# Connecticut SB 01278: AN ACT CONCERNING LONG-TERM CARE INSURANCE PREMIUM RATES.

Connecticut SB 01278, AN ACT CONCERNING LONG-TERM CARE INSURANCE PREMIUM RATES., is a 2025 Regular Session Senate bill sponsored by Aging Committee; status failed, last action 2025-05-08 (Immediate Transmittal); PRIA reads it as touching household money (as of 2026-10-19).

- Canonical: https://policyrisk.com/state-bill/CT-SB01278-2025
- As of: 2026-10-19
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: Connecticut SB 01278
- State: Connecticut
- Session: 2025 Regular Session
- Title: AN ACT CONCERNING LONG-TERM CARE INSURANCE PREMIUM RATES.
- Status: failed
- Chamber: Senate
- Introduced: 2025-02-10
- Last action: 2025-05-08, Immediate Transmittal
- Sponsor: Aging Committee
- Cosponsors: 0
- Subjects: aging
- Touches household money: yes
- Roll calls: 2 (26 yes, 0 no in all)
- Economic provisions PRIA read: 0

## Summary

To (1) allow an income tax deduction for long-term care insurance premiums, (2) require the Insurance Department to hold a public hearing for long-term care premium rate increase requests that exceed ten per cent, and (3) require that policyholders are provided advance notice of such hearing.

## Bill overview

No economic impacts identified for this bill.

## Sponsors and cosponsors

- Sponsor: Aging Committee

## Roll call votes

| Date | Chamber | Motion | Result | Yes | No | Other |
| --- | --- | --- | --- | --- | --- | --- |
| 2025-03-11 | Senate | INS Vote Tally Sheet (Joint Favorable) | pass | 13 | 0 |   |
| 2025-03-04 | Senate | AGE Vote Tally Sheet (Joint Favorable Change of Reference) | pass | 13 | 0 |   |

## Actions (17)

- 2025-05-08: Immediate Transmittal (legislature)
- 2025-05-08: Referred by Senate to Committee on Finance, Revenue and Bonding (Senate)
- 2025-05-08: Senate Adopted Senate Amendment Schedule A 7941 (Senate)
- 2025-03-27: File Number 284 (legislature)
- 2025-03-27: Senate Calendar Number 185 (Senate)
- 2025-03-27: Favorable Report, Tabled for the Calendar, Senate (Senate)
- 2025-03-27: Reported Out of Legislative Commissioners' Office (legislature)
- 2025-03-21: Referred to Office of Legislative Research and Office of Fiscal Analysis 03/26/25 5:00 PM (legislature)
- 2025-03-11: Filed with Legislative Commissioners' Office (legislature)
- 2025-03-11: Joint Favorable (legislature)
- 2025-03-06: Favorable Change of Reference, House to Committee on Insurance and Real Estate (legislature)
- 2025-03-06: Favorable Change of Reference, Senate to Committee on Insurance and Real Estate (legislature)
- 2025-03-06: Reported Out of Legislative Commissioners' Office (legislature)
- 2025-03-04: Filed with Legislative Commissioners' Office (legislature)
- 2025-03-04: Joint Favorable Change of Reference Insurance and Real Estate (legislature)
- 2025-02-14: Public Hearing 02/20 (legislature)
- 2025-02-10: Referred to Joint Committee on Aging (legislature)

## Bill text

- File No. 284, 2025-03-27: [PDF](https://www.cga.ct.gov/2025/FC/PDF/2025SB-01278-R000284-FC.PDF)
- AGE Joint Favorable Change of Reference, 2025-03-04: [PDF](https://www.cga.ct.gov/2025/TOB/S/PDF/2025SB-01278-R01-SB.PDF)
- INS Joint Favorable, 2025-03-04: [PDF](https://www.cga.ct.gov/2025/TOB/S/PDF/2025SB-01278-R02-SB.PDF)
- Raised Bill, 2025-02-10: [PDF](https://www.cga.ct.gov/2025/TOB/S/PDF/2025SB-01278-R00-SB.PDF)
- AGE Joint Fav. Rpt: [PDF](https://www.cga.ct.gov/2025/JFR/S/PDF/2025SB-01278-R00AGE-JFR.PDF)
- AGE Vote Tally Sheet (Joint Favorable Change of Reference): [PDF](https://www.cga.ct.gov/2025/TS/S/PDF/2025SB-01278-R00AGE-CV39-TS.PDF)
- Bill Analysis For File Copy 284: [PDF](https://www.cga.ct.gov/2025/BA/PDF/2025SB-01278-R000284-BA.PDF)
- Fiscal Note For File Copy 284: [PDF](https://www.cga.ct.gov/2025/FN/PDF/2025SB-01278-R000284-FN.PDF)
- Fiscal Note for Amendment LCO 7941 (Revenue Loss): [PDF](https://www.cga.ct.gov/2025/fna/pdf/2025SB-01278-R00LCO07941-FNA.PDF)
- INS Joint Fav. Rpt: [PDF](https://www.cga.ct.gov/2025/JFR/S/PDF/2025SB-01278-R00INS-JFR.PDF)
- INS Vote Tally Sheet (Joint Favorable): [PDF](https://www.cga.ct.gov/2025/TS/S/PDF/2025SB-01278-R00INS-CV25-TS.PDF)
- Senate Schedule A LCO# 7941 (D): [PDF](https://www.cga.ct.gov/2025/amd/S/pdf/2025SB-01278-R00SA-AMD.pdf)

## Related bills

- HB 05013: AN ACT ADDING CERTAIN PLANTS TO THE INVASIVE PLANTS LIST. (signed)
- SB 01558: AN ACT CONCERNING INCOME TAXES IMPOSED BY OTHER JURISDICTIONS ON RESIDENTS OF THE STATE. (signed)
- SB 01396: AN ACT CONCERNING EARNED BUT UNPAID WAGE OR SALARY INCOME ADVANCES. (signed)
- SB 01187: AN ACT CONCERNING FORECLOSURE, ASSIGNMENT AND OTHER ENFORCEMENT ACTIONS FOR UNPAID SEWER ASSESSMENTS AND OTHER FEES AND CHARGES. (signed)
- HB 07236: AN ACT CONCERNING HUMAN TRAFFICKING AND SEXUAL ASSAULT VICTIMS. (signed)
- HB 07192: AN ACT IMPLEMENTING RECOMMENDATIONS OF THE BIPARTISAN DRUG TASK FORCE. (signed)

## Sources
- [File No. 284 (PDF)](https://www.cga.ct.gov/2025/FC/PDF/2025SB-01278-R000284-FC.PDF)
- [AGE Joint Favorable Change of Reference (PDF)](https://www.cga.ct.gov/2025/TOB/S/PDF/2025SB-01278-R01-SB.PDF)
- [INS Joint Favorable (PDF)](https://www.cga.ct.gov/2025/TOB/S/PDF/2025SB-01278-R02-SB.PDF)
- [Raised Bill (PDF)](https://www.cga.ct.gov/2025/TOB/S/PDF/2025SB-01278-R00-SB.PDF)
- [AGE Joint Fav. Rpt (PDF)](https://www.cga.ct.gov/2025/JFR/S/PDF/2025SB-01278-R00AGE-JFR.PDF)
- [AGE Vote Tally Sheet (Joint Favorable Change of Reference) (PDF)](https://www.cga.ct.gov/2025/TS/S/PDF/2025SB-01278-R00AGE-CV39-TS.PDF)
- [Bill Analysis For File Copy 284 (PDF)](https://www.cga.ct.gov/2025/BA/PDF/2025SB-01278-R000284-BA.PDF)
- [Fiscal Note For File Copy 284 (PDF)](https://www.cga.ct.gov/2025/FN/PDF/2025SB-01278-R000284-FN.PDF)
- [Fiscal Note for Amendment LCO 7941 (Revenue Loss) (PDF)](https://www.cga.ct.gov/2025/fna/pdf/2025SB-01278-R00LCO07941-FNA.PDF)
- [INS Joint Fav. Rpt (PDF)](https://www.cga.ct.gov/2025/JFR/S/PDF/2025SB-01278-R00INS-JFR.PDF)
- [INS Vote Tally Sheet (Joint Favorable) (PDF)](https://www.cga.ct.gov/2025/TS/S/PDF/2025SB-01278-R00INS-CV25-TS.PDF)
- [Senate Schedule A LCO# 7941 (D) (PDF)](https://www.cga.ct.gov/2025/amd/S/pdf/2025SB-01278-R00SA-AMD.pdf)

## Related
- [HB 05013: AN ACT ADDING CERTAIN PLANTS TO THE INVASIVE PLANTS LIST.](https://policyrisk.com/state-bill/CT-HB05013-2025)
- [SB 01558: AN ACT CONCERNING INCOME TAXES IMPOSED BY OTHER JURISDICTIONS ON RESIDENTS OF T…](https://policyrisk.com/state-bill/CT-SB01558-2025)
- [SB 01396: AN ACT CONCERNING EARNED BUT UNPAID WAGE OR SALARY INCOME ADVANCES.](https://policyrisk.com/state-bill/CT-SB01396-2025)
- [SB 01187: AN ACT CONCERNING FORECLOSURE, ASSIGNMENT AND OTHER ENFORCEMENT ACTIONS FOR UNP…](https://policyrisk.com/state-bill/CT-SB01187-2025)
- [HB 07236: AN ACT CONCERNING HUMAN TRAFFICKING AND SEXUAL ASSAULT VICTIMS.](https://policyrisk.com/state-bill/CT-HB07236-2025)
- [HB 07192: AN ACT IMPLEMENTING RECOMMENDATIONS OF THE BIPARTISAN DRUG TASK FORCE.](https://policyrisk.com/state-bill/CT-HB07192-2025)
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Source: PRIA, https://policyrisk.com/state-bill/CT-SB01278-2025 (as of 2026-10-19).