# Connecticut HB 07082: AN ACT CONCERNING VARIOUS REVISIONS TO THE MONEY TRANSMISSION STATUTES, STATE PAYMENTS AND INVESTMENTS IN VIRTUAL CURRENCY AND MINORS' MONEY SHARING APPLICATION ACCOUNTS.

Connecticut HB 07082, AN ACT CONCERNING VARIOUS REVISIONS TO THE MONEY TRANSMISSION STATUTES, STATE PAYMENTS AND INVESTMENTS IN VIRTUAL CURRENCY AND MINORS' MONEY SHARING APPLICATION ACCOUNTS., is a 2025 Regular Session House bill sponsored by Banking Committee; status signed, last action 2025-06-30 (Signed by the Governor); PRIA reads it as touching household money (as of 2026-10-17).

- Canonical: https://policyrisk.com/state-bill/CT-HB07082-2025
- As of: 2026-10-17
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: Connecticut HB 07082
- State: Connecticut
- Session: 2025 Regular Session
- Title: AN ACT CONCERNING VARIOUS REVISIONS TO THE MONEY TRANSMISSION STATUTES, STATE PAYMENTS AND INVESTMENTS IN VIRTUAL CURRENCY AND MINORS' MONEY SHARING APPLICATION ACCOUNTS.
- Status: signed
- Chamber: House
- Introduced: 2025-02-27
- Last action: 2025-06-30, Signed by the Governor
- Sponsor: Banking Committee
- Cosponsors: 0
- Subjects: banking
- Touches household money: yes
- Roll calls: 5 (448 yes, 42 no in all)
- Economic provisions PRIA read: 7

## Summary

To (1) define "virtual currency control services vendor", (2) establish requirements for virtual currency money transmission licensees concerning (A) disclosures, (B) receipts, (C) the use of virtual currency under the control of such licensees, and (D) the engagement of other persons to store or hold custody or control of virtual currency for or on behalf of a customer, (3) establish that certain virtual currency held by such licensees shall be deemed to be property interests of any claimants against such licensees, and (4) prohibit the state, and political subdivisions of the state, from (A) accepting or requiring payment in the form of virtual currency, or (B) purchasing, holding, investing in or establishing a reserve of virtual currency.

## Bill overview: provisions PRIA read

- Stronger customer claims to virtual currency: benefit, medium. Beginning October 1, 2025, covered investments and customer virtual currency held by licensed money-transfer businesses are held in trust for claimants. Customers owed virtual currency share the available currency in proportion to the type and amount each is owed. Their shares do not depend on when…
- Clearer deposit insurance claims for customers: benefit, low. Beginning October 1, 2025, licensed money-transfer businesses can advertise federal deposit insurance only for funds placed in qualifying insured-bank accounts. Ads must name the bank and accurately explain the coverage and its conditions. They cannot suggest that the money-transfer business, virtu…
- Families can delete minors’ payment accounts: benefit, low. Beginning October 1, 2025, minors, parents, and legal guardians can request deletion of a minor’s money-sharing app account. Licensed providers must offer secure, reliable request methods and explain them to account holders. Providers must delete the account and stop processing personal data within…
- Parent checks for minors’ payment accounts: cost, low. Beginning October 1, 2025, licensed money-transfer businesses must check who opens or sponsors a money-sharing app account for someone under 18. That person must attest to being the minor’s parent or legal guardian. They must provide valid government-issued ID or have their identity verified under…
- Crypto kiosk operators need full-time compliance staff: cost, low. Virtual currency kiosk owners and operators must use full-time employees to carry out federal and state compliance duties. Their compliance officer must work full time for the business. That officer cannot own more than 20% of the business.
- Governments cannot accept or hold cryptocurrency: cost, low. Beginning October 1, 2025, Connecticut and its local governments cannot accept or require virtual currency for payments owed to them. They also cannot buy, hold, invest in, or create reserves of virtual currency. The restriction governs public bodies, not residents’ private holdings.
- Broader state rules for digital money: mixed, low. Beginning October 1, 2025, Connecticut’s money-transfer rules cover digital wallets, including payment apps and services through authorized delegates. Virtual currency customer definitions apply across licensed money-transfer businesses, not just kiosks. Existing customers have completed at least t…

## Sponsors and cosponsors

- Sponsor: Banking Committee

## Roll call votes

| Date | Chamber | Motion | Result | Yes | No | Other |
| --- | --- | --- | --- | --- | --- | --- |
| 2025-03-11 | House | House Roll Call Vote 241 AS AMENDED | pass | 148 | 0 |   |
| 2025-03-11 | Senate | Senate Roll Call Vote 286 | pass | 36 | 0 |   |
| 2025-03-11 | House | House Roll Call Vote 114 AS AMENDED | pass | 146 | 0 |   |
| 2025-03-11 | House | House Roll Call Vote 113 HOUSE AMD A | pass | 105 | 42 |   |
| 2025-03-11 | House | BA Vote Tally Sheet (Joint Favorable) | pass | 13 | 0 |   |

## Actions (28)

- 2025-06-30: Signed by the Governor (legislature)
- 2025-06-16: Transmitted by Secretary of the State to Governor (legislature)
- 2025-06-16: Transmitted to the Secretary of State (legislature)
- 2025-06-10: Public Act 25-66 (legislature)
- 2025-05-30: In Concurrence (legislature)
- 2025-05-30: House Passed as Amended by Senate Amendment Schedule A (House)
- 2025-05-30: House Passed as Amended by House Amendment Schedule A (House)
- 2025-05-30: House Adopted Senate Amendment Schedule A (House)
- 2025-05-30: Potential Disagreeing Action, Tabled for the Calendar, House (House)
- 2025-05-30: Senate Passed as Amended by House Amendment Schedule A (Senate)
- 2025-05-29: Rules Suspended, Transmitted to the House (House)
- 2025-05-29: Senate Passed as Amended by Senate Amendment Schedule A (Senate)
- 2025-05-29: Senate Adopted Senate Amendment Schedule A 9593 (Senate)
- 2025-05-29: Senate Adopted House Amendment Schedule A (Senate)
- 2025-05-16: File Number 933 (legislature)
- 2025-05-16: Senate Calendar Number 511 (Senate)
- 2025-05-16: Favorable Report, Tabled for the Calendar, Senate (Senate)
- 2025-05-14: House Passed as Amended by House Amendment Schedule A (House)
- 2025-05-14: House Adopted House Amendment Schedule A 8192 (House)
- 2025-03-27: File Number 318 (legislature)
- 2025-03-27: House Calendar Number 220 (House)
- 2025-03-27: Favorable Report, Tabled for the Calendar, House (House)
- 2025-03-27: Reported Out of Legislative Commissioners' Office (legislature)
- 2025-03-21: Referred to Office of Legislative Research and Office of Fiscal Analysis 03/26/25 5:00 PM (legislature)
- 2025-03-11: Filed with Legislative Commissioners' Office (legislature)
- 2025-03-11: Joint Favorable (legislature)
- 2025-02-28: Public Hearing 03/04 (legislature)
- 2025-02-27: Referred to Joint Committee on Banking (legislature)

## Bill text

- Public Act No. 25-66, 2025-05-29: [PDF](https://www.cga.ct.gov/2025/ACT/PA/PDF/2025PA-00066-R00HB-07082-PA.PDF)
- File No. 933, 2025-05-16: [PDF](https://www.cga.ct.gov/2025/FC/PDF/2025HB-07082-R000933-FC.PDF)
- File No. 318, 2025-03-27: [PDF](https://www.cga.ct.gov/2025/FC/PDF/2025HB-07082-R000318-FC.PDF)
- BA Joint Favorable, 2025-03-11: [PDF](https://www.cga.ct.gov/2025/TOB/H/PDF/2025HB-07082-R01-HB.PDF)
- Raised Bill, 2025-02-27: [PDF](https://www.cga.ct.gov/2025/TOB/H/PDF/2025HB-07082-R00-HB.PDF)
- BA Joint Fav. Rpt: [PDF](https://www.cga.ct.gov/2025/JFR/H/PDF/2025HB-07082-R00BA-JFR.PDF)
- BA Vote Tally Sheet (Joint Favorable): [PDF](https://www.cga.ct.gov/2025/TS/H/PDF/2025HB-07082-R00BA-CV44-TS.PDF)
- Bill Analysis For File Copy 318: [PDF](https://www.cga.ct.gov/2025/BA/PDF/2025HB-07082-R000318-BA.PDF)
- Bill Analysis For File Copy 933: [PDF](https://www.cga.ct.gov/2025/BA/PDF/2025HB-07082-R010933-BA.PDF)
- Bill Analysis for HB-7082, as amended by House "A": [PDF](https://www.cga.ct.gov/2025/BA/PDF/2025HB-07082-R01-BA.PDF)
- Bill Analysis for HB-7082, as amended by House "A" and Senate "A": [PDF](https://www.cga.ct.gov/2025/BA/PDF/2025HB-07082-R02-BA.PDF)
- Fiscal Note For File Copy 318: [PDF](https://www.cga.ct.gov/2025/FN/PDF/2025HB-07082-R000318-FN.PDF)
- Fiscal Note For File Copy 933: [PDF](https://www.cga.ct.gov/2025/FN/PDF/2025HB-07082-R010933-FN.PDF)
- Fiscal Note for Amendment LCO 8192 (No Fiscal Impact): [PDF](https://www.cga.ct.gov/2025/fna/pdf/2025HB-07082-R00LCO08192-FNA.PDF)
- Fiscal Note for Amendment LCO 9593 (No Fiscal Impact): [PDF](https://www.cga.ct.gov/2025/fna/pdf/2025HB-07082-R00LCO09593-FNA.pdf)
- Fiscal Note for HB-7082, As Amended by House "A" (LCO 8192): [PDF](https://www.cga.ct.gov/2025/FN/PDF/2025HB-07082-R01-FN.PDF)
- Fiscal Note for HB-7082, As Amended by House "A" (LCO 8192), Senate "A" (LCO 9593): [PDF](https://www.cga.ct.gov/2025/FN/PDF/2025HB-07082-R03-FN.PDF), [PDF](https://www.cga.ct.gov/2025/FN/PDF/2025HB-07082-R02-FN.PDF)
- House Roll Call Vote 113 HOUSE AMD A: [PDF](https://www.cga.ct.gov/2025/VOTE/H/PDF/2025HV-00113-R00HB07082-HV.PDF)
- House Roll Call Vote 114 AS AMENDED: [PDF](https://www.cga.ct.gov/2025/VOTE/H/PDF/2025HV-00114-R00HB07082-HV.PDF)
- House Roll Call Vote 241 AS AMENDED: [PDF](https://www.cga.ct.gov/2025/VOTE/H/PDF/2025HV-00241-R00HB07082-HV.PDF)
- House Schedule A LCO# 8192 (J): [PDF](https://www.cga.ct.gov/2025/amd/H/pdf/2025HB-07082-R00HA-AMD.pdf)
- Senate Roll Call Vote 286: [PDF](https://www.cga.ct.gov/2025/VOTE/S/PDF/2025SV-00286-R00HB07082-SV.PDF)
- Senate Schedule A LCO# 9593 (J): [PDF](https://www.cga.ct.gov/2025/amd/H/pdf/2025HB-07082-R00SA-AMD.pdf)
- Summary for Public Act No. 25-66: [PDF](https://www.cga.ct.gov/2025/SUM/PDF/2025SUM00066-R03HB-07082-SUM.PDF)

## Related bills

- HB 05013: AN ACT ADDING CERTAIN PLANTS TO THE INVASIVE PLANTS LIST. (signed)
- SB 01558: AN ACT CONCERNING INCOME TAXES IMPOSED BY OTHER JURISDICTIONS ON RESIDENTS OF THE STATE. (signed)
- SB 01396: AN ACT CONCERNING EARNED BUT UNPAID WAGE OR SALARY INCOME ADVANCES. (signed)
- SB 01187: AN ACT CONCERNING FORECLOSURE, ASSIGNMENT AND OTHER ENFORCEMENT ACTIONS FOR UNPAID SEWER ASSESSMENTS AND OTHER FEES AND CHARGES. (signed)
- HB 07236: AN ACT CONCERNING HUMAN TRAFFICKING AND SEXUAL ASSAULT VICTIMS. (signed)
- HB 07192: AN ACT IMPLEMENTING RECOMMENDATIONS OF THE BIPARTISAN DRUG TASK FORCE. (signed)

## Sources
- [Public Act No. 25-66 (PDF)](https://www.cga.ct.gov/2025/ACT/PA/PDF/2025PA-00066-R00HB-07082-PA.PDF)
- [File No. 933 (PDF)](https://www.cga.ct.gov/2025/FC/PDF/2025HB-07082-R000933-FC.PDF)
- [File No. 318 (PDF)](https://www.cga.ct.gov/2025/FC/PDF/2025HB-07082-R000318-FC.PDF)
- [BA Joint Favorable (PDF)](https://www.cga.ct.gov/2025/TOB/H/PDF/2025HB-07082-R01-HB.PDF)
- [Raised Bill (PDF)](https://www.cga.ct.gov/2025/TOB/H/PDF/2025HB-07082-R00-HB.PDF)
- [BA Joint Fav. Rpt (PDF)](https://www.cga.ct.gov/2025/JFR/H/PDF/2025HB-07082-R00BA-JFR.PDF)
- [BA Vote Tally Sheet (Joint Favorable) (PDF)](https://www.cga.ct.gov/2025/TS/H/PDF/2025HB-07082-R00BA-CV44-TS.PDF)
- [Bill Analysis For File Copy 318 (PDF)](https://www.cga.ct.gov/2025/BA/PDF/2025HB-07082-R000318-BA.PDF)
- [Bill Analysis For File Copy 933 (PDF)](https://www.cga.ct.gov/2025/BA/PDF/2025HB-07082-R010933-BA.PDF)
- [Bill Analysis for HB-7082, as amended by House "A" (PDF)](https://www.cga.ct.gov/2025/BA/PDF/2025HB-07082-R01-BA.PDF)
- [Bill Analysis for HB-7082, as amended by House "A" and Senate "A" (PDF)](https://www.cga.ct.gov/2025/BA/PDF/2025HB-07082-R02-BA.PDF)
- [Fiscal Note For File Copy 318 (PDF)](https://www.cga.ct.gov/2025/FN/PDF/2025HB-07082-R000318-FN.PDF)
- [Fiscal Note For File Copy 933 (PDF)](https://www.cga.ct.gov/2025/FN/PDF/2025HB-07082-R010933-FN.PDF)
- [Fiscal Note for Amendment LCO 8192 (No Fiscal Impact) (PDF)](https://www.cga.ct.gov/2025/fna/pdf/2025HB-07082-R00LCO08192-FNA.PDF)
- [Fiscal Note for Amendment LCO 9593 (No Fiscal Impact) (PDF)](https://www.cga.ct.gov/2025/fna/pdf/2025HB-07082-R00LCO09593-FNA.pdf)
- [Fiscal Note for HB-7082, As Amended by House "A" (LCO 8192) (PDF)](https://www.cga.ct.gov/2025/FN/PDF/2025HB-07082-R01-FN.PDF)
- [Fiscal Note for HB-7082, As Amended by House "A" (LCO 8192), Senate "A" (LCO 9593) (PDF)](https://www.cga.ct.gov/2025/FN/PDF/2025HB-07082-R03-FN.PDF)
- [Fiscal Note for HB-7082, As Amended by House "A" (LCO 8192), Senate "A" (LCO 9593) (PDF)](https://www.cga.ct.gov/2025/FN/PDF/2025HB-07082-R02-FN.PDF)
- [House Roll Call Vote 113 HOUSE AMD A (PDF)](https://www.cga.ct.gov/2025/VOTE/H/PDF/2025HV-00113-R00HB07082-HV.PDF)
- [House Roll Call Vote 114 AS AMENDED (PDF)](https://www.cga.ct.gov/2025/VOTE/H/PDF/2025HV-00114-R00HB07082-HV.PDF)
- [House Roll Call Vote 241 AS AMENDED (PDF)](https://www.cga.ct.gov/2025/VOTE/H/PDF/2025HV-00241-R00HB07082-HV.PDF)
- [House Schedule A LCO# 8192 (J) (PDF)](https://www.cga.ct.gov/2025/amd/H/pdf/2025HB-07082-R00HA-AMD.pdf)
- [Senate Roll Call Vote 286 (PDF)](https://www.cga.ct.gov/2025/VOTE/S/PDF/2025SV-00286-R00HB07082-SV.PDF)
- [Senate Schedule A LCO# 9593 (J) (PDF)](https://www.cga.ct.gov/2025/amd/H/pdf/2025HB-07082-R00SA-AMD.pdf)
- [Summary for Public Act No. 25-66 (PDF)](https://www.cga.ct.gov/2025/SUM/PDF/2025SUM00066-R03HB-07082-SUM.PDF)

## Related
- [HB 05013: AN ACT ADDING CERTAIN PLANTS TO THE INVASIVE PLANTS LIST.](https://policyrisk.com/state-bill/CT-HB05013-2025)
- [SB 01558: AN ACT CONCERNING INCOME TAXES IMPOSED BY OTHER JURISDICTIONS ON RESIDENTS OF T…](https://policyrisk.com/state-bill/CT-SB01558-2025)
- [SB 01396: AN ACT CONCERNING EARNED BUT UNPAID WAGE OR SALARY INCOME ADVANCES.](https://policyrisk.com/state-bill/CT-SB01396-2025)
- [SB 01187: AN ACT CONCERNING FORECLOSURE, ASSIGNMENT AND OTHER ENFORCEMENT ACTIONS FOR UNP…](https://policyrisk.com/state-bill/CT-SB01187-2025)
- [HB 07236: AN ACT CONCERNING HUMAN TRAFFICKING AND SEXUAL ASSAULT VICTIMS.](https://policyrisk.com/state-bill/CT-HB07236-2025)
- [HB 07192: AN ACT IMPLEMENTING RECOMMENDATIONS OF THE BIPARTISAN DRUG TASK FORCE.](https://policyrisk.com/state-bill/CT-HB07192-2025)
- [Connecticut bills](https://policyrisk.com/states/connecticut/bills)
- [Connecticut state hub](https://policyrisk.com/states/connecticut)
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Source: PRIA, https://policyrisk.com/state-bill/CT-HB07082-2025 (as of 2026-10-17).