# Colorado SB25-058: Insurance Rebate Reform Model Act Colorado SB25-058, Insurance Rebate Reform Model Act, is a 2025 Regular Session Senate bill sponsored by Gretchen Rydin (Democratic), Marc Snyder (Democratic), Ryan Gonzalez (Republican); status signed, last action 2025-04-18 (Governor Signed); PRIA reads it as touching household money (as of 2026-10-16). - Canonical: https://policyrisk.com/state-bill/CO-SB25-058-2025A - As of: 2026-10-16 - Plain-text twin of the page above; the HTML and this file carry the same facts. ## Facts - Bill: Colorado SB25-058 - State: Colorado - Session: 2025 Regular Session - Title: Insurance Rebate Reform Model Act - Status: signed - Chamber: Senate - Introduced: 2025-01-21 - Last action: 2025-04-18, Governor Signed - Sponsors: Gretchen Rydin (Democratic), Marc Snyder (Democratic), Ryan Gonzalez (Republican) - Cosponsors: 9 - Subjects: Insurance - Touches household money: yes - Roll calls: 6 (181 yes, 5 no in all) - Economic provisions PRIA read: 2 ## Summary No summary available. ## Bill overview: provisions PRIA read - Insurance customers can receive limited gifts: benefit, low. Colorado insurers and agents can offer noncash gifts worth under $250 and free drawings with prizes up to $500. Additional noncash gifts or services, including meals and charitable donations, have per-policy-year limits set by the insurance commissioner. Gifts must be reasonable compared with premi… - More low-cost services for insurance customers: benefit, low. Colorado insurers and agents can offer free or discounted services even when they are not listed in the policy. Services must relate to coverage and support goals such as preventing losses, improving health or financial wellness, or helping after losses. Costs must be reasonable compared with premi… ## Sponsors and cosponsors - Sponsor: Gretchen Rydin (Democratic), House - Sponsor: Marc Snyder (Democratic), Senate - Sponsor: Ryan Gonzalez (Republican), House - Cosponsor: Bob Marshall (Democratic), House - Cosponsor: Chad Clifford (Democratic), House - Cosponsor: Eliza Hamrick (Democratic), House - Cosponsor: Jennifer Bacon (Democratic), House - Cosponsor: Kyle Brown (Democratic), House - Cosponsor: Monica Duran (Democratic), House - Cosponsor: Rebecca Keltie (Republican), House - Cosponsor: Dafna Michaelson Jenet (Democratic), Senate - Cosponsor: Kyle Mullica (Democratic), Senate ## Roll call votes | Date | Chamber | Motion | Result | Yes | No | Other | | --- | --- | --- | --- | --- | --- | --- | | 2025-04-03 | Senate | House amendments: Concur | pass | 34 | 0 | | | 2025-04-03 | Senate | House amendments: Repass | pass | 33 | 1 | | | 2025-04-01 | House | Third reading: Bill | pass | 61 | 2 | | | 2025-03-19 | House | Refer Senate Bill 25-058, as amended, to the Committee of the Whole. | pass | 13 | 0 | | | 2025-03-04 | Senate | Third reading: Bill | pass | 32 | 1 | | | 2025-02-26 | Senate | Refer Senate Bill 25-058, as amended, to the Committee of the Whole. | pass | 8 | 1 | | ## Actions (14) - 2025-04-18: Governor Signed (House) - 2025-04-09: Sent to the Governor (House) - 2025-04-08: Signed by the President of the Senate (Senate) - 2025-04-08: Signed by the Speaker of the House (House) - 2025-04-03: Senate Considered House Amendments - Result was to Concur - Repass (Senate) - 2025-04-01: House Third Reading Passed - No Amendments (House) - 2025-03-31: House Second Reading Special Order - Passed with Amendments - Committee (House) - 2025-03-24: House Second Reading Laid Over Daily - No Amendments (House) - 2025-03-19: House Committee on Business Affairs & Labor Refer Amended to House Committee of the Whole (House) - 2025-03-04: Senate Third Reading Passed - No Amendments (Senate) - 2025-03-04: Introduced In House - Assigned to Business Affairs & Labor (House) - 2025-03-03: Senate Second Reading Passed with Amendments - Committee, Floor (Senate) - 2025-02-26: Senate Committee on Health & Human Services Refer Amended to Senate Committee of the Whole (Senate) - 2025-01-21: Introduced In Senate - Assigned to Health & Human Services (Senate) ## Bill text - Engrossed: [PDF](https://leg.colorado.gov/bill_files/85995/download) - Final Act: [PDF](https://leg.colorado.gov/bill_files/85991/download) - Introduced: [PDF](https://leg.colorado.gov/bill_files/85996/download) - Reengrossed: [PDF](https://leg.colorado.gov/bill_files/85994/download) - Rerevised: [PDF](https://leg.colorado.gov/bill_files/85992/download) - Revised: [PDF](https://leg.colorado.gov/bill_files/85993/download) - Signed Act: [PDF](https://leg.colorado.gov/bill_files/40450/download) ## Related bills - SB25-279: Colorado Code of Military Justice Updates (signed) - HB25-1307: Updating Technical References in Education Law (signed) - HB25-1234: Utility Consumer Protection (signed) - SB25-167: Invest State Funds to Benefit Communities (signed) - SB25-163: Battery Stewardship Programs (signed) - SB25-261: Property Tax Deferral Program Administration (signed) ## Sources - [Engrossed (PDF)](https://leg.colorado.gov/bill_files/85995/download) - [Final Act (PDF)](https://leg.colorado.gov/bill_files/85991/download) - [Introduced (PDF)](https://leg.colorado.gov/bill_files/85996/download) - [Reengrossed (PDF)](https://leg.colorado.gov/bill_files/85994/download) - [Rerevised (PDF)](https://leg.colorado.gov/bill_files/85992/download) - [Revised (PDF)](https://leg.colorado.gov/bill_files/85993/download) - [Signed Act (PDF)](https://leg.colorado.gov/bill_files/40450/download) ## Related - [SB25-279: Colorado Code of Military Justice Updates](https://policyrisk.com/state-bill/CO-SB25-279-2025A) - [HB25-1307: Updating Technical References in Education Law](https://policyrisk.com/state-bill/CO-HB25-1307-2025A) - [HB25-1234: Utility Consumer Protection](https://policyrisk.com/state-bill/CO-HB25-1234-2025A) - [SB25-167: Invest State Funds to Benefit Communities](https://policyrisk.com/state-bill/CO-SB25-167-2025A) - [SB25-163: Battery Stewardship Programs](https://policyrisk.com/state-bill/CO-SB25-163-2025A) - [SB25-261: Property Tax Deferral Program Administration](https://policyrisk.com/state-bill/CO-SB25-261-2025A) - [Colorado bills](https://policyrisk.com/states/colorado/bills) - [Colorado state hub](https://policyrisk.com/states/colorado) - [All state legislation](https://policyrisk.com/state-bills) Source: PRIA, https://policyrisk.com/state-bill/CO-SB25-058-2025A (as of 2026-10-16).