# Connecticut SB 00445: AN ACT CONCERNING PATIENT CHOICE AND CONTINUITY OF CARE DURING HEALTH INSURANCE CONTRACT DISPUTES.

Connecticut SB 00445, AN ACT CONCERNING PATIENT CHOICE AND CONTINUITY OF CARE DURING HEALTH INSURANCE CONTRACT DISPUTES., is a 2025 Regular Session Senate bill sponsored by Saud Anwar (Democratic); status failed, last action 2025-01-10 (Referred to Joint Committee on Insurance and Real Estate) (as of 2026-10-17).

- Canonical: https://policyrisk.com/state-bill/CT-SB00445-2025
- As of: 2026-10-17
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: Connecticut SB 00445
- State: Connecticut
- Session: 2025 Regular Session
- Title: AN ACT CONCERNING PATIENT CHOICE AND CONTINUITY OF CARE DURING HEALTH INSURANCE CONTRACT DISPUTES.
- Status: failed
- Chamber: Senate
- Introduced: 2025-01-10
- Last action: 2025-01-10, Referred to Joint Committee on Insurance and Real Estate
- Sponsor: Saud Anwar (Democratic)
- Cosponsors: 0
- Subjects: insurance and real estate
- Touches household money: no
- Economic provisions PRIA read: 0

## Summary

To allow any covered person under a health insurance policy that is the subject of a health care contract dispute between such covered person's health care provider and the health insurer, resulting in such health care provider being deemed out-of-network, to terminate such policy and enroll in a new health insurance policy that provides in-network coverage, without any early termination fees, financial penalties, increased premiums, increased out-of-pocket expenses, changes in coverage or coverage gaps.

## Bill overview

No economic impacts identified for this bill.

## Sponsors and cosponsors

- Sponsor: Saud Anwar (Democratic), Senate

## Actions (1)

- 2025-01-10: Referred to Joint Committee on Insurance and Real Estate (legislature)

## Bill text

- Proposed Bill, 2025-01-10: [PDF](https://www.cga.ct.gov/2025/TOB/S/PDF/2025SB-00445-R00-SB.PDF)

## Related bills

- HB 05013: AN ACT ADDING CERTAIN PLANTS TO THE INVASIVE PLANTS LIST. (signed)
- SB 01558: AN ACT CONCERNING INCOME TAXES IMPOSED BY OTHER JURISDICTIONS ON RESIDENTS OF THE STATE. (signed)
- SB 01396: AN ACT CONCERNING EARNED BUT UNPAID WAGE OR SALARY INCOME ADVANCES. (signed)
- SB 01187: AN ACT CONCERNING FORECLOSURE, ASSIGNMENT AND OTHER ENFORCEMENT ACTIONS FOR UNPAID SEWER ASSESSMENTS AND OTHER FEES AND CHARGES. (signed)
- HB 07236: AN ACT CONCERNING HUMAN TRAFFICKING AND SEXUAL ASSAULT VICTIMS. (signed)
- HB 07192: AN ACT IMPLEMENTING RECOMMENDATIONS OF THE BIPARTISAN DRUG TASK FORCE. (signed)

## Sources
- [Proposed Bill (PDF)](https://www.cga.ct.gov/2025/TOB/S/PDF/2025SB-00445-R00-SB.PDF)

## Related
- [HB 05013: AN ACT ADDING CERTAIN PLANTS TO THE INVASIVE PLANTS LIST.](https://policyrisk.com/state-bill/CT-HB05013-2025)
- [SB 01558: AN ACT CONCERNING INCOME TAXES IMPOSED BY OTHER JURISDICTIONS ON RESIDENTS OF T…](https://policyrisk.com/state-bill/CT-SB01558-2025)
- [SB 01396: AN ACT CONCERNING EARNED BUT UNPAID WAGE OR SALARY INCOME ADVANCES.](https://policyrisk.com/state-bill/CT-SB01396-2025)
- [SB 01187: AN ACT CONCERNING FORECLOSURE, ASSIGNMENT AND OTHER ENFORCEMENT ACTIONS FOR UNP…](https://policyrisk.com/state-bill/CT-SB01187-2025)
- [HB 07236: AN ACT CONCERNING HUMAN TRAFFICKING AND SEXUAL ASSAULT VICTIMS.](https://policyrisk.com/state-bill/CT-HB07236-2025)
- [HB 07192: AN ACT IMPLEMENTING RECOMMENDATIONS OF THE BIPARTISAN DRUG TASK FORCE.](https://policyrisk.com/state-bill/CT-HB07192-2025)
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Source: PRIA, https://policyrisk.com/state-bill/CT-SB00445-2025 (as of 2026-10-17).