# Arizona SB 1291: health insurers; provider; payment; claims

Arizona SB 1291, health insurers; provider; payment; claims, is a Fifty-seventh Legislature - First Regular Session Senate bill sponsored by Hildy Angius (Republican); status signed, last action 2025-04-29 (Final Reading: Passed); PRIA reads it as touching household money (as of 2026-10-27).

- Canonical: https://policyrisk.com/state-bill/AZ-SB1291-57th-1st-regular
- As of: 2026-10-27
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: Arizona SB 1291
- State: Arizona
- Session: Fifty-seventh Legislature - First Regular Session
- Title: health insurers; provider; payment; claims
- Status: signed
- Chamber: Senate
- Introduced: 2025-02-19
- Last action: 2025-04-29, Final Reading: Passed
- Sponsor: Hildy Angius (Republican)
- Cosponsors: 0
- Subjects: acknowledgment of receipt, application, civil immunity, civil penalty, claims, covered services, credentialing, definitions, effective date, enforcement, exception, health care credentialing, health insurers, insurance - title 20, liability, loading, notice, notification of incomplete applications, payment, provider, provider credentialing, repeal, repealing, strike everything amendment, timelines
- Touches household money: yes
- Roll calls: 7 (137 yes, 0 no in all)
- Economic provisions PRIA read: 4

## Summary

No summary available.

## Bill overview: provisions PRIA read

- Patients get advance provider cost notices: benefit, low. Beginning April 1, 2026, a provider who is not credentialed or contracted must give patients a dated written notice before care at a network facility. The notice must name the billing provider, estimate the total amount to be billed, and explain the provider’s network status. The notice gives patie…
- Limits on claims against health insurers: cost, low. Beginning April 1, 2026, an insurer that does not credential a provider is not civilly liable for that provider’s acts or omissions while treating the insurer’s member. This limits claims against the insurer, but does not remove the provider’s own possible liability.
- In-network payment during provider credentialing: mixed, medium. Beginning April 1, 2026, insurers must process qualifying covered-care claims as in-network for services after the provider is told the application is complete and before the network contract is signed. The patient must be an eligible plan member on the service date, and the provider must later sig…
- Faster deadlines for provider credentialing: mixed, low. The law takes effect March 31, 2026; its credentialing rules apply beginning April 1, 2026. A complete application must include required information and documents, plus authorization to access electronic records. Insurers must acknowledge applications and say whether they are complete within 7 cale…

## Sponsors and cosponsors

- Sponsor: Hildy Angius (Republican), Senate

## Roll call votes

| Date | Chamber | Motion | Result | Yes | No | Other |
| --- | --- | --- | --- | --- | --- | --- |
| 2025-04-29 | Senate | CONCUR: Passed | fail |   |   |   |
| 2025-04-29 | Senate | FINAL: Passed | pass | 29 | 0 |   |
| 2025-04-14 | Senate | THIRD: Passed | pass | 54 | 0 |   |
| 2025-03-24 | Senate | C&P | pass | 8 | 0 |   |
| 2025-03-17 | Senate | DP | pass | 11 | 0 |   |
| 2025-03-05 | Senate | THIRD: Passed | pass | 29 | 0 |   |
| 2025-02-19 | Senate | DPA/SE | pass | 6 | 0 |   |

## Actions (11)

- 2025-04-29: Final Reading: Passed (Senate)
- 2025-04-29: Concurrence: Passed (Senate)
- 2025-04-14: Third Reading: Passed (Senate)
- 2025-04-10: Committee of the Whole: do pass amended (Senate)
- 2025-03-27: Committee of the Whole: Retained on the Calendar (Senate)
- 2025-03-24: undefined: C&P (Senate)
- 2025-03-17: undefined: DP (Senate)
- 2025-03-05: Third Reading: Passed (Senate)
- 2025-03-03: Committee of the Whole: do pass amended (Senate)
- 2025-02-24: undefined: PFC (Senate)
- 2025-02-19: undefined: DPA/SE (Senate)

## Bill text

- Chaptered Version: [HTML](https://www.azleg.gov/legtext/57leg/1R/laws/0097.htm), [PDF](https://apps.azleg.gov/BillStatus/GetDocumentPdf/530041)
- House Engrossed Version: [HTML](https://www.azleg.gov/legtext/57leg/1R/bills/SB1291H.htm), [PDF](https://apps.azleg.gov/BillStatus/GetDocumentPdf/529209)
- Introduced Version: [HTML](https://www.azleg.gov/legtext/57leg/1R/bills/SB1291P.htm), [PDF](https://apps.azleg.gov/BillStatus/GetDocumentPdf/521894)
- Senate Engrossed Version: [HTML](https://www.azleg.gov/legtext/57leg/1R/bills/SB1291S.htm), [PDF](https://apps.azleg.gov/BillStatus/GetDocumentPdf/526753)

## Related bills

- SB 1281: adjutant general; duties (signed)
- HB 2015: EORP; CORP; funded ratio (signed)
- HB 2077: ASRS; long-term disability (signed)
- HB 2034: ASRS; supplemental employee deferral plan (signed)
- HB 2036: ASRS; temporary personnel service (signed)
- HB 2035: ASRS; termination incentive programs (signed)

## Sources
- [Chaptered Version (HTML)](https://www.azleg.gov/legtext/57leg/1R/laws/0097.htm)
- [Chaptered Version (PDF)](https://apps.azleg.gov/BillStatus/GetDocumentPdf/530041)
- [House Engrossed Version (HTML)](https://www.azleg.gov/legtext/57leg/1R/bills/SB1291H.htm)
- [House Engrossed Version (PDF)](https://apps.azleg.gov/BillStatus/GetDocumentPdf/529209)
- [Introduced Version (HTML)](https://www.azleg.gov/legtext/57leg/1R/bills/SB1291P.htm)
- [Introduced Version (PDF)](https://apps.azleg.gov/BillStatus/GetDocumentPdf/521894)
- [Senate Engrossed Version (HTML)](https://www.azleg.gov/legtext/57leg/1R/bills/SB1291S.htm)
- [Senate Engrossed Version (PDF)](https://apps.azleg.gov/BillStatus/GetDocumentPdf/526753)

## Related
- [SB 1281: adjutant general; duties](https://policyrisk.com/state-bill/AZ-SB1281-57th-1st-regular)
- [HB 2015: EORP; CORP; funded ratio](https://policyrisk.com/state-bill/AZ-HB2015-57th-1st-regular)
- [HB 2077: ASRS; long-term disability](https://policyrisk.com/state-bill/AZ-HB2077-57th-1st-regular)
- [HB 2034: ASRS; supplemental employee deferral plan](https://policyrisk.com/state-bill/AZ-HB2034-57th-1st-regular)
- [HB 2036: ASRS; temporary personnel service](https://policyrisk.com/state-bill/AZ-HB2036-57th-1st-regular)
- [HB 2035: ASRS; termination incentive programs](https://policyrisk.com/state-bill/AZ-HB2035-57th-1st-regular)
- [Arizona bills](https://policyrisk.com/states/arizona/bills)
- [Arizona state hub](https://policyrisk.com/states/arizona)
- [All state legislation](https://policyrisk.com/state-bills)

Source: PRIA, https://policyrisk.com/state-bill/AZ-SB1291-57th-1st-regular (as of 2026-10-27).