# Connecticut HB 05127: AN ACT CONCERNING CREDIT CARDS AND HEALTH AND VETERINARY CARE SERVICES.

Connecticut HB 05127, AN ACT CONCERNING CREDIT CARDS AND HEALTH AND VETERINARY CARE SERVICES., is a 2026 Regular Session House bill sponsored by General Law Committee; status signed, last action 2026-05-07 (Signed by the Governor); PRIA reads it as touching household money (as of 2026-11-01).

- Canonical: https://policyrisk.com/state-bill/CT-HB05127-2026
- As of: 2026-11-01
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: Connecticut HB 05127
- State: Connecticut
- Session: 2026 Regular Session
- Title: AN ACT CONCERNING CREDIT CARDS AND HEALTH AND VETERINARY CARE SERVICES.
- Status: signed
- Chamber: House
- Introduced: 2026-02-10
- Last action: 2026-05-07, Signed by the Governor
- Sponsor: General Law Committee
- Cosponsors: 31
- Subjects: general law
- Touches household money: yes
- Roll calls: 3 (0 yes, 0 no in all)
- Economic provisions PRIA read: 2

## Summary

To (1) provide that no health or veterinary care provider shall (A) advertise, market, solicit, promote or offer a medical credit card to a consumer, (B) receive any financial incentive or compensation in exchange for advertising, marketing, soliciting, promoting or offering a medical credit card to a consumer, (C) assist a consumer in acquiring a medical credit card, or (D) charge a medical credit card for (i) any health care or veterinary service before such service is provided to a patient or animal, or (ii) any ancillary product unless a consumer separately consents to purchase such product, (2) require a health or veterinary care provider to make certain disclosures concerning a medical credit card in response to a consumer's request for financial information concerning a medical credit card, and (3) require a health or veterinary care provider to accept, and provide a full refund for, certain returned ancillary products.

## Bill overview: provisions PRIA read

- Refunds and safeguards for financed add-ons: benefit, low. Starting January 1, 2027, a provider cannot charge your third-party financing account for care before providing it, except for costs the provider has already incurred. For an extra product charged to that account, you must get a receipt naming the product and its cost or separately agree in writing…
- Less credit marketing at care visits: mixed, low. Starting January 1, 2027, health and veterinary providers cannot promote third-party financing with their branding or while you are sedated, receiving care, or in a care area. A care area rule does not apply when there is no separate area for marketing; a vet need not move an animal if the provider…

## Sponsors and cosponsors

- Sponsor: General Law Committee
- Cosponsor: Amy Morrin Bello (Democratic), House
- Cosponsor: Andre F. Baker (Democratic), House
- Cosponsor: David DeFronzo (Democratic), House
- Cosponsor: David Rutigliano (Republican), House
- Cosponsor: Derek Slap (Democratic), Senate
- Cosponsor: Frank Smith (Democratic), House
- Cosponsor: Gary A. Turco (Democratic), House
- Cosponsor: Iris N Sanchez (Democratic), House
- Cosponsor: James J. Maroney (Democratic), Senate
- Cosponsor: Jillian Gilchrest (Democratic), House
- Cosponsor: John-Michael Parker (Democratic), House
- Cosponsor: Josh Elliott (Democratic), House
- Cosponsor: Kaitlyn Shake (Democratic), House
- Cosponsor: Kara Rochelle (Democratic), House
- Cosponsor: Kate Farrar (Democratic), House
- Cosponsor: Kenneth Gucker (Democratic), House
- Cosponsor: Laurie Sweet (Democratic), House
- Cosponsor: Lucy Dathan (Democratic), House
- Cosponsor: Martha Marx (Democratic), Senate
- Cosponsor: Mary Fortier (Democratic), House
- Cosponsor: Matthew L. Lesser (Democratic), Senate
- Cosponsor: Michael D. Quinn (Democratic), House
- Cosponsor: Nicholas Menapace (Democratic), House
- Cosponsor: Nick Gauthier (Democratic), House
- Cosponsor: Patricia Billie Miller (Democratic), Senate
- Cosponsor: Rebecca Martinez (Democratic), House
- Cosponsor: Rick Lopes (Democratic), Senate
- Cosponsor: Roland J. Lemar (Democratic), House
- Cosponsor: Saud Anwar (Democratic), Senate
- Cosponsor: William Heffernan (Democratic), House
- Cosponsor: William Pizzuto (Republican), House

## Roll call votes

| Date | Chamber | Motion | Result | Yes | No | Other |
| --- | --- | --- | --- | --- | --- | --- |
| 2026-03-11 | Senate | Senate Roll Call Vote 217 | pass |   |   |   |
| 2026-03-11 | House | House Roll Call Vote 92 AS AMENDED | pass |   |   |   |
| 2026-03-11 | House | GL Vote Tally Sheet (Joint Favorable Substitute) | pass |   |   |   |

## Bill text

- Public Act No. 26-6, 2026-05-04: [PDF](https://www.cga.ct.gov/2026/ACT/PA/PDF/2026PA-00006-R00HB-05127-PA.PDF)
- File No. 721, 2026-04-27: [PDF](https://www.cga.ct.gov/2026/FC/PDF/2026HB-05127-R000721-FC.PDF)
- File No. 232, 2026-03-30: [PDF](https://www.cga.ct.gov/2026/FC/PDF/2026HB-05127-R000232-FC.PDF)
- GL Joint Favorable Substitute, 2026-03-11: [PDF](https://www.cga.ct.gov/2026/TOB/H/PDF/2026HB-05127-R01-HB.PDF)
- Raised Bill, 2026-02-10: [PDF](https://www.cga.ct.gov/2026/TOB/H/PDF/2026HB-05127-R00-HB.PDF)
- Bill Analysis For File Copy 232: [PDF](https://www.cga.ct.gov/2026/BA/PDF/2026HB-05127-R000232-BA.PDF)
- Bill Analysis For File Copy 721: [PDF](https://www.cga.ct.gov/2026/BA/PDF/2026HB-05127-R010721-BA.PDF)
- Bill Analysis for HB-5127, as amended by House "A": [PDF](https://www.cga.ct.gov/2026/BA/PDF/2026HB-05127-R01-BA.PDF)
- Fiscal Note For File Copy 232: [PDF](https://www.cga.ct.gov/2026/FN/PDF/2026HB-05127-R000232-FN.PDF)
- Fiscal Note For File Copy 721: [PDF](https://www.cga.ct.gov/2026/FN/PDF/2026HB-05127-R010721-FN.PDF)
- Fiscal Note for Amendment LCO 4175 (No Fiscal Impact): [PDF](https://www.cga.ct.gov/2026/fna/pdf/2026HB-05127-R00LCO04175-FNA.PDF)
- Fiscal Note for HB-5127, As Amended by House "A" (LCO 4175): [PDF](https://www.cga.ct.gov/2026/FN/PDF/2026HB-05127-R01-FN.PDF)
- GL Joint Fav. Rpt: [PDF](https://www.cga.ct.gov/2026/JFR/H/PDF/2026HB-05127-R00GL-JFR.PDF)
- GL Vote Tally Sheet (Joint Favorable Substitute): [PDF](https://www.cga.ct.gov/2026/TS/H/PDF/2026HB-05127-R00GL-CV32-TS.PDF)
- House Roll Call Vote 92 AS AMENDED: [PDF](https://www.cga.ct.gov/2026/VOTE/H/PDF/2026HV-00092-R00HB05127-HV.PDF)
- House Schedule A LCO# 4175 (D): [PDF](https://www.cga.ct.gov/2026/amd/H/pdf/2026HB-05127-R00HA-AMD.pdf)
- Senate Roll Call Vote 217: [PDF](https://www.cga.ct.gov/2026/VOTE/S/PDF/2026SV-00217-R00HB05127-SV.PDF)
- Summary for Public Act No. 26-6: [PDF](https://www.cga.ct.gov/2026/SUM/PDF/2026SUM00006-R02HB-05127-SUM.PDF)

## Related bills

- SB 00488: AN ACT IMPLEMENTING THE TREASURER'S RECOMMENDATIONS FOR REVISIONS TO THE UNCLAIMED PROPERTY PROGRAM AND SECOND INJURY FUND. (signed)
- SB 00484: AN ACT CONCERNING DISTRACTED DRIVING AND THE SAFE OPERATION OF A MOTOR VEHICLE IN A HIGHWAY WORK ZONE. (signed)
- SB 00475: AN ACT CONCERNING JUDICIAL BRANCH OPERATIONS. (signed)
- SB 00444: AN ACT AUTHORIZING CERTAIN MUNICIPAL EMPLOYEES TO SERVE ON MUNICIPAL BOARDS OF FINANCE. (signed)
- SB 00370: AN ACT CONCERNING THE HOURLY COMPENSATION FOR ADJUNCT FIRE INSTRUCTORS. (signed)
- SB 00391: AN ACT CONCERNING THE AVAILABILITY OF BREAST CANCER SCREENING, DIAGNOSIS AND TREATMENT SERVICES FOR WOMEN COMMITTED TO THE CUSTODY OF THE DEPARTMENT OF CORRECT… (signed)

## Sources
- [Public Act No. 26-6 (PDF)](https://www.cga.ct.gov/2026/ACT/PA/PDF/2026PA-00006-R00HB-05127-PA.PDF)
- [File No. 721 (PDF)](https://www.cga.ct.gov/2026/FC/PDF/2026HB-05127-R000721-FC.PDF)
- [File No. 232 (PDF)](https://www.cga.ct.gov/2026/FC/PDF/2026HB-05127-R000232-FC.PDF)
- [GL Joint Favorable Substitute (PDF)](https://www.cga.ct.gov/2026/TOB/H/PDF/2026HB-05127-R01-HB.PDF)
- [Raised Bill (PDF)](https://www.cga.ct.gov/2026/TOB/H/PDF/2026HB-05127-R00-HB.PDF)
- [Bill Analysis For File Copy 232 (PDF)](https://www.cga.ct.gov/2026/BA/PDF/2026HB-05127-R000232-BA.PDF)
- [Bill Analysis For File Copy 721 (PDF)](https://www.cga.ct.gov/2026/BA/PDF/2026HB-05127-R010721-BA.PDF)
- [Bill Analysis for HB-5127, as amended by House "A" (PDF)](https://www.cga.ct.gov/2026/BA/PDF/2026HB-05127-R01-BA.PDF)
- [Fiscal Note For File Copy 232 (PDF)](https://www.cga.ct.gov/2026/FN/PDF/2026HB-05127-R000232-FN.PDF)
- [Fiscal Note For File Copy 721 (PDF)](https://www.cga.ct.gov/2026/FN/PDF/2026HB-05127-R010721-FN.PDF)
- [Fiscal Note for Amendment LCO 4175 (No Fiscal Impact) (PDF)](https://www.cga.ct.gov/2026/fna/pdf/2026HB-05127-R00LCO04175-FNA.PDF)
- [Fiscal Note for HB-5127, As Amended by House "A" (LCO 4175) (PDF)](https://www.cga.ct.gov/2026/FN/PDF/2026HB-05127-R01-FN.PDF)
- [GL Joint Fav. Rpt (PDF)](https://www.cga.ct.gov/2026/JFR/H/PDF/2026HB-05127-R00GL-JFR.PDF)
- [GL Vote Tally Sheet (Joint Favorable Substitute) (PDF)](https://www.cga.ct.gov/2026/TS/H/PDF/2026HB-05127-R00GL-CV32-TS.PDF)
- [House Roll Call Vote 92 AS AMENDED (PDF)](https://www.cga.ct.gov/2026/VOTE/H/PDF/2026HV-00092-R00HB05127-HV.PDF)
- [House Schedule A LCO# 4175 (D) (PDF)](https://www.cga.ct.gov/2026/amd/H/pdf/2026HB-05127-R00HA-AMD.pdf)
- [Senate Roll Call Vote 217 (PDF)](https://www.cga.ct.gov/2026/VOTE/S/PDF/2026SV-00217-R00HB05127-SV.PDF)
- [Summary for Public Act No. 26-6 (PDF)](https://www.cga.ct.gov/2026/SUM/PDF/2026SUM00006-R02HB-05127-SUM.PDF)

## Related
- [SB 00488: AN ACT IMPLEMENTING THE TREASURER'S RECOMMENDATIONS FOR REVISIONS TO THE UNCLAI…](https://policyrisk.com/state-bill/CT-SB00488-2026)
- [SB 00484: AN ACT CONCERNING DISTRACTED DRIVING AND THE SAFE OPERATION OF A MOTOR VEHICLE…](https://policyrisk.com/state-bill/CT-SB00484-2026)
- [SB 00475: AN ACT CONCERNING JUDICIAL BRANCH OPERATIONS.](https://policyrisk.com/state-bill/CT-SB00475-2026)
- [SB 00444: AN ACT AUTHORIZING CERTAIN MUNICIPAL EMPLOYEES TO SERVE ON MUNICIPAL BOARDS OF…](https://policyrisk.com/state-bill/CT-SB00444-2026)
- [SB 00370: AN ACT CONCERNING THE HOURLY COMPENSATION FOR ADJUNCT FIRE INSTRUCTORS.](https://policyrisk.com/state-bill/CT-SB00370-2026)
- [SB 00391: AN ACT CONCERNING THE AVAILABILITY OF BREAST CANCER SCREENING, DIAGNOSIS AND TR…](https://policyrisk.com/state-bill/CT-SB00391-2026)
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Source: PRIA, https://policyrisk.com/state-bill/CT-HB05127-2026 (as of 2026-11-01).