# Connecticut HB 05317: AN ACT DEFINING "MORTGAGE LOAN" FOR PURPOSES OF CERTAIN NOTICE PROVISIONS RELATING TO FLOOD DAMAGE AND INSURANCE.

Connecticut HB 05317, AN ACT DEFINING "MORTGAGE LOAN" FOR PURPOSES OF CERTAIN NOTICE PROVISIONS RELATING TO FLOOD DAMAGE AND INSURANCE., is a 2026 Regular Session House bill sponsored by Banking Committee; status failed, last action 2026-03-23 (File Number 111) (as of 2026-11-01).

- Canonical: https://policyrisk.com/state-bill/CT-HB05317-2026
- As of: 2026-11-01
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: Connecticut HB 05317
- State: Connecticut
- Session: 2026 Regular Session
- Title: AN ACT DEFINING "MORTGAGE LOAN" FOR PURPOSES OF CERTAIN NOTICE PROVISIONS RELATING TO FLOOD DAMAGE AND INSURANCE.
- Status: failed
- Chamber: House
- Introduced: 2026-02-26
- Last action: 2026-03-23, File Number 111
- Sponsor: Banking Committee
- Cosponsors: 3
- Subjects: banking
- Touches household money: no
- Roll calls: 1 (0 yes, 0 no in all)
- Economic provisions PRIA read: 0

## Summary

To define "mortgage loan" for purposes of certain notice provisions relating to flood damage and insurance.

## Bill overview

No economic impacts identified for this bill.

## Sponsors and cosponsors

- Sponsor: Banking Committee
- Cosponsor: Eric C. Berthel (Republican), Senate
- Cosponsor: Fred Gee (Democratic), House
- Cosponsor: Tom Delnicki (Republican), House

## Roll call votes

| Date | Chamber | Motion | Result | Yes | No | Other |
| --- | --- | --- | --- | --- | --- | --- |
| 2026-03-10 | House | BA Vote Tally Sheet (Joint Favorable) | pass |   |   |   |

## Bill text

- File No. 111, 2026-03-23: [PDF](https://www.cga.ct.gov/2026/FC/PDF/2026HB-05317-R000111-FC.PDF)
- BA Joint Favorable, 2026-03-10: [PDF](https://www.cga.ct.gov/2026/TOB/H/PDF/2026HB-05317-R01-HB.PDF)
- Raised Bill, 2026-02-26: [PDF](https://www.cga.ct.gov/2026/TOB/H/PDF/2026HB-05317-R00-HB.PDF)
- BA Joint Fav. Rpt: [PDF](https://www.cga.ct.gov/2026/JFR/H/PDF/2026HB-05317-R00BA-JFR.PDF)
- BA Vote Tally Sheet (Joint Favorable): [PDF](https://www.cga.ct.gov/2026/TS/H/PDF/2026HB-05317-R00BA-CV18-TS.PDF)
- Bill Analysis For File Copy 111: [PDF](https://www.cga.ct.gov/2026/BA/PDF/2026HB-05317-R000111-BA.PDF)
- Fiscal Note For File Copy 111: [PDF](https://www.cga.ct.gov/2026/FN/PDF/2026HB-05317-R000111-FN.PDF)

## Related bills

- HB 05349: AN ACT CONCERNING A POLICE OFFICER TRAINING PROGRAM AND THE ROUNDING OF CERTAIN CASH PURCHASES. (signed)
- HB 05340: AN ACT CONCERNING RENEWABLE POWER GENERATION. (signed)
- HB 05153: AN ACT CONCERNING MINOR REVISIONS TO DEPARTMENT OF ENERGY AND ENVIRONMENTAL PROTECTION RELATED STATUTES. (signed)
- SB 00488: AN ACT IMPLEMENTING THE TREASURER'S RECOMMENDATIONS FOR REVISIONS TO THE UNCLAIMED PROPERTY PROGRAM AND SECOND INJURY FUND. (signed)
- SB 00475: AN ACT CONCERNING JUDICIAL BRANCH OPERATIONS. (signed)
- SB 00484: AN ACT CONCERNING DISTRACTED DRIVING AND THE SAFE OPERATION OF A MOTOR VEHICLE IN A HIGHWAY WORK ZONE. (signed)

## Sources
- [File No. 111 (PDF)](https://www.cga.ct.gov/2026/FC/PDF/2026HB-05317-R000111-FC.PDF)
- [BA Joint Favorable (PDF)](https://www.cga.ct.gov/2026/TOB/H/PDF/2026HB-05317-R01-HB.PDF)
- [Raised Bill (PDF)](https://www.cga.ct.gov/2026/TOB/H/PDF/2026HB-05317-R00-HB.PDF)
- [BA Joint Fav. Rpt (PDF)](https://www.cga.ct.gov/2026/JFR/H/PDF/2026HB-05317-R00BA-JFR.PDF)
- [BA Vote Tally Sheet (Joint Favorable) (PDF)](https://www.cga.ct.gov/2026/TS/H/PDF/2026HB-05317-R00BA-CV18-TS.PDF)
- [Bill Analysis For File Copy 111 (PDF)](https://www.cga.ct.gov/2026/BA/PDF/2026HB-05317-R000111-BA.PDF)
- [Fiscal Note For File Copy 111 (PDF)](https://www.cga.ct.gov/2026/FN/PDF/2026HB-05317-R000111-FN.PDF)

## Related
- [HB 05349: AN ACT CONCERNING A POLICE OFFICER TRAINING PROGRAM AND THE ROUNDING OF CERTAIN…](https://policyrisk.com/state-bill/CT-HB05349-2026)
- [HB 05340: AN ACT CONCERNING RENEWABLE POWER GENERATION.](https://policyrisk.com/state-bill/CT-HB05340-2026)
- [HB 05153: AN ACT CONCERNING MINOR REVISIONS TO DEPARTMENT OF ENERGY AND ENVIRONMENTAL PRO…](https://policyrisk.com/state-bill/CT-HB05153-2026)
- [SB 00488: AN ACT IMPLEMENTING THE TREASURER'S RECOMMENDATIONS FOR REVISIONS TO THE UNCLAI…](https://policyrisk.com/state-bill/CT-SB00488-2026)
- [SB 00475: AN ACT CONCERNING JUDICIAL BRANCH OPERATIONS.](https://policyrisk.com/state-bill/CT-SB00475-2026)
- [SB 00484: AN ACT CONCERNING DISTRACTED DRIVING AND THE SAFE OPERATION OF A MOTOR VEHICLE…](https://policyrisk.com/state-bill/CT-SB00484-2026)
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Source: PRIA, https://policyrisk.com/state-bill/CT-HB05317-2026 (as of 2026-11-01).