# Connecticut HB 05314: AN ACT CONCERNING THE "HOMES FOR CT" LOAN PROGRAM.

Connecticut HB 05314, AN ACT CONCERNING THE "HOMES FOR CT" LOAN PROGRAM., is a 2026 Regular Session House bill sponsored by Banking Committee; status failed, last action 2026-04-10 (Senate Calendar Number 352); PRIA reads it as touching household money (as of 2026-11-01).

- Canonical: https://policyrisk.com/state-bill/CT-HB05314-2026
- As of: 2026-11-01
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: Connecticut HB 05314
- State: Connecticut
- Session: 2026 Regular Session
- Title: AN ACT CONCERNING THE "HOMES FOR CT" LOAN PROGRAM.
- Status: failed
- Chamber: House
- Introduced: 2026-02-26
- Last action: 2026-04-10, Senate Calendar Number 352
- Sponsor: Banking Committee
- Cosponsors: 2
- Subjects: banking
- Touches household money: yes
- Roll calls: 2 (0 yes, 0 no in all)
- Economic provisions PRIA read: 0

## Summary

To (1) establish that loans made by eligible financial institutions participating in the "Homes for CT" loan program shall bear interest at a rate that does not exceed the prime rate published by The Wall Street Journal, and (2) revise provisions relating to loans and grants-in-aid that are made or issued by the Connecticut Housing Finance Authority under said loan program.

## Bill overview

No economic impacts identified for this bill.

## Sponsors and cosponsors

- Sponsor: Banking Committee
- Cosponsor: Eric C. Berthel (Republican), Senate
- Cosponsor: Tom Delnicki (Republican), House

## Roll call votes

| Date | Chamber | Motion | Result | Yes | No | Other |
| --- | --- | --- | --- | --- | --- | --- |
| 2026-03-10 | House | House Roll Call Vote 53 | pass |   |   |   |
| 2026-03-10 | House | BA Vote Tally Sheet (Joint Favorable) | pass |   |   |   |

## Bill text

- File No. 110, 2026-03-23: [PDF](https://www.cga.ct.gov/2026/FC/PDF/2026HB-05314-R000110-FC.PDF)
- BA Joint Favorable, 2026-03-10: [PDF](https://www.cga.ct.gov/2026/TOB/H/PDF/2026HB-05314-R01-HB.PDF)
- Raised Bill, 2026-02-26: [PDF](https://www.cga.ct.gov/2026/TOB/H/PDF/2026HB-05314-R00-HB.PDF)
- BA Joint Fav. Rpt: [PDF](https://www.cga.ct.gov/2026/JFR/H/PDF/2026HB-05314-R00BA-JFR.PDF)
- BA Vote Tally Sheet (Joint Favorable): [PDF](https://www.cga.ct.gov/2026/TS/H/PDF/2026HB-05314-R00BA-CV15-TS.PDF)
- Bill Analysis For File Copy 110: [PDF](https://www.cga.ct.gov/2026/BA/PDF/2026HB-05314-R000110-BA.PDF)
- Fiscal Note For File Copy 110: [PDF](https://www.cga.ct.gov/2026/FN/PDF/2026HB-05314-R000110-FN.PDF)
- House Roll Call Vote 53: [PDF](https://www.cga.ct.gov/2026/VOTE/H/PDF/2026HV-00053-R00HB05314-HV.PDF)

## Related bills

- HB 05349: AN ACT CONCERNING A POLICE OFFICER TRAINING PROGRAM AND THE ROUNDING OF CERTAIN CASH PURCHASES. (signed)
- HB 05340: AN ACT CONCERNING RENEWABLE POWER GENERATION. (signed)
- HB 05153: AN ACT CONCERNING MINOR REVISIONS TO DEPARTMENT OF ENERGY AND ENVIRONMENTAL PROTECTION RELATED STATUTES. (signed)
- SB 00475: AN ACT CONCERNING JUDICIAL BRANCH OPERATIONS. (signed)
- SB 00488: AN ACT IMPLEMENTING THE TREASURER'S RECOMMENDATIONS FOR REVISIONS TO THE UNCLAIMED PROPERTY PROGRAM AND SECOND INJURY FUND. (signed)
- SB 00484: AN ACT CONCERNING DISTRACTED DRIVING AND THE SAFE OPERATION OF A MOTOR VEHICLE IN A HIGHWAY WORK ZONE. (signed)

## Sources
- [File No. 110 (PDF)](https://www.cga.ct.gov/2026/FC/PDF/2026HB-05314-R000110-FC.PDF)
- [BA Joint Favorable (PDF)](https://www.cga.ct.gov/2026/TOB/H/PDF/2026HB-05314-R01-HB.PDF)
- [Raised Bill (PDF)](https://www.cga.ct.gov/2026/TOB/H/PDF/2026HB-05314-R00-HB.PDF)
- [BA Joint Fav. Rpt (PDF)](https://www.cga.ct.gov/2026/JFR/H/PDF/2026HB-05314-R00BA-JFR.PDF)
- [BA Vote Tally Sheet (Joint Favorable) (PDF)](https://www.cga.ct.gov/2026/TS/H/PDF/2026HB-05314-R00BA-CV15-TS.PDF)
- [Bill Analysis For File Copy 110 (PDF)](https://www.cga.ct.gov/2026/BA/PDF/2026HB-05314-R000110-BA.PDF)
- [Fiscal Note For File Copy 110 (PDF)](https://www.cga.ct.gov/2026/FN/PDF/2026HB-05314-R000110-FN.PDF)
- [House Roll Call Vote 53 (PDF)](https://www.cga.ct.gov/2026/VOTE/H/PDF/2026HV-00053-R00HB05314-HV.PDF)

## Related
- [HB 05349: AN ACT CONCERNING A POLICE OFFICER TRAINING PROGRAM AND THE ROUNDING OF CERTAIN…](https://policyrisk.com/state-bill/CT-HB05349-2026)
- [HB 05340: AN ACT CONCERNING RENEWABLE POWER GENERATION.](https://policyrisk.com/state-bill/CT-HB05340-2026)
- [HB 05153: AN ACT CONCERNING MINOR REVISIONS TO DEPARTMENT OF ENERGY AND ENVIRONMENTAL PRO…](https://policyrisk.com/state-bill/CT-HB05153-2026)
- [SB 00475: AN ACT CONCERNING JUDICIAL BRANCH OPERATIONS.](https://policyrisk.com/state-bill/CT-SB00475-2026)
- [SB 00488: AN ACT IMPLEMENTING THE TREASURER'S RECOMMENDATIONS FOR REVISIONS TO THE UNCLAI…](https://policyrisk.com/state-bill/CT-SB00488-2026)
- [SB 00484: AN ACT CONCERNING DISTRACTED DRIVING AND THE SAFE OPERATION OF A MOTOR VEHICLE…](https://policyrisk.com/state-bill/CT-SB00484-2026)
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Source: PRIA, https://policyrisk.com/state-bill/CT-HB05314-2026 (as of 2026-11-01).