# Arizona SB 1206: storm related insurance claims

Arizona SB 1206, storm related insurance claims, is a Fifty-seventh Legislature - Second Regular Session Senate bill sponsored by Frank Carroll (Republican); status signed, last action 2026-06-19 (Signed by Governor); PRIA reads it as touching household money (as of 2026-11-04).

- Canonical: https://policyrisk.com/state-bill/AZ-SB1206-57th-2nd-regular
- As of: 2026-11-04
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: Arizona SB 1206
- State: Arizona
- Session: Fifty-seventh Legislature - Second Regular Session
- Title: storm related insurance claims
- Status: signed
- Chamber: Senate
- Introduced: 2026-01-20
- Last action: 2026-06-19, Signed by Governor
- Sponsor: Frank Carroll (Republican)
- Cosponsors: 0
- Subjects: adjusters (h), application of other laws, insurance - title 20, insurance claims, professions and occupations - title 32, residential construction contracts, storm related insurance claims
- Touches household money: yes
- Roll calls: 8 (153 yes, 8 no in all)
- Economic provisions PRIA read: 3

## Summary

No summary available.

## Bill overview: provisions PRIA read

- No repair sales pitches during emergencies: benefit, low. At damaged property, adjusters cannot offer to represent an insured person while the event causing damage continues. Contractors also cannot ask someone to sign a repair agreement there during that time. Both bans also apply while firefighters or other public safety services respond to an emergency…
- Stronger safeguards for property insurance claims: benefit, low. Arizona defines adjusting as investigating or negotiating a property or casualty claim settlement. Adjuster rules also cover paid helpers who directly or indirectly seek business, investigate, or advise insured people for claim adjusters. Adjusters cannot take part, directly or indirectly, in repai…
- Contractors cannot cover homeowners’ insurance deductibles: cost, low. For post-storm home repairs in a designated disaster area, contractors cannot pay or rebate an insured homeowner’s policy deductible. They also cannot advertise or promise to cover it, directly or indirectly, when the homeowner submits a repair claim. Homeowners remain responsible for the deductibl…

## Sponsors and cosponsors

- Sponsor: Frank Carroll (Republican), Senate

## Roll call votes

| Date | Chamber | Motion | Result | Yes | No | Other |
| --- | --- | --- | --- | --- | --- | --- |
| 2026-06-09 | Senate | Concurrence: Passed | fail |   |   |   |
| 2026-06-09 | Senate | Final Reading: Passed | pass | 27 | 1 |   |
| 2026-04-15 | House | Third Reading: Passed | pass | 47 | 6 |   |
| 2026-03-30 | House | Rules: C&P | pass | 8 | 0 |   |
| 2026-03-24 | House | Commerce: DPA | pass | 8 | 0 |   |
| 2026-03-10 | Senate | Third Reading: Passed | pass | 29 | 0 |   |
| 2026-03-02 | Senate | Third Reading: Passed | pass | 29 | 0 |   |
| 2026-02-16 | Senate | Finance: DPA | pass | 5 | 1 |   |

## Actions (17)

- 2026-06-19: Signed by Governor (Governor)
- 2026-06-09: Final Reading: Passed (Senate)
- 2026-06-09: Concurrence: Passed (Senate)
- 2026-04-15: Third Reading: Passed (House)
- 2026-04-09: Committee of the Whole: do pass amended (House)
- 2026-03-30: Rules: C&P (House)
- 2026-03-24: Commerce: DPA (House)
- 2026-03-17: House Second Reading (House)
- 2026-03-16: House First Reading (House)
- 2026-03-10: Third Reading: Passed (Senate)
- 2026-03-02: Motion to Reconsider Third: Passed (Senate)
- 2026-03-02: Third Reading: Passed (Senate)
- 2026-03-02: Committee of the Whole: do pass amended (Senate)
- 2026-02-23: Rules: PFC (Senate)
- 2026-02-16: Finance: DPA (Senate)
- 2026-01-21: Senate Second Reading (Senate)
- 2026-01-20: Senate First Reading (Senate)

## Bill text

- Chaptered Version: [HTML](https://www.azleg.gov/legtext/57leg/2R/laws/0157.htm), [PDF](https://apps.azleg.gov/BillStatus/GetDocumentPdf/544226)
- House Engrossed Version (04/15/2026): [HTML](https://www.azleg.gov/legtext/57leg/2R/bills/SB1206H.htm), [PDF](https://apps.azleg.gov/BillStatus/GetDocumentPdf/542469)
- Introduced Version: [HTML](https://www.azleg.gov/legtext/57leg/2R/bills/SB1206P.htm), [PDF](https://apps.azleg.gov/BillStatus/GetDocumentPdf/534149)
- Senate Engrossed Version (03/10/2026): [HTML](https://www.azleg.gov/legtext/57leg/2R/bills/SB1206S.htm), [PDF](https://apps.azleg.gov/BillStatus/GetDocumentPdf/539391)

## Related bills

- SB 1189: campaign spending; personal security (signed)
- SB 1198: Arizona beef council; continuation (signed)
- SB 1215: firefighters; occupational disease; cancers (signed)
- HB 2780: judicial foreclosure; excess proceeds sale (signed)
- HB 2786: TPT; exemption; textbook rental (signed)
- HB 2477: Arizona's education savings plan; revisions (signed)

## Sources
- [Chaptered Version (HTML)](https://www.azleg.gov/legtext/57leg/2R/laws/0157.htm)
- [Chaptered Version (PDF)](https://apps.azleg.gov/BillStatus/GetDocumentPdf/544226)
- [House Engrossed Version (04/15/2026) (HTML)](https://www.azleg.gov/legtext/57leg/2R/bills/SB1206H.htm)
- [House Engrossed Version (04/15/2026) (PDF)](https://apps.azleg.gov/BillStatus/GetDocumentPdf/542469)
- [Introduced Version (HTML)](https://www.azleg.gov/legtext/57leg/2R/bills/SB1206P.htm)
- [Introduced Version (PDF)](https://apps.azleg.gov/BillStatus/GetDocumentPdf/534149)
- [Senate Engrossed Version (03/10/2026) (HTML)](https://www.azleg.gov/legtext/57leg/2R/bills/SB1206S.htm)
- [Senate Engrossed Version (03/10/2026) (PDF)](https://apps.azleg.gov/BillStatus/GetDocumentPdf/539391)

## Related
- [SB 1189: campaign spending; personal security](https://policyrisk.com/state-bill/AZ-SB1189-57th-2nd-regular)
- [SB 1198: Arizona beef council; continuation](https://policyrisk.com/state-bill/AZ-SB1198-57th-2nd-regular)
- [SB 1215: firefighters; occupational disease; cancers](https://policyrisk.com/state-bill/AZ-SB1215-57th-2nd-regular)
- [HB 2780: judicial foreclosure; excess proceeds sale](https://policyrisk.com/state-bill/AZ-HB2780-57th-2nd-regular)
- [HB 2786: TPT; exemption; textbook rental](https://policyrisk.com/state-bill/AZ-HB2786-57th-2nd-regular)
- [HB 2477: Arizona's education savings plan; revisions](https://policyrisk.com/state-bill/AZ-HB2477-57th-2nd-regular)
- [Arizona bills](https://policyrisk.com/states/arizona/bills)
- [Arizona state hub](https://policyrisk.com/states/arizona)
- [All state legislation](https://policyrisk.com/state-bills)

Source: PRIA, https://policyrisk.com/state-bill/AZ-SB1206-57th-2nd-regular (as of 2026-11-04).
