# Connecticut SB 01386: AN ACT CONCERNING DOG BREED AND THERAPY ANIMALS IN INSURANCE UNDERWRITING AND EVALUATING THE FEASIBILITY OF ESTABLISHING A PENALTY FOR MISREPRESENTING A DOG AS A SERVICE ANIMAL.

Connecticut SB 01386, AN ACT CONCERNING DOG BREED AND THERAPY ANIMALS IN INSURANCE UNDERWRITING AND EVALUATING THE FEASIBILITY OF ESTABLISHING A PENALTY FOR MISREPRESENTING A DOG AS A SERVICE ANIMAL., is a 2025 Regular Session Senate bill sponsored by Insurance and Real Estate Committee; status failed, last action 2025-05-30 (House Calendar Number 665); PRIA reads it as touching household money (as of 2026-10-19).

- Canonical: https://policyrisk.com/state-bill/CT-SB01386-2025
- As of: 2026-10-19
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: Connecticut SB 01386
- State: Connecticut
- Session: 2025 Regular Session
- Title: AN ACT CONCERNING DOG BREED AND THERAPY ANIMALS IN INSURANCE UNDERWRITING AND EVALUATING THE FEASIBILITY OF ESTABLISHING A PENALTY FOR MISREPRESENTING A DOG AS A SERVICE ANIMAL.
- Status: failed
- Chamber: Senate
- Introduced: 2025-02-25
- Last action: 2025-05-30, House Calendar Number 665
- Sponsor: Insurance and Real Estate Committee
- Cosponsors: 0
- Subjects: insurance and real estate
- Touches household money: yes
- Roll calls: 2 (42 yes, 7 no in all)
- Economic provisions PRIA read: 0

## Summary

To: (1) Prohibit any homeowners insurance or tenants insurance policy from discriminating based on (A) harboring or owning any dog of a specific breed or mixture of breeds, or (B) owning any dog that is a dog trained or being trained as a service animal to assist blind, deaf or mobility impaired persons; and (2) require the Commission on Human Rights and Opportunities to evaluate the feasibility of establishing a penalty for intentional misrepresentation of a dog as a service animal to gain accommodations under the federal Americans with Disabilities Act of 1990.

## Bill overview

No economic impacts identified for this bill.

## Sponsors and cosponsors

- Sponsor: Insurance and Real Estate Committee

## Roll call votes

| Date | Chamber | Motion | Result | Yes | No | Other |
| --- | --- | --- | --- | --- | --- | --- |
| 2025-03-11 | Senate | Senate Roll Call Vote 285 | pass | 30 | 6 |   |
| 2025-03-11 | Senate | INS Vote Tally Sheet (Joint Favorable Substitute) | pass | 12 | 1 |   |

## Actions (14)

- 2025-05-30: House Calendar Number 665 (House)
- 2025-05-30: Favorable Report, Tabled for the Calendar, House (House)
- 2025-05-29: Rules Suspended, Transmitted to the House (House)
- 2025-05-29: Senate Passed as Amended by Senate Amendment Schedule A (Senate)
- 2025-05-29: Senate Adopted Senate Amendment Schedule A 9141 (Senate)
- 2025-03-26: File Number 256 (legislature)
- 2025-03-26: Senate Calendar Number 177 (Senate)
- 2025-03-26: Favorable Report, Tabled for the Calendar, Senate (Senate)
- 2025-03-26: Reported Out of Legislative Commissioners' Office (legislature)
- 2025-03-20: Referred to Office of Legislative Research and Office of Fiscal Analysis 03/25/25 5:00 PM (legislature)
- 2025-03-11: Filed with Legislative Commissioners' Office (legislature)
- 2025-03-11: Joint Favorable Substitute (legislature)
- 2025-02-28: Public Hearing 03/04 (legislature)
- 2025-02-25: Referred to Joint Committee on Insurance and Real Estate (legislature)

## Bill text

- File No. 256, 2025-03-26: [PDF](https://www.cga.ct.gov/2025/FC/PDF/2025SB-01386-R000256-FC.PDF)
- INS Joint Favorable Substitute, 2025-03-11: [PDF](https://www.cga.ct.gov/2025/TOB/S/PDF/2025SB-01386-R01-SB.PDF)
- Raised Bill, 2025-02-25: [PDF](https://www.cga.ct.gov/2025/TOB/S/PDF/2025SB-01386-R00-SB.PDF)
- Bill Analysis For File Copy 256: [PDF](https://www.cga.ct.gov/2025/BA/PDF/2025SB-01386-R000256-BA.PDF)
- Bill Analysis for SB-1386, as amended by Senate "A": [PDF](https://www.cga.ct.gov/2025/BA/PDF/2025SB-01386-R01-BA.PDF)
- Fiscal Note For File Copy 256: [PDF](https://www.cga.ct.gov/2025/FN/PDF/2025SB-01386-R000256-FN.PDF)
- Fiscal Note for Amendment LCO 9141 (No Fiscal Impact): [PDF](https://www.cga.ct.gov/2025/fna/pdf/2025SB-01386-R00LCO09141-FNA.pdf)
- Fiscal Note for Amendment LCO 9740 (No Fiscal Impact): [PDF](https://www.cga.ct.gov/2025/fna/pdf/2025SB-01386-R00LCO09740-FNA.PDF)
- Fiscal Note for SB-1386, As Amended by Senate "A" (LCO 9141): [PDF](https://www.cga.ct.gov/2025/FN/PDF/2025SB-01386-R01-FN.PDF)
- INS Joint Fav. Rpt: [PDF](https://www.cga.ct.gov/2025/JFR/S/PDF/2025SB-01386-R00INS-JFR.PDF)
- INS Vote Tally Sheet (Joint Favorable Substitute): [PDF](https://www.cga.ct.gov/2025/TS/S/PDF/2025SB-01386-R00INS-CV20-TS.PDF)
- Senate LCO Amendment #9740 (J): [PDF](https://www.cga.ct.gov/2025/lcoamd/pdf/2025LCO09740-R00-AMD.pdf)
- Senate Roll Call Vote 285: [PDF](https://www.cga.ct.gov/2025/VOTE/S/PDF/2025SV-00285-R00SB01386-SV.PDF)
- Senate Schedule A LCO# 9141 (J): [PDF](https://www.cga.ct.gov/2025/amd/S/pdf/2025SB-01386-R00SA-AMD.pdf)

## Related bills

- HB 05013: AN ACT ADDING CERTAIN PLANTS TO THE INVASIVE PLANTS LIST. (signed)
- SB 01558: AN ACT CONCERNING INCOME TAXES IMPOSED BY OTHER JURISDICTIONS ON RESIDENTS OF THE STATE. (signed)
- SB 01396: AN ACT CONCERNING EARNED BUT UNPAID WAGE OR SALARY INCOME ADVANCES. (signed)
- SB 01187: AN ACT CONCERNING FORECLOSURE, ASSIGNMENT AND OTHER ENFORCEMENT ACTIONS FOR UNPAID SEWER ASSESSMENTS AND OTHER FEES AND CHARGES. (signed)
- HB 07236: AN ACT CONCERNING HUMAN TRAFFICKING AND SEXUAL ASSAULT VICTIMS. (signed)
- HB 07192: AN ACT IMPLEMENTING RECOMMENDATIONS OF THE BIPARTISAN DRUG TASK FORCE. (signed)

## Sources
- [File No. 256 (PDF)](https://www.cga.ct.gov/2025/FC/PDF/2025SB-01386-R000256-FC.PDF)
- [INS Joint Favorable Substitute (PDF)](https://www.cga.ct.gov/2025/TOB/S/PDF/2025SB-01386-R01-SB.PDF)
- [Raised Bill (PDF)](https://www.cga.ct.gov/2025/TOB/S/PDF/2025SB-01386-R00-SB.PDF)
- [Bill Analysis For File Copy 256 (PDF)](https://www.cga.ct.gov/2025/BA/PDF/2025SB-01386-R000256-BA.PDF)
- [Bill Analysis for SB-1386, as amended by Senate "A" (PDF)](https://www.cga.ct.gov/2025/BA/PDF/2025SB-01386-R01-BA.PDF)
- [Fiscal Note For File Copy 256 (PDF)](https://www.cga.ct.gov/2025/FN/PDF/2025SB-01386-R000256-FN.PDF)
- [Fiscal Note for Amendment LCO 9141 (No Fiscal Impact) (PDF)](https://www.cga.ct.gov/2025/fna/pdf/2025SB-01386-R00LCO09141-FNA.pdf)
- [Fiscal Note for Amendment LCO 9740 (No Fiscal Impact) (PDF)](https://www.cga.ct.gov/2025/fna/pdf/2025SB-01386-R00LCO09740-FNA.PDF)
- [Fiscal Note for SB-1386, As Amended by Senate "A" (LCO 9141) (PDF)](https://www.cga.ct.gov/2025/FN/PDF/2025SB-01386-R01-FN.PDF)
- [INS Joint Fav. Rpt (PDF)](https://www.cga.ct.gov/2025/JFR/S/PDF/2025SB-01386-R00INS-JFR.PDF)
- [INS Vote Tally Sheet (Joint Favorable Substitute) (PDF)](https://www.cga.ct.gov/2025/TS/S/PDF/2025SB-01386-R00INS-CV20-TS.PDF)
- [Senate LCO Amendment #9740 (J) (PDF)](https://www.cga.ct.gov/2025/lcoamd/pdf/2025LCO09740-R00-AMD.pdf)
- [Senate Roll Call Vote 285 (PDF)](https://www.cga.ct.gov/2025/VOTE/S/PDF/2025SV-00285-R00SB01386-SV.PDF)
- [Senate Schedule A LCO# 9141 (J) (PDF)](https://www.cga.ct.gov/2025/amd/S/pdf/2025SB-01386-R00SA-AMD.pdf)

## Related
- [HB 05013: AN ACT ADDING CERTAIN PLANTS TO THE INVASIVE PLANTS LIST.](https://policyrisk.com/state-bill/CT-HB05013-2025)
- [SB 01558: AN ACT CONCERNING INCOME TAXES IMPOSED BY OTHER JURISDICTIONS ON RESIDENTS OF T…](https://policyrisk.com/state-bill/CT-SB01558-2025)
- [SB 01396: AN ACT CONCERNING EARNED BUT UNPAID WAGE OR SALARY INCOME ADVANCES.](https://policyrisk.com/state-bill/CT-SB01396-2025)
- [SB 01187: AN ACT CONCERNING FORECLOSURE, ASSIGNMENT AND OTHER ENFORCEMENT ACTIONS FOR UNP…](https://policyrisk.com/state-bill/CT-SB01187-2025)
- [HB 07236: AN ACT CONCERNING HUMAN TRAFFICKING AND SEXUAL ASSAULT VICTIMS.](https://policyrisk.com/state-bill/CT-HB07236-2025)
- [HB 07192: AN ACT IMPLEMENTING RECOMMENDATIONS OF THE BIPARTISAN DRUG TASK FORCE.](https://policyrisk.com/state-bill/CT-HB07192-2025)
- [Connecticut bills](https://policyrisk.com/states/connecticut/bills)
- [Connecticut state hub](https://policyrisk.com/states/connecticut)
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Source: PRIA, https://policyrisk.com/state-bill/CT-SB01386-2025 (as of 2026-10-19).