# Connecticut HB 06878: AN ACT CONCERNING MORTGAGE FORECLOSURES AND UNDISCHARGED MORTGAGES.

Connecticut HB 06878, AN ACT CONCERNING MORTGAGE FORECLOSURES AND UNDISCHARGED MORTGAGES., is a 2025 Regular Session House bill sponsored by Banking Committee; status failed, last action 2025-04-28 (Tabled for the Calendar, House) (as of 2026-10-17).

- Canonical: https://policyrisk.com/state-bill/CT-HB06878-2025
- As of: 2026-10-17
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: Connecticut HB 06878
- State: Connecticut
- Session: 2025 Regular Session
- Title: AN ACT CONCERNING MORTGAGE FORECLOSURES AND UNDISCHARGED MORTGAGES.
- Status: failed
- Chamber: House
- Introduced: 2025-02-06
- Last action: 2025-04-28, Tabled for the Calendar, House
- Sponsor: Banking Committee
- Cosponsors: 0
- Subjects: banking
- Touches household money: no
- Roll calls: 2 (49 yes, 0 no in all)
- Economic provisions PRIA read: 0

## Summary

To: (1) Establish a limitation period applicable to an action to foreclose a mortgage on residential real property; and (2) shorten the period after which an undischarged mortgage is deemed invalid as a lien against the real property encumbered by such mortgage.

## Bill overview

No economic impacts identified for this bill.

## Sponsors and cosponsors

- Sponsor: Banking Committee

## Roll call votes

| Date | Chamber | Motion | Result | Yes | No | Other |
| --- | --- | --- | --- | --- | --- | --- |
| 2025-04-25 | House | JUD Vote Tally Sheet (Joint Favorable) | pass | 37 | 0 |   |
| 2025-03-06 | House | BA Vote Tally Sheet (Joint Favorable) | pass | 12 | 0 |   |

## Actions (15)

- 2025-04-28: Tabled for the Calendar, House (House)
- 2025-04-28: No New File by Committee on Judiciary (legislature)
- 2025-04-28: Reported Out of Legislative Commissioners' Office (legislature)
- 2025-04-28: Filed with Legislative Commissioners' Office (legislature)
- 2025-04-25: Joint Favorable (legislature)
- 2025-04-22: Referred by House to Committee on Judiciary (House)
- 2025-03-24: File Number 190 (legislature)
- 2025-03-24: House Calendar Number 143 (House)
- 2025-03-24: Favorable Report, Tabled for the Calendar, House (House)
- 2025-03-24: Reported Out of Legislative Commissioners' Office (legislature)
- 2025-03-17: Referred to Office of Legislative Research and Office of Fiscal Analysis 03/24/25 12:00 PM (legislature)
- 2025-03-06: Filed with Legislative Commissioners' Office (legislature)
- 2025-03-06: Joint Favorable (legislature)
- 2025-02-07: Public Hearing 02/13 (legislature)
- 2025-02-06: Referred to Joint Committee on Banking (legislature)

## Bill text

- File No. 190, 2025-03-24: [PDF](https://www.cga.ct.gov/2025/FC/PDF/2025HB-06878-R000190-FC.PDF)
- BA Joint Favorable, 2025-03-06: [PDF](https://www.cga.ct.gov/2025/TOB/H/PDF/2025HB-06878-R01-HB.PDF)
- JUD Joint Favorable, 2025-03-06: [PDF](https://www.cga.ct.gov/2025/TOB/H/PDF/2025HB-06878-R02-HB.PDF)
- Raised Bill, 2025-02-06: [PDF](https://www.cga.ct.gov/2025/TOB/H/PDF/2025HB-06878-R00-HB.PDF)
- BA Joint Fav. Rpt: [PDF](https://www.cga.ct.gov/2025/JFR/H/PDF/2025HB-06878-R00BA-JFR.PDF)
- BA Vote Tally Sheet (Joint Favorable): [PDF](https://www.cga.ct.gov/2025/TS/H/PDF/2025HB-06878-R00BA-CV32-TS.PDF)
- Bill Analysis For File Copy 190: [PDF](https://www.cga.ct.gov/2025/BA/PDF/2025HB-06878-R000190-BA.PDF)
- Fiscal Note For File Copy 190: [PDF](https://www.cga.ct.gov/2025/FN/PDF/2025HB-06878-R000190-FN.PDF)
- JUD Joint Fav. Rpt: [PDF](https://www.cga.ct.gov/2025/JFR/H/PDF/2025HB-06878-R00JUD-JFR.PDF)
- JUD Vote Tally Sheet (Joint Favorable): [PDF](https://www.cga.ct.gov/2025/TS/H/PDF/2025HB-06878-R00JUD-CV185-TS.PDF)

## Related bills

- HB 05013: AN ACT ADDING CERTAIN PLANTS TO THE INVASIVE PLANTS LIST. (signed)
- SB 01558: AN ACT CONCERNING INCOME TAXES IMPOSED BY OTHER JURISDICTIONS ON RESIDENTS OF THE STATE. (signed)
- SB 01396: AN ACT CONCERNING EARNED BUT UNPAID WAGE OR SALARY INCOME ADVANCES. (signed)
- SB 01187: AN ACT CONCERNING FORECLOSURE, ASSIGNMENT AND OTHER ENFORCEMENT ACTIONS FOR UNPAID SEWER ASSESSMENTS AND OTHER FEES AND CHARGES. (signed)
- HB 07236: AN ACT CONCERNING HUMAN TRAFFICKING AND SEXUAL ASSAULT VICTIMS. (signed)
- HB 07192: AN ACT IMPLEMENTING RECOMMENDATIONS OF THE BIPARTISAN DRUG TASK FORCE. (signed)

## Sources
- [File No. 190 (PDF)](https://www.cga.ct.gov/2025/FC/PDF/2025HB-06878-R000190-FC.PDF)
- [BA Joint Favorable (PDF)](https://www.cga.ct.gov/2025/TOB/H/PDF/2025HB-06878-R01-HB.PDF)
- [JUD Joint Favorable (PDF)](https://www.cga.ct.gov/2025/TOB/H/PDF/2025HB-06878-R02-HB.PDF)
- [Raised Bill (PDF)](https://www.cga.ct.gov/2025/TOB/H/PDF/2025HB-06878-R00-HB.PDF)
- [BA Joint Fav. Rpt (PDF)](https://www.cga.ct.gov/2025/JFR/H/PDF/2025HB-06878-R00BA-JFR.PDF)
- [BA Vote Tally Sheet (Joint Favorable) (PDF)](https://www.cga.ct.gov/2025/TS/H/PDF/2025HB-06878-R00BA-CV32-TS.PDF)
- [Bill Analysis For File Copy 190 (PDF)](https://www.cga.ct.gov/2025/BA/PDF/2025HB-06878-R000190-BA.PDF)
- [Fiscal Note For File Copy 190 (PDF)](https://www.cga.ct.gov/2025/FN/PDF/2025HB-06878-R000190-FN.PDF)
- [JUD Joint Fav. Rpt (PDF)](https://www.cga.ct.gov/2025/JFR/H/PDF/2025HB-06878-R00JUD-JFR.PDF)
- [JUD Vote Tally Sheet (Joint Favorable) (PDF)](https://www.cga.ct.gov/2025/TS/H/PDF/2025HB-06878-R00JUD-CV185-TS.PDF)

## Related
- [HB 05013: AN ACT ADDING CERTAIN PLANTS TO THE INVASIVE PLANTS LIST.](https://policyrisk.com/state-bill/CT-HB05013-2025)
- [SB 01558: AN ACT CONCERNING INCOME TAXES IMPOSED BY OTHER JURISDICTIONS ON RESIDENTS OF T…](https://policyrisk.com/state-bill/CT-SB01558-2025)
- [SB 01396: AN ACT CONCERNING EARNED BUT UNPAID WAGE OR SALARY INCOME ADVANCES.](https://policyrisk.com/state-bill/CT-SB01396-2025)
- [SB 01187: AN ACT CONCERNING FORECLOSURE, ASSIGNMENT AND OTHER ENFORCEMENT ACTIONS FOR UNP…](https://policyrisk.com/state-bill/CT-SB01187-2025)
- [HB 07236: AN ACT CONCERNING HUMAN TRAFFICKING AND SEXUAL ASSAULT VICTIMS.](https://policyrisk.com/state-bill/CT-HB07236-2025)
- [HB 07192: AN ACT IMPLEMENTING RECOMMENDATIONS OF THE BIPARTISAN DRUG TASK FORCE.](https://policyrisk.com/state-bill/CT-HB07192-2025)
- [Connecticut bills](https://policyrisk.com/states/connecticut/bills)
- [Connecticut state hub](https://policyrisk.com/states/connecticut)
- [All state legislation](https://policyrisk.com/state-bills)

Source: PRIA, https://policyrisk.com/state-bill/CT-HB06878-2025 (as of 2026-10-17).