# Colorado HB26-1003: Small Business Recovery Modifications

Colorado HB26-1003, Small Business Recovery Modifications, is a 2026 Regular Session House bill sponsored by Chris Kolker (Democratic), Janice Marchman (Democratic), Naquetta Ricks (Democratic) and 1 others; status signed, last action 2026-05-29 (Governor Signed) (as of 2026-10-19).

- Canonical: https://policyrisk.com/state-bill/CO-HB26-1003-2026A
- As of: 2026-10-19
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: Colorado HB26-1003
- State: Colorado
- Session: 2026 Regular Session
- Title: Small Business Recovery Modifications
- Status: signed
- Chamber: House
- Introduced: 2026-01-14
- Last action: 2026-05-29, Governor Signed
- Sponsors: Chris Kolker (Democratic), Janice Marchman (Democratic), Naquetta Ricks (Democratic), Sean Camacho (Democratic)
- Cosponsors: 29
- Subjects: Business & Economic Development
- Touches household money: no
- Roll calls: 7 (151 yes, 105 no in all)
- Economic provisions PRIA read: 4

## Summary

No summary available.

## Bill overview: provisions PRIA read

- Lower funding match for small-business loans: benefit, low. Colorado’s recovery loan program supports small-business recovery and resiliency through loan shares, private lending through the Colorado Credit Reserve, and related activities. Direct program loans are allowed only when federal or state bank regulators prohibit banks from originating program loan…
- Statewide loans retain rural business targets: benefit, low. The law removes initial county allocations and county funding reservations from the recovery loan program. Instead, the program must fund businesses across Colorado over its life. It must maintain targets and support for rural businesses and businesses owned by women, minorities, or veterans. The p…
- Broader hardship relief for business borrowers: mixed, low. The oversight board may pause principal and interest payments on recovery program loans for up to one year. Borrowers must face hardship, but it no longer needs to be tied to COVID-19 or ongoing economic conditions. Approval remains the board’s decision. Unpaid interest is added to the loan balance…
- Startup loans gain shifted recovery funding: mixed, low. On June 30, 2026, the State Treasurer must transfer $5 million to the Colorado Startup Loan Program Fund. The money comes from the Small Business Recovery and Resiliency Fund, reducing that fund by the same amount. This is a one-time transfer, not a promised loan amount for any business. The transf…

## Sponsors and cosponsors

- Sponsor: Chris Kolker (Democratic), Senate
- Sponsor: Janice Marchman (Democratic), Senate
- Sponsor: Naquetta Ricks (Democratic), House
- Sponsor: Sean Camacho (Democratic), House
- Cosponsor: Andrew Boesenecker (Democratic), House
- Cosponsor: Alex Valdez (Democratic), House
- Cosponsor: Brianna Titone (Democratic), House
- Cosponsor: Chad Clifford (Democratic), House
- Cosponsor: Jennifer Bacon (Democratic), House
- Cosponsor: Julie McCluskie (Democratic), House
- Cosponsor: Karen McCormick (Democratic), House
- Cosponsor: Kenny Nguyen (Democratic), House
- Cosponsor: Katie Stewart (Democratic), House
- Cosponsor: Lori Goldstein (Democratic), House
- Cosponsor: Michael Carter (Democratic), House
- Cosponsor: Monica Duran (Democratic), House
- Cosponsor: Meg Froelich (Democratic), House
- Cosponsor: Mandy Lindsay (Democratic), House
- Cosponsor: Matthew Martinez (Democratic), House
- Cosponsor: Manny Rutinel (Democratic), House
- Cosponsor: Regina English (Democratic), House
- Cosponsor: Sheila Lieder (Democratic), House
- Cosponsor: Steven Woodrow (Democratic), House
- Cosponsor: Tisha Mauro (Democratic), House
- Cosponsor: Sen. A. Benavidez
- Cosponsor: Cathy Kipp (Democratic), Senate
- Cosponsor: Judy Amabile (Democratic), Senate
- Cosponsor: James Coleman (Democratic), Senate
- Cosponsor: Katie Wallace (Democratic), Senate
- Cosponsor: Lisa Cutter (Democratic), Senate
- Cosponsor: Marc Snyder (Democratic), Senate
- Cosponsor: Mike Weissman (Democratic), Senate
- Cosponsor: Tony Exum (Democratic), Senate

## Roll call votes

| Date | Chamber | Motion | Result | Yes | No | Other |
| --- | --- | --- | --- | --- | --- | --- |
| 2026-04-23 | Senate | Third reading: Bill | pass | 28 | 7 |   |
| 2026-04-22 | Senate | Refer House Bill 26-1003 to the Committee of the Whole and with a recommendation that it be placed on the consent calendar. | pass | 7 | 0 |   |
| 2026-03-10 | Senate | Refer House Bill 26-1003 to the Committee on Appropriations. | pass | 9 | 0 |   |
| 2026-02-10 | House | Third reading: Bill | pass | 50 | 15 |   |
| 2026-02-09 | House | Committee of the whole: Amd (h.002) | fail | 23 | 40 |   |
| 2026-02-09 | House | Committee of the whole: Amd (h.001) | fail | 24 | 40 |   |
| 2026-02-04 | House | Refer House Bill 26-1003, as amended, to the Committee of the Whole. | pass | 10 | 3 |   |

## Actions (14)

- 2026-05-29: Governor Signed (House)
- 2026-05-20: Signed by the Speaker of the House (House)
- 2026-05-20: Signed by the President of the Senate (Senate)
- 2026-05-20: Sent to the Governor (House)
- 2026-04-23: Senate Third Reading Passed - No Amendments (Senate)
- 2026-04-22: Senate Committee on Appropriations Refer Unamended - Consent Calendar to Senate Committee of the Whole (Senate)
- 2026-04-22: Senate Second Reading Special Order - Passed - No Amendments (Senate)
- 2026-03-10: Senate Committee on Finance Refer Unamended to Appropriations (Senate)
- 2026-02-12: Introduced In Senate - Assigned to Finance (Senate)
- 2026-02-10: House Third Reading Passed - No Amendments (House)
- 2026-02-09: House Second Reading Special Order - Passed with Amendments - Committee (House)
- 2026-02-06: House Second Reading Laid Over Daily - No Amendments (House)
- 2026-02-04: House Committee on Business Affairs & Labor Refer Amended to House Committee of the Whole (House)
- 2026-01-14: Introduced In House - Assigned to Business Affairs & Labor (House)

## Bill text

- Engrossed: [PDF](https://leg.colorado.gov/bill_files/111585/download)
- Final Act: [PDF](https://leg.colorado.gov/bill_files/116531/download)
- House Business Affairs & Labor Preamend: [PDF](https://leg.colorado.gov/bill_files/111345/download)
- Introduced: [PDF](https://leg.colorado.gov/bill_files/110670/download)
- Reengrossed: [PDF](https://leg.colorado.gov/bill_files/111659/download)
- Rerevised: [PDF](https://leg.colorado.gov/bill_files/115130/download)
- Revised: [PDF](https://leg.colorado.gov/bill_files/115066/download)
- Signed Act: [PDF](https://leg.colorado.gov/bill_files/116849/download)

## Related bills

- HB26-1298: Background Checks for Child Welfare Placements (signed)
- HB26-1250: Procedures Related to Civil Asset Forfeiture (signed)
- HB26-1414: Medical Record Requests (signed)
- HB26-1430: Transportation Funding Adjustments (signed)
- SB26-155: Increase Access Homeowner's Insurance Enterprise (signed)
- HB26-1429: County Administration Public Assistance Programs (signed)

## Sources
- [Engrossed (PDF)](https://leg.colorado.gov/bill_files/111585/download)
- [Final Act (PDF)](https://leg.colorado.gov/bill_files/116531/download)
- [House Business Affairs & Labor Preamend (PDF)](https://leg.colorado.gov/bill_files/111345/download)
- [Introduced (PDF)](https://leg.colorado.gov/bill_files/110670/download)
- [Reengrossed (PDF)](https://leg.colorado.gov/bill_files/111659/download)
- [Rerevised (PDF)](https://leg.colorado.gov/bill_files/115130/download)
- [Revised (PDF)](https://leg.colorado.gov/bill_files/115066/download)
- [Signed Act (PDF)](https://leg.colorado.gov/bill_files/116849/download)

## Related
- [HB26-1298: Background Checks for Child Welfare Placements](https://policyrisk.com/state-bill/CO-HB26-1298-2026A)
- [HB26-1250: Procedures Related to Civil Asset Forfeiture](https://policyrisk.com/state-bill/CO-HB26-1250-2026A)
- [HB26-1414: Medical Record Requests](https://policyrisk.com/state-bill/CO-HB26-1414-2026A)
- [HB26-1430: Transportation Funding Adjustments](https://policyrisk.com/state-bill/CO-HB26-1430-2026A)
- [SB26-155: Increase Access Homeowner's Insurance Enterprise](https://policyrisk.com/state-bill/CO-SB26-155-2026A)
- [HB26-1429: County Administration Public Assistance Programs](https://policyrisk.com/state-bill/CO-HB26-1429-2026A)
- [Colorado bills](https://policyrisk.com/states/colorado/bills)
- [Colorado state hub](https://policyrisk.com/states/colorado)
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Source: PRIA, https://policyrisk.com/state-bill/CO-HB26-1003-2026A (as of 2026-10-19).
