# Connecticut HB 05263: AN ACT CONCERNING THE ASSIGNMENT OF POST-LOSS HOMEOWNERS AND COMMERCIAL PROPERTY INSURANCE BENEFITS, CONSUMER BILL OF RIGHTS AND REVISING DISCLOSURE REQUIREMENTS FOR HOME IMPROVEMENT CONTRACTORS AND SALESPERSONS.

Connecticut HB 05263, AN ACT CONCERNING THE ASSIGNMENT OF POST-LOSS HOMEOWNERS AND COMMERCIAL PROPERTY INSURANCE BENEFITS, CONSUMER BILL OF RIGHTS AND REVISING DISCLOSURE REQUIREMENTS FOR HOME IMPROVEMENT CONTRACTORS AND SALESPERSONS., is a 2026 Regular Session House bill sponsored by Insurance and Real Estate Committee; status failed, last action 2026-04-30 (File Number 747); PRIA reads it as touching household money (as of 2026-11-01).

- Canonical: https://policyrisk.com/state-bill/CT-HB05263-2026
- As of: 2026-11-01
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: Connecticut HB 05263
- State: Connecticut
- Session: 2026 Regular Session
- Title: AN ACT CONCERNING THE ASSIGNMENT OF POST-LOSS HOMEOWNERS AND COMMERCIAL PROPERTY INSURANCE BENEFITS, CONSUMER BILL OF RIGHTS AND REVISING DISCLOSURE REQUIREMENTS FOR HOME IMPROVEMENT CONTRACTORS AND SALESPERSONS.
- Status: failed
- Chamber: House
- Introduced: 2026-02-19
- Last action: 2026-04-30, File Number 747
- Sponsor: Insurance and Real Estate Committee
- Cosponsors: 8
- Subjects: insurance and real estate
- Touches household money: yes
- Roll calls: 2 (0 yes, 0 no in all)
- Economic provisions PRIA read: 0

## Summary

To: (1) Establish a process for the assignment of post-loss benefits under homeowners and commercial property insurance policies; (2) modify the required terms of home improvement contracts; (3) preclude home improvement contractors from engaging in certain conduct to induce owners to enter into home improvement contracts; (4) require home improvement contractors to notify the commissioner regarding changes in their business names, trade names and addresses; (5) require home improvement contractors to maintain additional types of insurance coverage; (6) expand the required content of the application for a certificate of registration as a home improvement contractor; (7) modify the grounds on which the Commissioner of Consumer Protection may (A) reprimand or place a home improvement contractor or salesperson on probation, or (B) revoke, suspend, or refuse to issue or renew a certificate of registration as a home improvement contractor or salesperson; and (8) require the Insurance Commissioner to create a consumer bill of rights.

## Bill overview

No economic impacts identified for this bill.

## Sponsors and cosponsors

- Sponsor: Insurance and Real Estate Committee
- Cosponsor: Cara Christine Pavalock-D'Amato (Republican), House
- Cosponsor: Hector Arzeno (Democratic), House
- Cosponsor: Henry J. Genga (Democratic), House
- Cosponsor: Kerry S. Wood (Democratic), House
- Cosponsor: Michael D. Quinn (Democratic), House
- Cosponsor: Savet Constantine (Democratic), House
- Cosponsor: Stephen R. Meskers (Democratic), House
- Cosponsor: Tony Hwang (Republican), Senate

## Roll call votes

| Date | Chamber | Motion | Result | Yes | No | Other |
| --- | --- | --- | --- | --- | --- | --- |
| 2026-03-12 | House | House Roll Call Vote 137 AS AMENDED | pass |   |   |   |
| 2026-03-12 | House | INS Vote Tally Sheet (Joint Favorable Substitute) | pass |   |   |   |

## Actions (15)

- 2026-04-30: File Number 747 (legislature)
- 2026-04-30: Senate Calendar Number 498 (Senate)
- 2026-04-30: Favorable Report, Tabled for the Calendar, Senate (Senate)
- 2026-04-29: Immediate Transmittal to the Senate (Senate)
- 2026-04-29: House Passed as Amended by House Amendment Schedule A (House)
- 2026-04-29: House Adopted House Amendment Schedule A 4527 (House)
- 2026-03-26: File Number 187 (legislature)
- 2026-03-26: House Calendar Number 153 (House)
- 2026-03-26: Favorable Report, Tabled for the Calendar, House (House)
- 2026-03-26: Reported Out of Legislative Commissioners' Office (legislature)
- 2026-03-20: Referred to Office of Legislative Research and Office of Fiscal Analysis 03/25/26 5:00 PM (legislature)
- 2026-03-12: Filed with Legislative Commissioners' Office (legislature)
- 2026-03-12: Joint Favorable Substitute (legislature)
- 2026-02-20: Public Hearing 02/24 (legislature)
- 2026-02-19: Referred to Joint Committee on Insurance and Real Estate (legislature)

## Bill text

- File No. 747, 2026-04-30: [PDF](https://www.cga.ct.gov/2026/FC/PDF/2026HB-05263-R000747-FC.PDF)
- File No. 187, 2026-03-26: [PDF](https://www.cga.ct.gov/2026/FC/PDF/2026HB-05263-R000187-FC.PDF)
- INS Joint Favorable Substitute, 2026-03-12: [PDF](https://www.cga.ct.gov/2026/TOB/H/PDF/2026HB-05263-R01-HB.PDF)
- Raised Bill, 2026-02-19: [PDF](https://www.cga.ct.gov/2026/TOB/H/PDF/2026HB-05263-R00-HB.PDF)
- Bill Analysis For File Copy 187: [PDF](https://www.cga.ct.gov/2026/BA/PDF/2026HB-05263-R000187-BA.PDF)
- Bill Analysis For File Copy 747: [PDF](https://www.cga.ct.gov/2026/BA/PDF/2026HB-05263-R010747-BA.PDF)
- Bill Analysis for HB-5263, as amended by House "A": [PDF](https://www.cga.ct.gov/2026/BA/PDF/2026HB-05263-R01-BA.PDF)
- Fiscal Note For File Copy 187: [PDF](https://www.cga.ct.gov/2026/FN/PDF/2026HB-05263-R000187-FN.PDF)
- Fiscal Note For File Copy 747: [PDF](https://www.cga.ct.gov/2026/FN/PDF/2026HB-05263-R010747-FN.PDF)
- Fiscal Note for Amendment LCO 4226 (No Fiscal Impact): [PDF](https://www.cga.ct.gov/2026/fna/pdf/2026HB-05263-R00LCO04226-FNA.PDF)
- Fiscal Note for Amendment LCO 4527 (No Fiscal Impact): [PDF](https://www.cga.ct.gov/2026/fna/pdf/2026HB-05263-R00LCO04527-FNA.PDF)
- Fiscal Note for HB-5263, As Amended by House "A" (LCO 4527): [PDF](https://www.cga.ct.gov/2026/FN/PDF/2026HB-05263-R01-FN.PDF)
- House LCO Amendment #4226 (J): [PDF](https://www.cga.ct.gov/2026/lcoamd/pdf/2026LCO04226-R00-AMD.pdf)
- House Roll Call Vote 137 AS AMENDED: [PDF](https://www.cga.ct.gov/2026/VOTE/H/PDF/2026HV-00137-R00HB05263-HV.PDF)
- House Schedule A LCO# 4527 (J): [PDF](https://www.cga.ct.gov/2026/amd/H/pdf/2026HB-05263-R00HA-AMD.pdf)
- INS Joint Fav. Rpt: [PDF](https://www.cga.ct.gov/2026/JFR/H/PDF/2026HB-05263-R00INS-JFR.PDF)
- INS Vote Tally Sheet (Joint Favorable Substitute): [PDF](https://www.cga.ct.gov/2026/TS/H/PDF/2026HB-05263-R00INS-CV7-TS.PDF)

## Related bills

- HB 05153: AN ACT CONCERNING MINOR REVISIONS TO DEPARTMENT OF ENERGY AND ENVIRONMENTAL PROTECTION RELATED STATUTES. (signed)
- SB 00484: AN ACT CONCERNING DISTRACTED DRIVING AND THE SAFE OPERATION OF A MOTOR VEHICLE IN A HIGHWAY WORK ZONE. (signed)
- SB 00475: AN ACT CONCERNING JUDICIAL BRANCH OPERATIONS. (signed)
- SB 00488: AN ACT IMPLEMENTING THE TREASURER'S RECOMMENDATIONS FOR REVISIONS TO THE UNCLAIMED PROPERTY PROGRAM AND SECOND INJURY FUND. (signed)
- SB 00444: AN ACT AUTHORIZING CERTAIN MUNICIPAL EMPLOYEES TO SERVE ON MUNICIPAL BOARDS OF FINANCE. (signed)
- SB 00370: AN ACT CONCERNING THE HOURLY COMPENSATION FOR ADJUNCT FIRE INSTRUCTORS. (signed)

## Sources
- [File No. 747 (PDF)](https://www.cga.ct.gov/2026/FC/PDF/2026HB-05263-R000747-FC.PDF)
- [File No. 187 (PDF)](https://www.cga.ct.gov/2026/FC/PDF/2026HB-05263-R000187-FC.PDF)
- [INS Joint Favorable Substitute (PDF)](https://www.cga.ct.gov/2026/TOB/H/PDF/2026HB-05263-R01-HB.PDF)
- [Raised Bill (PDF)](https://www.cga.ct.gov/2026/TOB/H/PDF/2026HB-05263-R00-HB.PDF)
- [Bill Analysis For File Copy 187 (PDF)](https://www.cga.ct.gov/2026/BA/PDF/2026HB-05263-R000187-BA.PDF)
- [Bill Analysis For File Copy 747 (PDF)](https://www.cga.ct.gov/2026/BA/PDF/2026HB-05263-R010747-BA.PDF)
- [Bill Analysis for HB-5263, as amended by House "A" (PDF)](https://www.cga.ct.gov/2026/BA/PDF/2026HB-05263-R01-BA.PDF)
- [Fiscal Note For File Copy 187 (PDF)](https://www.cga.ct.gov/2026/FN/PDF/2026HB-05263-R000187-FN.PDF)
- [Fiscal Note For File Copy 747 (PDF)](https://www.cga.ct.gov/2026/FN/PDF/2026HB-05263-R010747-FN.PDF)
- [Fiscal Note for Amendment LCO 4226 (No Fiscal Impact) (PDF)](https://www.cga.ct.gov/2026/fna/pdf/2026HB-05263-R00LCO04226-FNA.PDF)
- [Fiscal Note for Amendment LCO 4527 (No Fiscal Impact) (PDF)](https://www.cga.ct.gov/2026/fna/pdf/2026HB-05263-R00LCO04527-FNA.PDF)
- [Fiscal Note for HB-5263, As Amended by House "A" (LCO 4527) (PDF)](https://www.cga.ct.gov/2026/FN/PDF/2026HB-05263-R01-FN.PDF)
- [House LCO Amendment #4226 (J) (PDF)](https://www.cga.ct.gov/2026/lcoamd/pdf/2026LCO04226-R00-AMD.pdf)
- [House Roll Call Vote 137 AS AMENDED (PDF)](https://www.cga.ct.gov/2026/VOTE/H/PDF/2026HV-00137-R00HB05263-HV.PDF)
- [House Schedule A LCO# 4527 (J) (PDF)](https://www.cga.ct.gov/2026/amd/H/pdf/2026HB-05263-R00HA-AMD.pdf)
- [INS Joint Fav. Rpt (PDF)](https://www.cga.ct.gov/2026/JFR/H/PDF/2026HB-05263-R00INS-JFR.PDF)
- [INS Vote Tally Sheet (Joint Favorable Substitute) (PDF)](https://www.cga.ct.gov/2026/TS/H/PDF/2026HB-05263-R00INS-CV7-TS.PDF)

## Related
- [HB 05153: AN ACT CONCERNING MINOR REVISIONS TO DEPARTMENT OF ENERGY AND ENVIRONMENTAL PRO…](https://policyrisk.com/state-bill/CT-HB05153-2026)
- [SB 00484: AN ACT CONCERNING DISTRACTED DRIVING AND THE SAFE OPERATION OF A MOTOR VEHICLE…](https://policyrisk.com/state-bill/CT-SB00484-2026)
- [SB 00475: AN ACT CONCERNING JUDICIAL BRANCH OPERATIONS.](https://policyrisk.com/state-bill/CT-SB00475-2026)
- [SB 00488: AN ACT IMPLEMENTING THE TREASURER'S RECOMMENDATIONS FOR REVISIONS TO THE UNCLAI…](https://policyrisk.com/state-bill/CT-SB00488-2026)
- [SB 00444: AN ACT AUTHORIZING CERTAIN MUNICIPAL EMPLOYEES TO SERVE ON MUNICIPAL BOARDS OF…](https://policyrisk.com/state-bill/CT-SB00444-2026)
- [SB 00370: AN ACT CONCERNING THE HOURLY COMPENSATION FOR ADJUNCT FIRE INSTRUCTORS.](https://policyrisk.com/state-bill/CT-SB00370-2026)
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Source: PRIA, https://policyrisk.com/state-bill/CT-HB05263-2026 (as of 2026-11-01).