# Connecticut HB 05089: AN ACT AUTHORIZING CREDIT UNIONS, BANKS AND REALTOR ASSOCIATIONS OR ORGANIZATIONS TO ESTABLISH OR PARTICIPATE IN MULTIPLE EMPLOYER WELFARE ARRANGEMENTS.

Connecticut HB 05089, AN ACT AUTHORIZING CREDIT UNIONS, BANKS AND REALTOR ASSOCIATIONS OR ORGANIZATIONS TO ESTABLISH OR PARTICIPATE IN MULTIPLE EMPLOYER WELFARE ARRANGEMENTS., is a 2025 Regular Session House bill sponsored by Tom Delnicki (Republican); status failed, last action 2025-01-10 (Referred to Joint Committee on Insurance and Real Estate) (as of 2026-10-17).

- Canonical: https://policyrisk.com/state-bill/CT-HB05089-2025
- As of: 2026-10-17
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: Connecticut HB 05089
- State: Connecticut
- Session: 2025 Regular Session
- Title: AN ACT AUTHORIZING CREDIT UNIONS, BANKS AND REALTOR ASSOCIATIONS OR ORGANIZATIONS TO ESTABLISH OR PARTICIPATE IN MULTIPLE EMPLOYER WELFARE ARRANGEMENTS.
- Status: failed
- Chamber: House
- Introduced: 2025-01-10
- Last action: 2025-01-10, Referred to Joint Committee on Insurance and Real Estate
- Sponsor: Tom Delnicki (Republican)
- Cosponsors: 0
- Subjects: insurance and real estate
- Touches household money: no
- Economic provisions PRIA read: 0

## Summary

To authorize (1) credit unions and banks chartered in this state, and (2) any professional association or organization of realtors to establish or participate in multiple employer welfare arrangements.

## Bill overview

No economic impacts identified for this bill.

## Sponsors and cosponsors

- Sponsor: Tom Delnicki (Republican), House

## Actions (1)

- 2025-01-10: Referred to Joint Committee on Insurance and Real Estate (legislature)

## Bill text

- Proposed Bill, 2025-01-10: [PDF](https://www.cga.ct.gov/2025/TOB/H/PDF/2025HB-05089-R00-HB.PDF)

## Related bills

- HB 05013: AN ACT ADDING CERTAIN PLANTS TO THE INVASIVE PLANTS LIST. (signed)
- SB 01558: AN ACT CONCERNING INCOME TAXES IMPOSED BY OTHER JURISDICTIONS ON RESIDENTS OF THE STATE. (signed)
- SB 01396: AN ACT CONCERNING EARNED BUT UNPAID WAGE OR SALARY INCOME ADVANCES. (signed)
- SB 01187: AN ACT CONCERNING FORECLOSURE, ASSIGNMENT AND OTHER ENFORCEMENT ACTIONS FOR UNPAID SEWER ASSESSMENTS AND OTHER FEES AND CHARGES. (signed)
- HB 07236: AN ACT CONCERNING HUMAN TRAFFICKING AND SEXUAL ASSAULT VICTIMS. (signed)
- HB 07192: AN ACT IMPLEMENTING RECOMMENDATIONS OF THE BIPARTISAN DRUG TASK FORCE. (signed)

## Sources
- [Proposed Bill (PDF)](https://www.cga.ct.gov/2025/TOB/H/PDF/2025HB-05089-R00-HB.PDF)

## Related
- [HB 05013: AN ACT ADDING CERTAIN PLANTS TO THE INVASIVE PLANTS LIST.](https://policyrisk.com/state-bill/CT-HB05013-2025)
- [SB 01558: AN ACT CONCERNING INCOME TAXES IMPOSED BY OTHER JURISDICTIONS ON RESIDENTS OF T…](https://policyrisk.com/state-bill/CT-SB01558-2025)
- [SB 01396: AN ACT CONCERNING EARNED BUT UNPAID WAGE OR SALARY INCOME ADVANCES.](https://policyrisk.com/state-bill/CT-SB01396-2025)
- [SB 01187: AN ACT CONCERNING FORECLOSURE, ASSIGNMENT AND OTHER ENFORCEMENT ACTIONS FOR UNP…](https://policyrisk.com/state-bill/CT-SB01187-2025)
- [HB 07236: AN ACT CONCERNING HUMAN TRAFFICKING AND SEXUAL ASSAULT VICTIMS.](https://policyrisk.com/state-bill/CT-HB07236-2025)
- [HB 07192: AN ACT IMPLEMENTING RECOMMENDATIONS OF THE BIPARTISAN DRUG TASK FORCE.](https://policyrisk.com/state-bill/CT-HB07192-2025)
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Source: PRIA, https://policyrisk.com/state-bill/CT-HB05089-2025 (as of 2026-10-17).