# Connecticut HB 06433: AN ACT CONCERNING CAPTIVE INSURANCE.

Connecticut HB 06433, AN ACT CONCERNING CAPTIVE INSURANCE., is a 2025 Regular Session House bill sponsored by Insurance and Real Estate Committee; status signed, last action 2025-07-08 (Signed by the Governor) (as of 2026-10-17).

- Canonical: https://policyrisk.com/state-bill/CT-HB06433-2025
- As of: 2026-10-17
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: Connecticut HB 06433
- State: Connecticut
- Session: 2025 Regular Session
- Title: AN ACT CONCERNING CAPTIVE INSURANCE.
- Status: signed
- Chamber: House
- Introduced: 2025-01-23
- Last action: 2025-07-08, Signed by the Governor
- Sponsor: Insurance and Real Estate Committee
- Cosponsors: 0
- Subjects: insurance and real estate
- Touches household money: no
- Roll calls: 3 (197 yes, 0 no in all)
- Economic provisions PRIA read: 0

## Summary

To: (1) Expand the applicability of the insurance penalty provision to captive insurance companies; (2) allow any captive insurance company to convert into one or more protected cells without impacting such company's assets, rights, benefits, obligations and liabilities; (3) allow any protected cell to be sold, transferred, assigned or conveyed to a new or existing sponsored captive insurance company with all of such protected cell's assets, rights, benefits, obligations and liabilities; and (4) allow the commissioner to separate any insolvent protected cell from any sponsored captive insurance company and address the insolvency of such protected cell separate from the financial condition of such sponsored captive insurance company.

## Bill overview

No economic impacts identified for this bill.

## Sponsors and cosponsors

- Sponsor: Insurance and Real Estate Committee

## Roll call votes

| Date | Chamber | Motion | Result | Yes | No | Other |
| --- | --- | --- | --- | --- | --- | --- |
| 2025-02-20 | House | INS Vote Tally Sheet (Joint Favorable Substitute) | pass | 13 | 0 |   |
| 2025-02-20 | House | House Roll Call Vote 324 | pass | 148 | 0 |   |
| 2025-02-20 | Senate | Senate Roll Call Vote 415 | pass | 36 | 0 |   |

## Actions (19)

- 2025-07-08: Signed by the Governor (legislature)
- 2025-06-25: Transmitted by Secretary of the State to Governor (legislature)
- 2025-06-25: Transmitted to the Secretary of State (legislature)
- 2025-06-16: Public Act 25-130 (legislature)
- 2025-06-04: On Consent Calendar / In Concurrence (legislature)
- 2025-06-04: Senate Passed (Senate)
- 2025-06-03: Senate Calendar Number 616 (Senate)
- 2025-06-03: Favorable Report, Tabled for the Calendar, Senate (Senate)
- 2025-06-03: Transmitted Pursuant To Joint Rule 17 (legislature)
- 2025-06-03: House Passed (House)
- 2025-03-10: File Number 63 (legislature)
- 2025-03-10: House Calendar Number 72 (House)
- 2025-03-10: Favorable Report, Tabled for the Calendar, House (House)
- 2025-03-10: Reported Out of Legislative Commissioners' Office (legislature)
- 2025-03-03: Referred to Office of Legislative Research and Office of Fiscal Analysis 03/10/25 12:00 PM (legislature)
- 2025-02-20: Filed with Legislative Commissioners' Office (legislature)
- 2025-02-20: Joint Favorable Substitute (legislature)
- 2025-01-24: Public Hearing 01/28 (legislature)
- 2025-01-23: Referred to Joint Committee on Insurance and Real Estate (legislature)

## Bill text

- Public Act No. 25-130, 2025-06-03: [PDF](https://www.cga.ct.gov/2025/ACT/PA/PDF/2025PA-00130-R00HB-06433-PA.PDF)
- File No. 63, 2025-03-10: [PDF](https://www.cga.ct.gov/2025/FC/PDF/2025HB-06433-R000063-FC.PDF)
- INS Joint Favorable Substitute, 2025-02-20: [PDF](https://www.cga.ct.gov/2025/TOB/H/PDF/2025HB-06433-R01-HB.PDF)
- Raised Bill, 2025-01-23: [PDF](https://www.cga.ct.gov/2025/TOB/H/PDF/2025HB-06433-R00-HB.PDF)
- Bill Analysis For File Copy 63: [PDF](https://www.cga.ct.gov/2025/BA/PDF/2025HB-06433-R000063-BA.PDF)
- Fiscal Note For File Copy 63: [PDF](https://www.cga.ct.gov/2025/FN/PDF/2025HB-06433-R000063-FN.PDF)
- House Roll Call Vote 324: [PDF](https://www.cga.ct.gov/2025/VOTE/H/PDF/2025HV-00324-R00HB06433-HV.PDF)
- INS Joint Fav. Rpt: [PDF](https://www.cga.ct.gov/2025/JFR/H/PDF/2025HB-06433-R00INS-JFR.PDF)
- INS Vote Tally Sheet (Joint Favorable Substitute): [PDF](https://www.cga.ct.gov/2025/TS/H/PDF/2025HB-06433-R00INS-CV6-TS.PDF)
- Senate Roll Call Vote 415: [PDF](https://www.cga.ct.gov/2025/VOTE/S/PDF/2025SV-00415-R00HB06433-SV.PDF)
- Summary for Public Act No. 25-130: [PDF](https://www.cga.ct.gov/2025/SUM/PDF/2025SUM00130-R01HB-06433-SUM.PDF)

## Related bills

- HB 05013: AN ACT ADDING CERTAIN PLANTS TO THE INVASIVE PLANTS LIST. (signed)
- SB 01558: AN ACT CONCERNING INCOME TAXES IMPOSED BY OTHER JURISDICTIONS ON RESIDENTS OF THE STATE. (signed)
- SB 01396: AN ACT CONCERNING EARNED BUT UNPAID WAGE OR SALARY INCOME ADVANCES. (signed)
- SB 01187: AN ACT CONCERNING FORECLOSURE, ASSIGNMENT AND OTHER ENFORCEMENT ACTIONS FOR UNPAID SEWER ASSESSMENTS AND OTHER FEES AND CHARGES. (signed)
- HB 07236: AN ACT CONCERNING HUMAN TRAFFICKING AND SEXUAL ASSAULT VICTIMS. (signed)
- HB 07192: AN ACT IMPLEMENTING RECOMMENDATIONS OF THE BIPARTISAN DRUG TASK FORCE. (signed)

## Sources
- [Public Act No. 25-130 (PDF)](https://www.cga.ct.gov/2025/ACT/PA/PDF/2025PA-00130-R00HB-06433-PA.PDF)
- [File No. 63 (PDF)](https://www.cga.ct.gov/2025/FC/PDF/2025HB-06433-R000063-FC.PDF)
- [INS Joint Favorable Substitute (PDF)](https://www.cga.ct.gov/2025/TOB/H/PDF/2025HB-06433-R01-HB.PDF)
- [Raised Bill (PDF)](https://www.cga.ct.gov/2025/TOB/H/PDF/2025HB-06433-R00-HB.PDF)
- [Bill Analysis For File Copy 63 (PDF)](https://www.cga.ct.gov/2025/BA/PDF/2025HB-06433-R000063-BA.PDF)
- [Fiscal Note For File Copy 63 (PDF)](https://www.cga.ct.gov/2025/FN/PDF/2025HB-06433-R000063-FN.PDF)
- [House Roll Call Vote 324 (PDF)](https://www.cga.ct.gov/2025/VOTE/H/PDF/2025HV-00324-R00HB06433-HV.PDF)
- [INS Joint Fav. Rpt (PDF)](https://www.cga.ct.gov/2025/JFR/H/PDF/2025HB-06433-R00INS-JFR.PDF)
- [INS Vote Tally Sheet (Joint Favorable Substitute) (PDF)](https://www.cga.ct.gov/2025/TS/H/PDF/2025HB-06433-R00INS-CV6-TS.PDF)
- [Senate Roll Call Vote 415 (PDF)](https://www.cga.ct.gov/2025/VOTE/S/PDF/2025SV-00415-R00HB06433-SV.PDF)
- [Summary for Public Act No. 25-130 (PDF)](https://www.cga.ct.gov/2025/SUM/PDF/2025SUM00130-R01HB-06433-SUM.PDF)

## Related
- [HB 05013: AN ACT ADDING CERTAIN PLANTS TO THE INVASIVE PLANTS LIST.](https://policyrisk.com/state-bill/CT-HB05013-2025)
- [SB 01558: AN ACT CONCERNING INCOME TAXES IMPOSED BY OTHER JURISDICTIONS ON RESIDENTS OF T…](https://policyrisk.com/state-bill/CT-SB01558-2025)
- [SB 01396: AN ACT CONCERNING EARNED BUT UNPAID WAGE OR SALARY INCOME ADVANCES.](https://policyrisk.com/state-bill/CT-SB01396-2025)
- [SB 01187: AN ACT CONCERNING FORECLOSURE, ASSIGNMENT AND OTHER ENFORCEMENT ACTIONS FOR UNP…](https://policyrisk.com/state-bill/CT-SB01187-2025)
- [HB 07236: AN ACT CONCERNING HUMAN TRAFFICKING AND SEXUAL ASSAULT VICTIMS.](https://policyrisk.com/state-bill/CT-HB07236-2025)
- [HB 07192: AN ACT IMPLEMENTING RECOMMENDATIONS OF THE BIPARTISAN DRUG TASK FORCE.](https://policyrisk.com/state-bill/CT-HB07192-2025)
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Source: PRIA, https://policyrisk.com/state-bill/CT-HB06433-2025 (as of 2026-10-17).