# Arizona SB 1582: earned wage access; providers; license

Arizona SB 1582, earned wage access; providers; license, is a Fifty-seventh Legislature - First Regular Session Senate bill sponsored by J.D. Mesnard (Republican); status failed, last action 2025-03-06 (Committee of the Whole: do pass amended); PRIA reads it as touching household money (as of 2026-10-19).

- Canonical: https://policyrisk.com/state-bill/AZ-SB1582-57th-1st-regular
- As of: 2026-10-19
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: Arizona SB 1582
- State: Arizona
- Session: Fifty-seventh Legislature - First Regular Session
- Title: earned wage access; providers; license
- Status: failed
- Chamber: Senate
- Introduced: 2025-02-20
- Last action: 2025-03-06, Committee of the Whole: do pass amended
- Sponsor: J.D. Mesnard (Republican)
- Cosponsors: 0
- Subjects: acquisition of control, annual report, applicability, application, application fees, approval of deputy director, banks and financial institutions, banks and financial institutions - title 6, bond, books and records, confidentiality, definitions, department, earned wage access, exemptions, fees, interpretation, license, limitations, mergers, provider requirements, providers, renewal, requirements for enactment, requirements for enactment (rfe), requirements for enactment; two-thirds vote, revocation, rfe (see also: requirements for enactment), rules, suspension, unlawful practice
- Touches household money: yes
- Roll calls: 2 (8 yes, 6 no in all)
- Economic provisions PRIA read: 0

## Summary

No summary available.

## Bill overview

No economic impacts identified for this bill.

## Sponsors and cosponsors

- Sponsor: J.D. Mesnard (Republican), Senate

## Roll call votes

| Date | Chamber | Motion | Result | Yes | No | Other |
| --- | --- | --- | --- | --- | --- | --- |
| 2025-02-24 | Senate | PFC | pass | 4 | 3 |   |
| 2025-02-20 | Senate | DPA | pass | 4 | 3 |   |

## Actions (4)

- 2025-03-06: Committee of the Whole: do pass amended (Senate)
- 2025-02-27: Committee of the Whole: retained (Senate)
- 2025-02-24: undefined: PFC (Senate)
- 2025-02-20: undefined: DPA (Senate)

## Bill text

- Introduced Version: [HTML](https://www.azleg.gov/legtext/57leg/1R/bills/SB1582P.htm), [PDF](https://apps.azleg.gov/BillStatus/GetDocumentPdf/522761)
- Senate Engrossed Version: [HTML](https://www.azleg.gov/legtext/57leg/1R/bills/SB1582S.htm), [PDF](https://apps.azleg.gov/BillStatus/GetDocumentPdf/527124)

## Related bills

- SB 1735: 2025-2026; general appropriations act (signed)
- SB 1744: 2025-2026; K-12 education (signed)
- SB 1743: 2025-2026; human services (signed)
- SB 1742: 2025-2026; higher education (signed)
- SB 1741: 2025-2026; health care (signed)
- SB 1738: 2025-2026; commerce (signed)

## Sources
- [Introduced Version (HTML)](https://www.azleg.gov/legtext/57leg/1R/bills/SB1582P.htm)
- [Introduced Version (PDF)](https://apps.azleg.gov/BillStatus/GetDocumentPdf/522761)
- [Senate Engrossed Version (HTML)](https://www.azleg.gov/legtext/57leg/1R/bills/SB1582S.htm)
- [Senate Engrossed Version (PDF)](https://apps.azleg.gov/BillStatus/GetDocumentPdf/527124)

## Related
- [SB 1735: 2025-2026; general appropriations act](https://policyrisk.com/state-bill/AZ-SB1735-57th-1st-regular)
- [SB 1744: 2025-2026; K-12 education](https://policyrisk.com/state-bill/AZ-SB1744-57th-1st-regular)
- [SB 1743: 2025-2026; human services](https://policyrisk.com/state-bill/AZ-SB1743-57th-1st-regular)
- [SB 1742: 2025-2026; higher education](https://policyrisk.com/state-bill/AZ-SB1742-57th-1st-regular)
- [SB 1741: 2025-2026; health care](https://policyrisk.com/state-bill/AZ-SB1741-57th-1st-regular)
- [SB 1738: 2025-2026; commerce](https://policyrisk.com/state-bill/AZ-SB1738-57th-1st-regular)
- [Arizona bills](https://policyrisk.com/states/arizona/bills)
- [Arizona state hub](https://policyrisk.com/states/arizona)
- [All state legislation](https://policyrisk.com/state-bills)

Source: PRIA, https://policyrisk.com/state-bill/AZ-SB1582-57th-1st-regular (as of 2026-10-19).