), automatic approval (s), banks and financial institutions - title 6, claims process (s), compact, continuing education (s), contractor requirements (s), data compilation (s), definition (s), delayed repeal (s), department of insurance and financial institutions (difi), deposit (s), difi (see also: department of insurance and financial institutions), display (s), duties (s), electronic communications (s), expiration (s), extended warranty insurers (s), fees (s), financial disclosure (s), financial enterprises, fire insurance review task force, health care insurers, homeowners insurers, implementation (s), insurance (s), insurance - title 20, insurers (s), interstate insurance product regulation compact, issuance of license, license renewal, license renewal date (s), license year, licensing (s), medical directors (s), membership (s), motor vehicle insurer, penalty (s), powers and duties (s), public posting (s), registration (s), renewal (s), renewal of license (s), reporting requirements (s), requirements (s), retroactivity, sales finance companies (s), state treasurer (s), surplus required (s), trade and commerce - title 44 - Touches household money: yes - Roll calls: 7 (151 yes, 17 no in all) - Economic provisions PRIA read: 7 ## Summary No summary available. ## Bill overview: provisions PRIA read - Electronic messages for car insurance claims: benefit, low. Motor vehicle insurers must accept electronic messages and documents about claims through a method they choose. They must confirm receipt within 10 business days. Insurers can accept fax only if they also offer another electronic method. The rule covers claimants, including third-party claimants, a… - Homeowners fire-risk insurance data reports: benefit, low. Homeowners insurers must report policy, premium, coverage, claim, and loss information for policies in heightened fire-risk areas. Reports are due by April 1 for the prior year, though the director can set a different date to align with a national data call. The state publishes combined, anonymous… - New signature rule for health denials: cost, low. A medical director no longer has to sign a written denial of a provider's request for prior approval based on medical need. A qualified medical director must still issue the denial in writing and explain why the treatment was denied. - Warranty insurers keep a $25,000 deposit: cost, low. Extended-warranty insurers must keep a $25,000 bond or eligible securities deposit for creditors and policyholders. The insurance director no longer has to make rules to enforce this requirement. - New renewal deadlines for finance firms: mixed, low. Consumer lenders, debt management companies, escrow agents, advance-fee loan brokers, and sales finance companies face updated renewal deadlines. Many must file by December 31; late fees, suspensions, or license expiration can follow missed deadlines. Some late renewals carry a $25 daily fee. Certa… - More tools for insurer oversight: mixed, low. The insurance director can use software and other tools to examine or investigate regulated businesses. The director can also require extra insurer surplus to help avoid hazardous transactions. But the director no longer has to adopt rules requiring property and casualty insurers to report financia… - New rules for interstate insurance products: mixed, low. Arizona joins a compact that sets shared standards for life, annuity, disability-income, and long-term-care products. Product review starts when 26 states join or member states represent more than 40% of covered premiums; two states must enact the compact for it to become binding. Approved products… ## Sponsors and cosponsors - Sponsor: David Livingston (Republican), House ## Roll call votes | Date | Chamber | Motion | Result | Yes | No | Other | | --- | --- | --- | --- | --- | --- | --- | | 2025-06-19 | House | THIRD: Passed | pass | 29 | 0 | | | 2025-06-19 | House | FINAL: Passed | pass | 39 | 16 | | | 2025-06-19 | House | CONCUR: Passed | fail | | | | | 2025-03-24 | House | DPA | pass | 6 | 1 | | | 2025-02-06 | House | THIRD: Passed | pass | 59 | 0 | | | 2025-01-27 | House | C&P | pass | 8 | 0 | | | 2025-01-21 | House | DP | pass | 10 | 0 | | ## Actions (9) - 2025-06-19: Final Reading: Passed (House) - 2025-06-19: Concurrence: Passed (House) - 2025-06-19: Third Reading: Passed (House) - 2025-06-19: Committee of the Whole: do pass amended (House) - 2025-03-31: undefined: PFC (House) - 2025-03-24: undefined: DPA (House) - 2025-02-06: Third Reading: Passed (House) - 2025-01-27: undefined: C&P (House) - 2025-01-21: undefined: DP (House) ## Bill text - Chaptered Version: [HTML](https://www.azleg.gov/legtext/57leg/1R/laws/0222.htm), [PDF](https://apps.azleg.gov/BillStatus/GetDocumentPdf/531355) - House Engrossed Version: [HTML](https://www.azleg.gov/legtext/57leg/1R/bills/HB2054H.htm), [PDF](https://apps.azleg.gov/BillStatus/GetDocumentPdf/522371) - Introduced Version: [HTML](https://www.azleg.gov/legtext/57leg/1R/bills/HB2054P.htm), [PDF](https://apps.azleg.gov/BillStatus/GetDocumentPdf/520636) - Senate Engrossed Version: [HTML](https://www.azleg.gov/legtext/57leg/1R/bills/HB2054S.htm), [PDF](https://apps.azleg.gov/BillStatus/GetDocumentPdf/530954) ## Related bills - HB 2015: EORP; CORP; funded ratio (signed) - HB 2077: ASRS; long-term disability (signed) - HB 2034: ASRS; supplemental employee deferral plan (signed) - HB 2036: ASRS; temporary personnel service (signed) - HB 2035: ASRS; termination incentive programs (signed) - SB 1537: transitional housing; reentry programs; licensure (signed) ## Sources - [Chaptered Version (HTML)](https://www.azleg.gov/legtext/57leg/1R/laws/0222.htm) - [Chaptered Version (PDF)](https://apps.azleg.gov/BillStatus/GetDocumentPdf/531355) - [House Engrossed Version (HTML)](https://www.azleg.gov/legtext/57leg/1R/bills/HB2054H.htm) - [House Engrossed Version (PDF)](https://apps.azleg.gov/BillStatus/GetDocumentPdf/522371) - [Introduced Version (HTML)](https://www.azleg.gov/legtext/57leg/1R/bills/HB2054P.htm) - [Introduced Version (PDF)](https://apps.azleg.gov/BillStatus/GetDocumentPdf/520636) - [Senate Engrossed Version (HTML)](https://www.azleg.gov/legtext/57leg/1R/bills/HB2054S.htm) - [Senate Engrossed Version (PDF)](https://apps.azleg.gov/BillStatus/GetDocumentPdf/530954) ## Related - [HB 2015: EORP; CORP; funded ratio](https://policyrisk.com/state-bill/AZ-HB2015-57th-1st-regular) - [HB 2077: ASRS; long-term disability](https://policyrisk.com/state-bill/AZ-HB2077-57th-1st-regular) - [HB 2034: ASRS; supplemental employee deferral plan](https://policyrisk.com/state-bill/AZ-HB2034-57th-1st-regular) - [HB 2036: ASRS; temporary personnel service](https://policyrisk.com/state-bill/AZ-HB2036-57th-1st-regular) - [HB 2035: ASRS; termination incentive programs](https://policyrisk.com/state-bill/AZ-HB2035-57th-1st-regular) - [SB 1537: transitional housing; reentry programs; licensure](https://policyrisk.com/state-bill/AZ-SB1537-57th-1st-regular) - [Arizona bills](https://policyrisk.com/states/arizona/bills) - [Arizona state hub](https://policyrisk.com/states/arizona) - [All state legislation](https://policyrisk.com/state-bills) Source: PRIA, https://policyrisk.com/state-bill/AZ-HB2054-57th-1st-regular (as of 2026-10-27).