# Connecticut HB 05211: AN ACT CONCERNING COMMERCIAL FINANCING.

Connecticut HB 05211, AN ACT CONCERNING COMMERCIAL FINANCING., is a 2026 Regular Session House bill sponsored by Banking Committee; status failed, last action 2026-05-06 (Matter Pass Retained) (as of 2026-11-01).

- Canonical: https://policyrisk.com/state-bill/CT-HB05211-2026
- As of: 2026-11-01
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: Connecticut HB 05211
- State: Connecticut
- Session: 2026 Regular Session
- Title: AN ACT CONCERNING COMMERCIAL FINANCING.
- Status: failed
- Chamber: House
- Introduced: 2026-02-18
- Last action: 2026-05-06, Matter Pass Retained
- Sponsor: Banking Committee
- Cosponsors: 88
- Subjects: banking
- Touches household money: no
- Roll calls: 4 (0 yes, 0 no in all)
- Economic provisions PRIA read: 0

## Summary

To redefine "commercial financing", require commercial financing providers to disclose estimated annual percentage rates and revise and establish certain requirements applicable to commercial financing contracts.

## Bill overview

No economic impacts identified for this bill.

## Sponsors and cosponsors

- Sponsor: Banking Committee
- Cosponsor: Aimee Berger-Girvalo (Democratic), House
- Cosponsor: Anne M. Hughes (Democratic), House
- Cosponsor: Anthony L. Nolan (Democratic), House
- Cosponsor: Antonio Felipe (Democratic), House
- Cosponsor: Arnold Jensen (Republican), House
- Cosponsor: Aundre Bumgardner (Democratic), House
- Cosponsor: Ben McGorty (Republican), House
- Cosponsor: Ceci Maher (Democratic), Senate
- Cosponsor: Chris Aniskovich (Republican), House
- Cosponsor: Chris Stewart (Republican), House
- Cosponsor: Christopher Poulos (Democratic), House
- Cosponsor: Christopher Rosario (Democratic), House
- Cosponsor: Corey P. Paris (Democratic), House
- Cosponsor: Cristin McCarthy Vahey (Democratic), House
- Cosponsor: Daniel Gaiewski (Democratic), House
- Cosponsor: Dave W. Yaccarino (Republican), House
- Cosponsor: David DeFronzo (Democratic), House
- Cosponsor: David Rutigliano (Republican), House
- Cosponsor: Eilish Collins Main (Democratic), House
- Cosponsor: Emmanuel Sanchez (Democratic), House
- Cosponsor: Farley Santos (Democratic), House
- Cosponsor: Fred Gee (Democratic), House
- Cosponsor: Gary A. Turco (Democratic), House
- Cosponsor: Greg S. Howard (Republican), House
- Cosponsor: Gregory Haddad (Democratic), House
- Cosponsor: Hector Arzeno (Democratic), House
- Cosponsor: Hubert D. Delany (Democratic), House
- Cosponsor: Irene M. Haines (Republican), House
- Cosponsor: Jaime S. Foster (Democratic), House
- Cosponsor: James Sanchez (Democratic), House
- Cosponsor: Jason Doucette (Democratic), House
- Cosponsor: Jason Rojas (Democratic), House
- Cosponsor: Jill Barry (Democratic), House
- Cosponsor: Jillian Gilchrest (Democratic), House
- Cosponsor: John E. Piscopo (Republican), House
- Cosponsor: John Santanella (Democratic), House
- Cosponsor: John-Michael Parker (Democratic), House
- Cosponsor: Jonathan Jacobson (Democratic), House
- Cosponsor: Joseph H. Zullo (Republican), House
- Cosponsor: Joseph P. Gresko (Democratic), House
- Cosponsor: Joshua M. Hall (Democratic), House
- Cosponsor: Julio A. Concepcion (Democratic), House
- Cosponsor: Kadeem Roberts (Democratic), House
- Cosponsor: Kai J. Belton (Democratic), House
- Cosponsor: Kaitlyn Shake (Democratic), House
- Cosponsor: Kara Rochelle (Democratic), House
- Cosponsor: Kate Farrar (Democratic), House
- Cosponsor: Kenneth Gucker (Democratic), House
- Cosponsor: Kerry S. Wood (Democratic), House
- Cosponsor: Kevin Brown (Democratic), House
- Cosponsor: Kurt Vail (Republican), House
- Cosponsor: Laurie Sweet (Democratic), House
- Cosponsor: MD Rahman (Democratic), Senate
- Cosponsor: Marcus Brown (Democratic), House
- Cosponsor: Maria P. Horn (Democratic), House
- Cosponsor: Maryam Khan (Democratic), House
- Cosponsor: Matt Blumenthal (Democratic), House
- Cosponsor: Matthew L. Lesser (Democratic), Senate
- Cosponsor: Michael "MJ" Shannon (Democratic), House
- Cosponsor: Michael D. Quinn (Democratic), House
- Cosponsor: Michael DiGiovancarlo (Democratic), House
- Cosponsor: Mitch Bolinsky (Republican), House
- Cosponsor: Nicholas Menapace (Democratic), House
- Cosponsor: Nick Gauthier (Democratic), House
- Cosponsor: Patricia Billie Miller (Democratic), Senate
- Cosponsor: Patrick Biggins (Democratic), House
- Cosponsor: Patrick E. Callahan (Republican), House
- Cosponsor: Patrick S. Boyd (Democratic), House
- Cosponsor: Rebecca Martinez (Democratic), House
- Cosponsor: Renee LaMark Muir (Democratic), House
- Cosponsor: Roland J. Lemar (Democratic), House
- Cosponsor: Ronald A. Napoli (Democratic), House
- Cosponsor: Sarah Keitt (Democratic), House
- Cosponsor: Savet Constantine (Democratic), House
- Cosponsor: Seth Bronko (Republican), House
- Cosponsor: Stephen R. Meskers (Democratic), House
- Cosponsor: Steven Winter (Democratic), House
- Cosponsor: Susan M. Johnson (Democratic), House
- Cosponsor: Tami Zawistowski (Republican), House
- Cosponsor: Tim Ackert (Republican), House
- Cosponsor: Tom Delnicki (Republican), House
- Cosponsor: Tom O'Dea (Republican), House
- Cosponsor: Tony Hwang (Republican), Senate
- Cosponsor: Tony J. Scott (Republican), House
- Cosponsor: Trenee McGee (Democratic), House
- Cosponsor: Vincent J. Candelora (Republican), House
- Cosponsor: William Heffernan (Democratic), House
- Cosponsor: William Pizzuto (Republican), House

## Roll call votes

| Date | Chamber | Motion | Result | Yes | No | Other |
| --- | --- | --- | --- | --- | --- | --- |
| 2026-04-10 | House | JUD Vote Tally Sheet (Joint Favorable) | pass |   |   |   |
| 2026-03-10 | House | House Roll Call Vote 117 AS AMENDED | pass |   |   |   |
| 2026-03-10 | House | House Roll Call Vote 116 HOUSE AMD B | pass |   |   |   |
| 2026-03-10 | House | BA Vote Tally Sheet (Joint Favorable Substitute) | pass |   |   |   |

## Bill text

- File No. 729, 2026-04-28: [PDF](https://www.cga.ct.gov/2026/FC/PDF/2026HB-05211-R000729-FC.PDF)
- File No. 134, 2026-03-24: [PDF](https://www.cga.ct.gov/2026/FC/PDF/2026HB-05211-R000134-FC.PDF)
- BA Joint Favorable Substitute, 2026-03-10: [PDF](https://www.cga.ct.gov/2026/TOB/H/PDF/2026HB-05211-R01-HB.PDF)
- JUD Joint Favorable, 2026-03-10: [PDF](https://www.cga.ct.gov/2026/TOB/H/PDF/2026HB-05211-R02-HB.PDF)
- Raised Bill, 2026-02-18: [PDF](https://www.cga.ct.gov/2026/TOB/H/PDF/2026HB-05211-R00-HB.PDF)
- BA Joint Fav. Rpt: [PDF](https://www.cga.ct.gov/2026/JFR/H/PDF/2026HB-05211-R00BA-JFR.PDF)
- BA Vote Tally Sheet (Joint Favorable Substitute): [PDF](https://www.cga.ct.gov/2026/TS/H/PDF/2026HB-05211-R00BA-CV4-TS.PDF)
- Bill Analysis For File Copy 134: [PDF](https://www.cga.ct.gov/2026/BA/PDF/2026HB-05211-R000134-BA.PDF)
- Bill Analysis For File Copy 729: [PDF](https://www.cga.ct.gov/2026/BA/PDF/2026HB-05211-R010729-BA.PDF)
- Bill Analysis for HB-5211, as amended by House "A": [PDF](https://www.cga.ct.gov/2026/BA/PDF/2026HB-05211-R01-BA.PDF)
- Fiscal Note For File Copy 134: [PDF](https://www.cga.ct.gov/2026/FN/PDF/2026HB-05211-R000134-FN.PDF)
- Fiscal Note For File Copy 729: [PDF](https://www.cga.ct.gov/2026/FN/PDF/2026HB-05211-R010729-FN.PDF)
- Fiscal Note for Amendment LCO 4149 (): [PDF](https://www.cga.ct.gov/2026/fna/pdf/2026HB-05211-R00LCO04149-FNA.PDF)
- Fiscal Note for Amendment LCO 4850 (No Fiscal Impact): [PDF](https://www.cga.ct.gov/2026/fna/pdf/2026HB-05211-R00LCO04850-FNA.pdf)
- Fiscal Note for Amendment LCO 6262 (See Fiscal Note Details): [PDF](https://www.cga.ct.gov/2026/fna/pdf/2026HB-05211-R00LCO06262-FNA.PDF)
- Fiscal Note for HB-5211, As Amended by House "A" (LCO 4149): [PDF](https://www.cga.ct.gov/2026/FN/PDF/2026HB-05211-R01-FN.PDF)
- House Roll Call Vote 116 HOUSE AMD B: [PDF](https://www.cga.ct.gov/2026/VOTE/H/PDF/2026HV-00116-R00HB05211-HV.PDF)
- House Roll Call Vote 117 AS AMENDED: [PDF](https://www.cga.ct.gov/2026/VOTE/H/PDF/2026HV-00117-R00HB05211-HV.PDF)
- House Schedule A LCO# 4149 (J): [PDF](https://www.cga.ct.gov/2026/amd/H/pdf/2026HB-05211-R00HA-AMD.pdf)
- House Schedule B LCO# 4850 (R): [PDF](https://www.cga.ct.gov/2026/amd/H/pdf/2026HB-05211-R00HB-AMD.pdf)
- JUD Joint Fav. Rpt: [PDF](https://www.cga.ct.gov/2026/JFR/H/PDF/2026HB-05211-R00JUD-JFR.PDF)
- JUD Vote Tally Sheet (Joint Favorable): [PDF](https://www.cga.ct.gov/2026/TS/H/PDF/2026HB-05211-R00JUD-CV164-TS.PDF)
- Senate LCO Amendment #6262 (R): [PDF](https://www.cga.ct.gov/2026/lcoamd/pdf/2026LCO06262-R00-AMD.pdf)

## Related bills

- HB 05153: AN ACT CONCERNING MINOR REVISIONS TO DEPARTMENT OF ENERGY AND ENVIRONMENTAL PROTECTION RELATED STATUTES. (signed)
- SB 00484: AN ACT CONCERNING DISTRACTED DRIVING AND THE SAFE OPERATION OF A MOTOR VEHICLE IN A HIGHWAY WORK ZONE. (signed)
- SB 00475: AN ACT CONCERNING JUDICIAL BRANCH OPERATIONS. (signed)
- SB 00488: AN ACT IMPLEMENTING THE TREASURER'S RECOMMENDATIONS FOR REVISIONS TO THE UNCLAIMED PROPERTY PROGRAM AND SECOND INJURY FUND. (signed)
- SB 00444: AN ACT AUTHORIZING CERTAIN MUNICIPAL EMPLOYEES TO SERVE ON MUNICIPAL BOARDS OF FINANCE. (signed)
- SB 00370: AN ACT CONCERNING THE HOURLY COMPENSATION FOR ADJUNCT FIRE INSTRUCTORS. (signed)

## Sources
- [File No. 729 (PDF)](https://www.cga.ct.gov/2026/FC/PDF/2026HB-05211-R000729-FC.PDF)
- [File No. 134 (PDF)](https://www.cga.ct.gov/2026/FC/PDF/2026HB-05211-R000134-FC.PDF)
- [BA Joint Favorable Substitute (PDF)](https://www.cga.ct.gov/2026/TOB/H/PDF/2026HB-05211-R01-HB.PDF)
- [JUD Joint Favorable (PDF)](https://www.cga.ct.gov/2026/TOB/H/PDF/2026HB-05211-R02-HB.PDF)
- [Raised Bill (PDF)](https://www.cga.ct.gov/2026/TOB/H/PDF/2026HB-05211-R00-HB.PDF)
- [BA Joint Fav. Rpt (PDF)](https://www.cga.ct.gov/2026/JFR/H/PDF/2026HB-05211-R00BA-JFR.PDF)
- [BA Vote Tally Sheet (Joint Favorable Substitute) (PDF)](https://www.cga.ct.gov/2026/TS/H/PDF/2026HB-05211-R00BA-CV4-TS.PDF)
- [Bill Analysis For File Copy 134 (PDF)](https://www.cga.ct.gov/2026/BA/PDF/2026HB-05211-R000134-BA.PDF)
- [Bill Analysis For File Copy 729 (PDF)](https://www.cga.ct.gov/2026/BA/PDF/2026HB-05211-R010729-BA.PDF)
- [Bill Analysis for HB-5211, as amended by House "A" (PDF)](https://www.cga.ct.gov/2026/BA/PDF/2026HB-05211-R01-BA.PDF)
- [Fiscal Note For File Copy 134 (PDF)](https://www.cga.ct.gov/2026/FN/PDF/2026HB-05211-R000134-FN.PDF)
- [Fiscal Note For File Copy 729 (PDF)](https://www.cga.ct.gov/2026/FN/PDF/2026HB-05211-R010729-FN.PDF)
- [Fiscal Note for Amendment LCO 4149 () (PDF)](https://www.cga.ct.gov/2026/fna/pdf/2026HB-05211-R00LCO04149-FNA.PDF)
- [Fiscal Note for Amendment LCO 4850 (No Fiscal Impact) (PDF)](https://www.cga.ct.gov/2026/fna/pdf/2026HB-05211-R00LCO04850-FNA.pdf)
- [Fiscal Note for Amendment LCO 6262 (See Fiscal Note Details) (PDF)](https://www.cga.ct.gov/2026/fna/pdf/2026HB-05211-R00LCO06262-FNA.PDF)
- [Fiscal Note for HB-5211, As Amended by House "A" (LCO 4149) (PDF)](https://www.cga.ct.gov/2026/FN/PDF/2026HB-05211-R01-FN.PDF)
- [House Roll Call Vote 116 HOUSE AMD B (PDF)](https://www.cga.ct.gov/2026/VOTE/H/PDF/2026HV-00116-R00HB05211-HV.PDF)
- [House Roll Call Vote 117 AS AMENDED (PDF)](https://www.cga.ct.gov/2026/VOTE/H/PDF/2026HV-00117-R00HB05211-HV.PDF)
- [House Schedule A LCO# 4149 (J) (PDF)](https://www.cga.ct.gov/2026/amd/H/pdf/2026HB-05211-R00HA-AMD.pdf)
- [House Schedule B LCO# 4850 (R) (PDF)](https://www.cga.ct.gov/2026/amd/H/pdf/2026HB-05211-R00HB-AMD.pdf)
- [JUD Joint Fav. Rpt (PDF)](https://www.cga.ct.gov/2026/JFR/H/PDF/2026HB-05211-R00JUD-JFR.PDF)
- [JUD Vote Tally Sheet (Joint Favorable) (PDF)](https://www.cga.ct.gov/2026/TS/H/PDF/2026HB-05211-R00JUD-CV164-TS.PDF)
- [Senate LCO Amendment #6262 (R) (PDF)](https://www.cga.ct.gov/2026/lcoamd/pdf/2026LCO06262-R00-AMD.pdf)

## Related
- [HB 05153: AN ACT CONCERNING MINOR REVISIONS TO DEPARTMENT OF ENERGY AND ENVIRONMENTAL PRO…](https://policyrisk.com/state-bill/CT-HB05153-2026)
- [SB 00484: AN ACT CONCERNING DISTRACTED DRIVING AND THE SAFE OPERATION OF A MOTOR VEHICLE…](https://policyrisk.com/state-bill/CT-SB00484-2026)
- [SB 00475: AN ACT CONCERNING JUDICIAL BRANCH OPERATIONS.](https://policyrisk.com/state-bill/CT-SB00475-2026)
- [SB 00488: AN ACT IMPLEMENTING THE TREASURER'S RECOMMENDATIONS FOR REVISIONS TO THE UNCLAI…](https://policyrisk.com/state-bill/CT-SB00488-2026)
- [SB 00444: AN ACT AUTHORIZING CERTAIN MUNICIPAL EMPLOYEES TO SERVE ON MUNICIPAL BOARDS OF…](https://policyrisk.com/state-bill/CT-SB00444-2026)
- [SB 00370: AN ACT CONCERNING THE HOURLY COMPENSATION FOR ADJUNCT FIRE INSTRUCTORS.](https://policyrisk.com/state-bill/CT-SB00370-2026)
- [Connecticut bills](https://policyrisk.com/states/connecticut/bills)
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Source: PRIA, https://policyrisk.com/state-bill/CT-HB05211-2026 (as of 2026-11-01).