# Colorado HB26-1110: Vulnerable Adult Financial Exploitation Banking Colorado HB26-1110, Vulnerable Adult Financial Exploitation Banking, is a 2026 Regular Session House bill sponsored by Jamie Jackson (Democratic), Jessie Danielson (Democratic), Marc Catlin (Republican) and 1 others; status signed, last action 2026-05-26 (Governor Signed) (as of 2026-10-19). - Canonical: https://policyrisk.com/state-bill/CO-HB26-1110-2026A - As of: 2026-10-19 - Plain-text twin of the page above; the HTML and this file carry the same facts. ## Facts - Bill: Colorado HB26-1110 - State: Colorado - Session: 2026 Regular Session - Title: Vulnerable Adult Financial Exploitation Banking - Status: signed - Chamber: House - Introduced: 2026-02-03 - Last action: 2026-05-26, Governor Signed - Sponsors: Jamie Jackson (Democratic), Jessie Danielson (Democratic), Marc Catlin (Republican), Sean Camacho (Democratic) - Cosponsors: 40 - Subjects: Financial Services & Commerce - Touches household money: no - Roll calls: 8 (250 yes, 112 no in all) - Economic provisions PRIA read: 3 ## Summary No summary available. ## Bill overview: provisions PRIA read - More safeguards against vulnerable adults' financial abuse: benefit, low. The law protects adults age 70 or older and adults age 18 or older who meet its vulnerability rules. These younger adults cannot obtain needed health, safety, or welfare services, or lack capacity to make or communicate responsible decisions. Covered bank and credit union employees must report reas… - Legal protection for good-faith bank actions: benefit, low. Beginning on the law's effective date, covered employees receive protection from administrative or civil liability for good-faith required reports. Protection also covers permitted third-party disclosures and failure to notify the customer about a required report. Institutions and covered employees… - Protective payment holds can delay adults' money: mixed, low. Beginning on the law's effective date, banks and credit unions may pause requested payments when they reasonably suspect exploitation. This protects adults age 70 or older and adults age 18 or older who meet the law's vulnerability rules. Institutions must send authorized account parties written no… ## Sponsors and cosponsors - Sponsor: Jamie Jackson (Democratic), House - Sponsor: Jessie Danielson (Democratic), Senate - Sponsor: Marc Catlin (Republican), Senate - Sponsor: Sean Camacho (Democratic), House - Cosponsor: Andrew Boesenecker (Democratic), House - Cosponsor: Ava Flanell (Republican), House - Cosponsor: Amy Paschal (Democratic), House - Cosponsor: Bob Marshall (Democratic), House - Cosponsor: Chad Clifford (Democratic), House - Cosponsor: Cecelia Espenoza (Democratic), House - Cosponsor: Eliza Hamrick (Democratic), House - Cosponsor: Emily Sirota (Democratic), House - Cosponsor: Jarvis Caldwell (Republican), House - Cosponsor: Junie Joseph (Democratic), House - Cosponsor: Javier Mabrey (Democratic), House - Cosponsor: Julie McCluskie (Democratic), House - Cosponsor: Kyle Brown (Democratic), House - Cosponsor: Karen McCormick (Democratic), House - Cosponsor: Kenny Nguyen (Democratic), House - Cosponsor: Katie Stewart (Democratic), House - Cosponsor: Lesley Smith (Democratic), House - Cosponsor: Monica Duran (Democratic), House - Cosponsor: Meg Froelich (Democratic), House - Cosponsor: Manny Rutinel (Democratic), House - Cosponsor: Naquetta Ricks (Democratic), House - Cosponsor: Ryan Gonzalez (Republican), House - Cosponsor: Rebekah Stewart (Democratic), House - Cosponsor: Sheila Lieder (Democratic), House - Cosponsor: Tammy Story (Democratic), House - Cosponsor: Cathy Kipp (Democratic), Senate - Cosponsor: Chris Kolker (Democratic), Senate - Cosponsor: Iman Jodeh (Democratic), Senate - Cosponsor: Jeff Bridges (Democratic), Senate - Cosponsor: John Carson (Republican), Senate - Cosponsor: James Coleman (Democratic), Senate - Cosponsor: Janice Marchman (Democratic), Senate - Cosponsor: Katie Wallace (Democratic), Senate - Cosponsor: Lisa Cutter (Democratic), Senate - Cosponsor: Matt Ball (Democratic), Senate - Cosponsor: Marc Snyder (Democratic), Senate - Cosponsor: Nick Hinrichsen (Democratic), Senate - Cosponsor: Robert Rodriguez (Democratic), Senate - Cosponsor: Tony Exum (Democratic), Senate - Cosponsor: Tom Sullivan (Democratic), Senate ## Roll call votes | Date | Chamber | Motion | Result | Yes | No | Other | | --- | --- | --- | --- | --- | --- | --- | | 2026-04-21 | House | Senate amendments: Repass | pass | 54 | 10 | | | 2026-04-21 | House | Senate amendments: Concur | pass | 62 | 2 | | | 2026-04-20 | Senate | Third reading: Bill | pass | 34 | 0 | | | 2026-04-14 | Senate | Refer House Bill 26-1110, as amended, to the Committee of the Whole and with a recommendation that it be placed on the consent calendar. | pass | 5 | 0 | | | 2026-03-09 | House | Third reading: Rerefer (2nd) | fail | 19 | 43 | | | 2026-03-09 | House | Third reading: Bill | pass | 44 | 18 | | | 2026-03-06 | House | Committee of the whole: Amd (h.001) | fail | 24 | 36 | | | 2026-02-26 | House | Refer House Bill 26-1110, as amended, to the Committee of the Whole. | pass | 8 | 3 | | ## Actions (15) - 2026-05-26: Governor Signed (House) - 2026-05-20: Signed by the Speaker of the House (House) - 2026-05-20: Signed by the President of the Senate (Senate) - 2026-05-20: Sent to the Governor (House) - 2026-04-21: House Considered Senate Amendments - Result was to Concur - Repass (House) - 2026-04-20: Senate Third Reading Passed - No Amendments (Senate) - 2026-04-17: Senate Second Reading Special Order - Passed with Amendments - Committee (Senate) - 2026-04-14: Senate Committee on Business, Labor, & Technology Refer Amended - Consent Calendar to Senate Committee of the Whole (Senate) - 2026-04-06: Introduced In Senate - Assigned to Business, Labor, & Technology (Senate) - 2026-03-09: House Third Reading Passed - No Amendments (House) - 2026-03-06: House Second Reading Special Order - Passed with Amendments - Committee, Floor (House) - 2026-03-04: House Second Reading Laid Over Daily with Amendments - Committee (House) - 2026-03-03: House Second Reading Special Order - Laid Over Daily with Amendments - Committee (House) - 2026-02-26: House Committee on Finance Refer Amended to House Committee of the Whole (House) - 2026-02-03: Introduced In House - Assigned to Finance (House) ## Bill text - Engrossed: [PDF](https://leg.colorado.gov/bill_files/113008/download) - Final Act: [PDF](https://leg.colorado.gov/bill_files/116528/download) - House Finance Preamend: [PDF](https://leg.colorado.gov/bill_files/112714/download) - Introduced: [PDF](https://leg.colorado.gov/bill_files/111221/download) - Reengrossed: [PDF](https://leg.colorado.gov/bill_files/113050/download) - Rerevised: [PDF](https://leg.colorado.gov/bill_files/114902/download) - Revised: [PDF](https://leg.colorado.gov/bill_files/114822/download) - Senate Business, Labor, & Technology Preamend: [PDF](https://leg.colorado.gov/bill_files/114615/download) - Signed Act: [PDF](https://leg.colorado.gov/bill_files/116711/download) ## Related bills - HB26-1298: Background Checks for Child Welfare Placements (signed) - HB26-1250: Procedures Related to Civil Asset Forfeiture (signed) - HB26-1414: Medical Record Requests (signed) - HB26-1430: Transportation Funding Adjustments (signed) - SB26-155: Increase Access Homeowner's Insurance Enterprise (signed) - HB26-1429: County Administration Public Assistance Programs (signed) ## Sources - [Engrossed (PDF)](https://leg.colorado.gov/bill_files/113008/download) - [Final Act (PDF)](https://leg.colorado.gov/bill_files/116528/download) - [House Finance Preamend (PDF)](https://leg.colorado.gov/bill_files/112714/download) - [Introduced (PDF)](https://leg.colorado.gov/bill_files/111221/download) - [Reengrossed (PDF)](https://leg.colorado.gov/bill_files/113050/download) - [Rerevised (PDF)](https://leg.colorado.gov/bill_files/114902/download) - [Revised (PDF)](https://leg.colorado.gov/bill_files/114822/download) - [Senate Business, Labor, & Technology Preamend (PDF)](https://leg.colorado.gov/bill_files/114615/download) - [Signed Act (PDF)](https://leg.colorado.gov/bill_files/116711/download) ## Related - [HB26-1298: Background Checks for Child Welfare Placements](https://policyrisk.com/state-bill/CO-HB26-1298-2026A) - [HB26-1250: Procedures Related to Civil Asset Forfeiture](https://policyrisk.com/state-bill/CO-HB26-1250-2026A) - [HB26-1414: Medical Record Requests](https://policyrisk.com/state-bill/CO-HB26-1414-2026A) - [HB26-1430: Transportation Funding Adjustments](https://policyrisk.com/state-bill/CO-HB26-1430-2026A) - [SB26-155: Increase Access Homeowner's Insurance Enterprise](https://policyrisk.com/state-bill/CO-SB26-155-2026A) - [HB26-1429: County Administration Public Assistance Programs](https://policyrisk.com/state-bill/CO-HB26-1429-2026A) - [Colorado bills](https://policyrisk.com/states/colorado/bills) - [Colorado state hub](https://policyrisk.com/states/colorado) - [All state legislation](https://policyrisk.com/state-bills) Source: PRIA, https://policyrisk.com/state-bill/CO-HB26-1110-2026A (as of 2026-10-19).